How To Generate Leads On Youtube With Dave Cousins And Michael Drake!

Hey, credit heroes. Today, my special guests are Dave Cousins and Michael Drake, who are not only credit heroes, but they are real heroes. They started running their credit repair business while they were in the Navy, but they really blew it up once they got their YouTube channel that now has over 50,000 subscribers. And today, they're going to show us exactly how they've done this. So you better stick around.

So the big question is this. How can we take our pay passion for helping people with their credit and turn it into a successful business without taking loans, without spending a fortune by bootstrapping it from nothing so we can help the most people and still become highly profitable? That is the question, and this podcast will give you the answer. My name is Daniel Rosen, and welcome to Credit Repair Business Secrets.

Okay, if this is your first time listening to my podcast, every week I cover industry news, financial tips, and entrepreneurial advice for bootstrapping your credit repair business from nothing. So be sure to click that subscribe button now and get ready to start changing lives. Okay, so a few weeks ago, I was at this huge marketing event called Funnel Hacking Live. It's an event put on by Russell Brunson and click Funnels. And really, everything that we know about marketing that we've used to grow credit repair cloud, we've learned from them. And at that big event, I met Dave and Mike. They have a huge credit repair business that's really blowing up because of their enormous YouTube following. And the moment I met them and heard their story, I just knew I had to get them on my podcast. So they're going to be dropping a whole lot of gold.

So.

So I want you to grab a pen and paper because you are going to want to take notes. And please welcome to the podcast, Dave and Mike. Hey, guys. Welcome.

What's up, Daniel?

Yeah. This is awesome. I'm so glad you guys are here. Thanks so much for being here. Congratulations on all your success. So good to see you again, and thank you for your service.

Hey, thank you for the support, Daniel. Hey, we wouldn't be here if it weren't for you and your awesome staff. So we're excited to share everything we've been through and everything that we're doing.

I can't wait. And I know we got a ton to go over, and I want to hear everything. I know a huge part of your story takes place in the Navy. So you both met in the Navy. Is that correct? Well, tell me that story. I want to know how you met. I want to know why you didn't like each other at first, because I heard about that. And I also want to hear how Mike almost killed you, Dave. So tell me everything.

I got this story because. And it's gonna play out like this story is going to, I guess, go into how we operate today as a business, because I normally don't trust people. And, you know, that wasn't no fault of Dave. So when we first got to our command, me and Dave came in, checked in on the same day. So, you know, with the Navy, you gotta wear your uniform, you know, your dress blues or dress whites. And they took us around the command and they were talking about where we're going to work and stuff like that. So our sponsor actually walked us around. And part of the check in process is you got to give up your personal information. So they asked us what was our birthday and we didn't know who they were talking to. So we both said July 24, which is both of our birthdays. And then I looked at them and then I was like, you shared my birthday. So as Dave was saying, we're both lions because we're both competitive. So when, when I met Dave, he was one pay grade. He was two pay grades ahead of me. And I was like, you know, I wanted to get on his level, so I made him, I guess, my, my target. I say somebody who I could look up to to try to get on his level. And so I end up, Dave ended up being my supervisor. So so I would see him walk around with the notebook and stuff, and I'm like, okay, well, I'm outwork everybody. But little did I know he was out trying to do the same thing. But you really don't, you don't try to outwork somebody that's below you. So Dave was trying to outwork everybody else above him. So by me chasing Dave, it actually helped me in the long run. So when we was working one day and I was supposed to be watching over Dave because he was qualified to drive this big tractor, we call it, it's a 20k, so it's able to haul over £20,000. So we were going to pick up this shipment to start work, and I was tasked as Dave Safety Walker, right? So normally we work outside. So they never taught me to look above the crane, to watch out for low hanging lights because we're always outside. So as we're going through the hangar bay, right, he's driving this big, this big monstrosity through a small, narrow hangar bay. And I was like looking at both sides, like running around trying to figure it out, like, oh, can you. Can you squeeze here? Can you squeeze that? What do you need to do? Okay, tip your forks back, kind of, you know, scoot the back around a little bit. And I didn't look up. And Dave actually clipped a low hanging light. So the light, it started sparking. I was like, oh, my God. And then Dave turned off the machine, and I told him. I said, hey, I'm gonna go get electrician, right? So I ran to go get the electrician, and the electrician came back, and he said, yeah, he hit it. It's good. The power went out. It's okay. So Dave crunked the tractor back up. He started backing up, and it started to spark again. Now, I didn't know, like, Dave could have died until my. Till our head supervisor came, and they got into me so hard, Daniel. I almost wanted to cry, because if Dave would have took a step off of it to get off, he could potentially shock himself and die. So at that point, I was really indebted to Dave because he did the big thing. He just said, hey, man, look, it's all right. It's okay. So my punishment was I had to come in early, right? So they were like, hey, you got to come into work at five o'.

Clock.

And I was like, oh, man. Came in at 5, but Dave was already there. And I was like, what are you doing here? I come to work early. Hold on. But you stay late, too. Oh, man. So that's how I grew to respect Dave. And then I pretty much chose him as a mentor after that. So that's the story of how we met and then how I stopped being upset with him for being in charge of me and then to eventually looking up to him as a mentor.

Awesome. Awesome. And then how did credit come into the picture?

My credit was trash, Daniel. Oh. The reason why I didn't really check on my credit was because I didn't really know too much about it. And then I saw Mike. He had got a house. Everybody else, like, below me, like, all my junior sailors had got houses. And I was like, dang, y' all couldn't tell me about getting a house, so I didn't know that I was able. I thought it was like a. A long process of getting a house. I just had to be. I don't know. I just assume on how to get a house. I didn't know nothing. I didn't do no research. But when I saw everybody else get a house, I wanted the house, too. And I talked to my family, and then Mike was my first cheat code. Well, my second cheat code because he told me the process of actually buying a house. So I went to the loan officer that I think he told me to go to and I asked him, they pulled my credit and he said, son, yeah, you know, usually we don't have really a qualifying score for the VA loan, but you got at least have a 580. My credit score was way below 580. So they told me, if you want to get this house. He told me some process I needed to go through and I just did some research and I started cleaning and fixing my credit so I can get above a 620. And then I qualify for the home. Six months later, became homeowner. And then from there I just started posting what I was doing. And they started. People started asking questions. But I didn't know you could make this as a business until I saw Mike get. He got a motorcycle, he had got some money, he had another loan, a credit card. He posts everything on social media. So I asked him that process as well. But I had some few blemishes. Then I hired somebody to remove a few things and my credit score shot through the roof. And then it was game over from there. I was like, hey, I got charged. Mike, we can make this as business. Let's charge other people. Because I knew how to clean it. I started with mines, I did mine and then I did his wife and then was game over. I got her student loans off. And then we took off and I started posting it and everybody wanted to know, can you get my student loans off? Can you get my collections? Can you help me? And since we're in the military, everybody, you know, trust us. Plus I had made a lot of relationships, created a lot of relationships, and people wanted help. But nobody, of course nobody really talks about it because they're embarrassed, which I was as well, because I didn't really tell nobody my score. So I understand. So that was pretty much how like we started the credit repair business. That's how we first got started.

And you'd started it all during the Navy while you were in the service?

Yes.

How did you even have time for that? That's amazing.

Well, we had a certain schedule for the military where we come in at about 7:30 and then of course 4 o'. Clock. But my goal was to be an officer in the military. So I already had the drive and the awareness of everything I wanted to do. And I realized if I put that same effort into my business, then I'll be successful. So I got up a little bit earlier and read credit reports. I wasn't really good on the phone talking to none of that. Mike did all that. I was like, mike, hey, can you talk on the phone? Can you close? I'll be on it. But you do everything else. I'll clean the credit reports, I'll send off the letters. You just do that. You collect the money. So we created a tag team. He did that, and that's how we did it.

That's awesome. And were you doing it all manually, like with Microsoft Word and stuff?

Yeah. So I learned how to do use Excel. And we put all the. Anything that was negative, we put it like, I'll create the name and put everybody's accounts on one thing and then create separate files and put folders. I was a little bit organized because it was my job to be organized when it comes to the military. So I put folders, I put it their account is everything, all the negative stuff. And then I'll make sure I had round one, round two, round three, round four, round five, round six. I learned a little bit more information. And then from there I just started doing that. I didn't know there was a credit repair software to analyze and do everything. I know none of that until Mike, I think he did some research and then he found out about the software, and I was like, okay. And then we started from there.

Very cool. And how many years were you running this business in The Navy?

Since 2008. 2019. We officially became a business march.

Yeah. So we were helping people in the military for free. So all our junior sailors, like, I was helping everybody. Anybody who would listen, I would just tell them, hey, call Navy federal, get an increase on your limit. And. And I was looking at people credit reports, and I was telling them the different laws that pertain to military veterans or military members, and people were getting results. So we were like, hey, just turn this into a business. So maybe six months before we actually started the llc, that's when we were handwriting the letters for my wife. And I was calling the collection agencies, telling them I was on deployment so I couldn't pay my bills. And when they removed it, I was like, why did they do that? And, you know, we found out that it was certain criteria that they had to follow depending on, like, your circumstance. We fixed my wife credit using the manual process. And we were helping people around the command, the Navy command, and we were telling them, hey, if you have this certain credit score, call Navy Fed maybe every six months to a year, ask for a limit increase. What that's going to do is going to help your utilization. So we were fixing credit by just giving away the information, which is kind of crazy that.

Yeah, we had the amass. We had got the gold. The amass card. The gold card. And we just telling everybody how to basically get it. And we, for us, we don't have to pay no annual fee, which was cool. So people that applied, they got the no annual fee as well because of us being in the military. So it was, it was amazing.

And then when did you leave the Navy and go full on into the business?

I just got out in July.

I got out in August.

Yeah, we was doing so. Oh my God. The business took off. We had to hire, especially during COVID We took a back seat from the military and went like full throttle on our business. And then we started hiring, started adding employees.

And.

We learned a lot of mistakes from there. And a lot of like, we need customer service. We needed like a lot of things because of how many clients we had. We didn't realize it was going to take off like that during COVID because we just thought that everybody was trying to, you know, save their money, especially during that crisis. So it was, it was a learning curve and we learned a lot during that process.

Yeah, I think the, the main thing we learned was to reinvest back into the company. So because we were military, because Dave, he's my, he was my mentor. So he always had what we call a collateral. It's something you do after your job that you take ownership of. So we were supposed to work 8 hour days, but me and Dave both worked 12 hour days because we wanted recognition. We got awards and we help other people get awards. And our job as leaders is to pretty much replace ourselves. And we learned this in the Navy very fast. The person that coming in, they make like $900. So the Navy is always turning around people. So either you got to get out if you don't progress or somebody behind you is going to take your job. But if you teach somebody your job, they can advance faster and you can get the recognition. I had over 12 people under me that wasn't directly working for me, but they sought me out as their mentor. And Dave had even more.

Wow, that is an amazing skill you learned in the Navy. That's the hardest part for most entrepreneurs is letting go and trusting other people. But when you do that, that's when your business grows the fastest, isn't it?

We started that for, I don't think we didn't talk about this. So I was in charge of what is it called Mike All Hand, what we call it by non profit company. So we had turn, we had to turn $100 because we didn't really have much money into making at least $100,000 by the end of the year and give it all away for like prizes and having a good time at the Christmas party. So we had made a lot of money in sales. Like a lot of money. I think it's like millions of dollars. Right. Because of we're selling snacks out of the ship store. We had pizza party pizzas for lunch. We did a lot of things because we know sailors is always hungry. We understand that people would just want to have a good time and get off of work. So we understand the whole process. So we talked to the upper chain of command to do certain things and we started doing a lot of fundraisers. And from there it was like a fun experience. And then we just took that mentality where we learned in business accounting and things like that it into our business. And due to that, we didn't really need no money for the business. You know, we just used our military check. And then we just kept like, we had this. We just kept everything in the, in the business.

Wow. And now you said you started hiring right away. How, how big a team do you have today?

About 14, maybe.

Wow.

Good for you.

Yeah. So when the YouTube took off, it forced us to get more help because I think Dave was getting like 100,000 views a month. So we had people, we had calls scheduled from like six months. Our calendar was fully booked for six months. We had 16 calls a day for like six months.

Wow. Yeah. And I was. Earlier today, I was binging on your YouTube channel. You are really good on YouTube. Congratulations. And it's wild. You really do give all the secrets. You just give them away.

Yeah. Step. Step by step by step. I just, I realized that everybody needs a process. Right. And a lot of people don't understand if they don't see it. That's how. I'm a visual learner. So if I can show you and tell you on what to do, it was, that's. That's how I was taught. So that's why I was like, let me just give it away. But Mike, he was like, he was like, no, what you doing? I was like.

So I didn't, I didn't understand at the time until we got more into marketing. And then that's where I started to kind of blossom because now I had something, a sounding board to bounce my ideas off of. Like whenever we do something, I'll go to YouTube. What worked? What didn't work? Okay, use this color, use that color. But I think most importantly, when you get a client in, if they can get the information for you for free, we'll say, okay, well what step did you stop at? Why stop at steps? Step four or five. Okay, well we can keep going through the rest of the steps. Do you know what the rest of the steps are? And the more you get people to agree with you, like Dan, you shaking your head now? People are, they'll, they'll agree with you even more. So once you tell them the price, they'll agree to the price and then they'll agree that hey, this is a two way street. You got to do your part and I'll do our part. And then you get best better customers that way.

Awesome. So I'd like to talk about all your marketing, but would you say YouTube is your biggest lead source?

Yeah, we stop everything else at the YouTube.

Awesome. And how do you, even for credit heroes who are watching, who would love someday to start a YouTube channel, what does it take? What are the steps? What's your advice?

So the first step, I would say find questions people are asking. So there's a website called Answer the Public and if you type in fixing credit or credit repair, there will be a list of questions, thousands of questions people are asking on a day to day basis and people are searching. So I find specific questions people are asking and then I'll create a step by step process on how to actually answer that specific question. So that's all my videos are about, answering people's question. And I create a step by step process on how to do it and how to basically achieve that question that they ask. So if I want to remove a collection, they'd be like, how do I remove a collection on my credit report? So I just go through my process of how to remove a collection off a credit report. I give them so much information, I show them what to do, how to do it, when to do it, what if it comes back, verify what to do next. And they're like, oh my gosh, she gave me everything. And that's what I want to take away for people. It's like, oh my gosh, I got enough information to go do this process. If I need help, I can find another question or find another video answering that question. And if I get stuck, I know who to hire because I gave so much information. So that's step number one for starting the YouTube channel and just find the questions people are asking and Then step number two is press and record. Now, I don't know if you could bring up one of my first video, but it was pretty bad. Mike always bring it up. But if you go to my first video, it's really, really bad. And I just started. I had a little whiteboard. I was talking, I was saying, step one, look at your credit report. And I didn't have that much energy at first, but I wanted to get started because I knew people needed this information. And then from there, just continue making videos. Like I made a video every single day. I committed to that process. But you don't gotta do the same thing as me. You can go make one video like per week or one video per month or one week, every video every other two weeks and just commit to the process of continue uploading. Because over time, you. YouTube is. It's a slow. It's like a slow thing, but eventually once you have catch momentum, it just. It takes off. It's. This is crazy for the YouTube, but it's a slow process at first. Sure.

Were you nervous at first about giving away all your knowledge for free?

Oh, no, that's. I've been like that since the military. Like, anybody ask questions, I'll give you whatever I know when it comes to qualifying, when it comes to getting certain things for the military, or how to get this or how to get that. And I did the same thing for business. They asked me a question. I just give them away, everything on what to do. So I'm always a given.

Awesome. That's really, really smart. And we should tell everybody right now. How can people find your YouTube channel?

Dave Cousins. You type in Dave Cousins, you're gonna see me doing this, excited, and then you'll be hooked from there. I'll just guide you on how to clean your credit step by step.

Yeah, I was impressed at how many videos you have. It looked like hundreds and hundreds. So that was phenomenal. And now, Mike, I hear you focus a lot on the analytics. So I'd like to know what analytics do you follow and how do they impact your business?

So I'm basically watching. I'm actually watching the YouTube. I'm not watching my numbers first because the YouTube has better analytics than anybody. Like, their whole job is to keep people on the platform. They do a good job at it. So if YouTube said this video is performing well, no matter what me and Dave want to do, want to give away or whatever, the people are telling us what they want. So I'll go to the top 10 and I will go in the back end. And then we'll watch. Okay, when did people fall off the video? Okay, if people fell off the video here, then what did Dave say in the first 10, let's say five minutes? Okay. They like this. So we'll watch it and then figure out what Dave is trying to say. And we'll craft an email kind of sounding like Dave on YouTube. So if you like Dave's YouTube and the information that we're sending in email sounds like Dave's YouTube and we text, you sound like Dave's YouTube and we can get you into the company that way because you got a good familiarity. You've seen Dave so many times. You know, the emails, even the emails have grammatical errors in it, just like the YouTube. So we watch those numbers first and then we track the open rates of the emails. And when people. And I think this is the most important part. Once you track the open rate of the emails, you can figure out which emails work and the email that get the best response. You respond to that email personally. So me and Dave will go and look at the actual emails that do the best and we'll respond to people. And people are like, there's not a system for this. There's a system for this. But we want to respond to you because this email gets the best open rate. And then we can get more deeper into analytics as far as color scheme and stuff like that. Okay, what does this color mean when you look at it? Is this color, Is this green? Like, why am I. Why, why do I have green? Why do I have blue? What did these colors say? If you look on the color spectrum and, you know, kind of geek out.

About it, that's fascinating. Okay, how about. Can you tell me a little about the five levels of awareness?

Oh, man. Yeah. That's my. That's my baby right there. So I tell people, and I help a couple of people in the group understand that as well. So the five level awareness to me is, who do you market to if somebody didn't know anything about credit? If I got a million dollar plaque and somebody don't believe they can get it, they will think that I'm bragging. But if somebody is in the room, see, you get a million dollar plaque and they're really close. That's encouragement. So five levels awareness, it starts at one, which means they don't know you at all. Five means that they are right there. They know you the solution. So number one, and I use my dad as an example. He bought everything, cash, and he didn't know about credit. Didn't even know his credit score. So I will waste my time by marketing him. I actually waste a lot of dollars trying to get convince him to change his life for the better using credit. And then something will have to happen in my dad's life for him to move to the next level, which is maybe his car broken down. And then he'll go talk to somebody about it. Now he's aware of credit. Well, when he goes and somebody says he has to understand his credit score. So this is number two, he'll understand his credit score. And then number three, he'll probably go to a lender, get denied. Now this is where I probably can sell my dad my service, but I still won't sell it to him because number four, he will have to come find me, right? So if he come find me and then he probably still don't know I got a product until he goes see Dave's YouTube. So by the time like he get to level three, he'll probably be looking for a solution. And Dave is going to be a solution. And the way we use YouTube like that is we do what we call raindroplets. So if Dave make a video, he doesn't make a video for everybody. He doesn't say credit in general, because if you type in credit on YouTube, you're going to see Daniel Rosen. So we have to say, hey, who has, who tried to get a car in the last 30 days but got denied? So then that attract my dad more and more to me until he realized that I have the product and I have his solution and then he just have to believe in me. So five levels of awareness. And I see people like to market to everybody, but once you market to everybody, you market to nobody.

So you find those specific questions and that's what we say, find specific questions people are asking and we just make a video. So like a real, like that's a specific question. And you'll make a video on that specific question and then you'll find another specific question, how to remove student loans. Talking about a house. That's a very specific question. And then you answer that question because you've been through that process, you've been through the journey. And then you find specific questions that you've been through because you will be able to talk to, you'll be able to talk about it very confidently because you know everything that you went through. So I could talk about buying a house very confidently because I went through the process. I could talk about getting loan cause I went through the process. So for everybody Just find stuff that you know about. You just talk about it and it's good value and the people gonna love you, I promise.

The raindrop method after that. So if you talk about one product or one problem, two problems, three problems, four problems, we call those raindrops because after you answer everybody's question, you have a puddle around you and those are the people you helped. And eventually those people are turning the leads. Very good ones.

That is awesome. That is real gold. And I also love that site. I'm going to mention it again. You said answer the public is the name of the site where you can find these questions.

Yes.

That is really, really awesome. Okay, I want to switch gears for a minute and I want to ask you guys a few rapid fire questions and I want you to answer either one of you or both of you. Let's do both of you answer with the first thing that pops into your head. Let's go with Mike first. What is your business? Superpower?

Transparency.

How about you, Dave?

No days off, so. Yeah, I was going to say the same thing. Transparency.

Okay. What is your business? Kryptonite. The area that you had to work the hardest on to improve customer service.

Yeah, customer service structure. Because even though it was just that part customer service and finding people, that was the hardest part. Operations.

Yeah, for me too. Okay, let's see. How about, what does business ownership mean to you?

Freedom.

How about you, Dave?

Oh, being able to help and provide and ownership as well.

Awesome. What drives and motivates you guys?

So I got out the military because I wanted more time and be able to do what I want, when I want, how I want. So for me is freedom and the time to be able to do. That's for me.

Yeah. I love how it makes everybody feel. You know, my business makes people feel a certain type of way because I know what it feels like to get 100 point increase on your credit score.

Awesome. What's your definition of success?

That's a hard one because I go through seasons. So off the top of my head, my definition of success will be how many people I helped.

Awesome.

How about you, Dave?

Yep. It'll be the same thing. Providing value. I can't think of nothing else providing value.

Good.

Helping a lot of people during your. During, during the time you're here.

Yeah. Changing lives. How about if you could go back in time and tell yourself one piece of advice, what would it be?

Correct. Because we say credit is life. So credit is just more than the three digit score. It's credibility. And from there, if I Learned about credit really, really early, I think. But I'll probably never meet the people I met. So it would be just focus on building relationship with banks and keep a good report card with them.

Awesome. How about you, Mike?

I would tell myself that I'm on the right track, that I'm doing everything. I'm the right way.

Awesome. I like that. And do you have any advice for someone just starting a credit repair business?

I would tell people, don't try to skip the hard work because the hard work is the foundation of your business. And once you go through that phase, once you market and do everything that you're supposed to do in your business, it's going to be easier on the other side because you went through those challenges.

Awesome. Awesome. Any advice from you, Dave?

Don't get on YouTube. Dave, you can't skip the process because with the process that comes with the frameworks and with the frameworks you'll be able to teach other people. So that's, that's, that's for like, that's for me. Everybody wants to get the process and get the money, but you don't know what to do.

Yeah, that's good advice. And now that you have your team and so you've been able to get out of the business to grow the business which you're doing on YouTube, what's next? Do you have plans to start more businesses or write a book or. I know you talked about having a mentorship program. What's next?

So we're in a process of actually writing a book and we have a waiting list for our next mentorship. So we're in the process of writing a book right now. Is the actual. The rough drive is due on Tuesday, so we it done and we're gonna get that submitted and then we have a mentorship that was going right now and then the next one is gonna be next, next year for that. But yeah, that's what we're doing.

How can people get on that waiting list?

I'm gonna send you the link so they can get on the waiting list.

They can either do that or they can just reach out to us where we're gonna have like. What is it called, Dave? The Mifke? Yeah, yeah, we're going to have a mentorship that's lower level so everybody can get in. We're going to be inviting people to come and learn how to fix credit because we can't really talk to people that well on YouTube. So once we get people into our members area, we're going to be giving out Prizes. We're going to be partnering up with our lawyers, car dealers, car brokers, so people can get the best so they don't have to go to crooked dealerships and stuff like that if they want a car. And we're going to have loan officers and realtors in there. It's going to be dope because we understand that credit is life.

And, you know, that's awesome. So how can people reach out to you? What's the best way?

Oh, they can reach out to me on Instagram, Dave TalksCredit. So that's my name. And they could be able to reach out and we can get them.

Awesome. That is awesome. Well, I want to thank you both so much for your time today. Dave and Mike, this was a lot of fun. I wish you continued success and thanks so much for being here. Was it fun?

Oh, it was amazing. It was a blessing.

Awesome. Well, a blessing having you here.

Blessing to meet the credit repair cloud owner and understand the process. Amazing.

I never thought this was a lot of fun. It was my honor. And for everyone out there, if you're enjoying this podcast, be sure to click below to subscribe so you don't miss any of the secrets that we share each week here. And and if you're feeling kind, do me a favor, rate and review me so we can shoot up the charts just like Mike and Dave. And if you like the episode, share it. Also, leave a comment or ask a question because I read each and every one of them and I will see you in the next episode. And until then, be a credit hero and keep changing lives.

Hey everybody, it's Daniel again and really quick. I'd like to invite you to join what I believe is the best thing we have ever created inside the credit repair cloud community. And it is a challenge that we call the Credit Hero Challenge. If you're just planning out your business or you're just getting it started and you dream of having a successful business of your own so you can quit your 9 to 5 and fire your boss and have financial freedom or so you can add another revenue stream to your expense existing business. If that's your dream, you need to get into this challenge. We created this challenge to help you to create and launch your very own credit repair business to build a proper foundation for a really successful business. This challenge is going to help you to understand the strategy, the tactics and all the things you need to be successful at Credit repair. It really is the greatest thing we have ever built and it will change your life. So I recommend you do it right now. Stop everything. Pause this audio, go online, and go to creditherochallenge.com that's creditherochallenge.com and join the next challenge. And there's a challenge that's starting in just a few days. So go get started right now@creditherochallenge.com.