My Crazy Story

I'm Daniel Rosen. I'm the founder of Credit Repair Cloud. And in this episode, I'm going to tell you my crazy, crazy story.

So the big question is, how can we take our passion for helping people with their credit and turn it into a successful business without taking loans, without spending a fortune by bootstrapping it from nothing so we can help the most people and still become highly profitable? That is the question, and this podcast will give you the answer. My name is Daniel Rosen, and welcome to Credit Repair Business Secrets.

I'm Daniel Rosen, and I've been in the credit repair industry for almost two decades. Most of the credit repair industry runs on my software. And in the last year and a half, 25 people have made over a million dollars in our software. And so it's safe to say I know a thing or two about the credit repair industry. Okay. And I wanted to create this PODC to help those of you who are just getting started or who are trying to grow your business to the next level. Credit repair is awesome because changing someone's credit can literally change their life. It gives them a second chance. And it's the same for the credit repair business owner. This business changes your life as well. And for many, it's a second chance. I know it has been. For me, this is my second chance. Now, you're probably wondering, how did I get here? How did I become this credit expert, writing books, teaching courses, creating software? How did I become this guy here on this podcast? Well, here's my story. I get really, really obsessed by things. And when I was a kid, I was totally obsessed with. By juggling. It's all I could think about 24, 7. So I obsessed and I obsessed. And I practiced my juggling for eight hours a day for years, and eventually I became a world champion juggler. Now, I didn't have a very good home life, so I left home at the age of 13, and I juggled on street corners to make a living. And then I learned that if I could make people laugh, they'd put more money in my hat. So then at about 15, I decided I wanted to do something big time and get off the streets. So what do you do when you're a really good juggler? Well, many people would say you join the circus, but the circus was really gross. So I decided I was going to be in the Ice Capades. So I went to my local ice rink and I said, I'd like to have ice skating lessons, please, because I'm going to be in the Ice Capades. And they Said, have you ever skated before? And I said no. And they thought I was crazy. But I obsessed and I obsessed and it's all I could think about. And I practiced eight hours a day for years. And eventually something amazing happened. I made it into the Ice Capades when I was 18 and I would juggle, fire and skate and it was really awesome. But world champion jugglers don't make much money. So I started ad comedy and I decided my next goal was to be on Johnny Carson. So I obsessed and I obsessed and I worked in a lot of terrible comedy clubs. It took years, but eventually something amazing happened. I made it on to Johnny Carson and I was on there several times. And I got more and more into comedy. I had TV series, I worked in Las Vegas. And then in later years, I. I was the announcer of the Price is Right. I was the guy who says, come on down. That was me. A new car. Now, you'd think a guy in show business and on TV would be really, really rich and successful, but no. That's the illusion of show business. In reality, I was always broke all the time because I never had a consistent income because there were always such long gaps between gigs. So I had no insurance, no savings, no backup. I lived on credit cards and I was living totally month to month, and that's a really, really scary place to be. But eventually, after years and years of scraping and saving, I managed to buy this really messed up little house. And slowly I fixed it up and I was so proud of that house. But then one day, a bank error ruined my credit. And because of that error, my other bills shot up. And since I was broke again and between gig again, I didn't have the extra money for the bigger bills. And so that put me in a really rough place. I almost lost my house, I almost went bankrupt. I almost lost everything. It was the worst time of my life. I was 40 years old and I felt like a loser and I was too broke to even hire a credit repair company. So I set out to learn everything I could about credit. So once again, I obsessed and I obsessed and I bought every book I could find on credit and I. I studied and studied and I mastered it. It worked. I fixed my own credit, I increased my own score, and then I started helping friends and family. And I thought, wow, I'm really good at this. I'm like a world champion credit guy. I could start a business with this. But the problem was it just took too much time writing all the dispute letters and keeping track of everything. And I Thought, wow, this is really, really repetitive work I'm doing. There's gotta be soft to make this easier and faster. And so I started searching for credit repair software, but there wasn't any. And that's when I thought, aha. I found my way out of show business. I'm going to create the world's first credit repair software. The only problem was I didn't know how to make software. So again, that's all I could think about day and night. I obsessed and I obsessed. And after years of trial and error, something amazing happened. I finished it. It was a little $20 download and I called it Credit Aid. And I started to sell it. And it actually did what it was supposed to do, and I started to sell them and people started to buy them. And then one week, I sold so many, I made $80. It was a terrible, terrible business. But then something amazing happened was mortgage brokers and realtors, they started asking me for bigger versions to sell to their clients. And so did credit repair business owners. And that's when I realized, oh, this should be a business software hosted online so it could do all the things I wanted, like import reports and collect money and run a whole business. But that was going to take a lot of money, more than I could ever get. I was still broke. So I tried to get investors, and I met with them one after another after another, and I did my pitch and they all said no. So at that point, I just thought, screw it, I'm not going to leave this room until I figure it out. And again, that's all I could think about day and night. And I obsessed and I obsessed. And for the next three years, I sat in a little room, I barely slept, I didn't shave, I didn't bathe. I lived on top Ramen. And I slowly kept building it. And then after three years of that, something amazing happened. I launched Credit Repair Cloud. Now, it didn't do much at first, but people liked it. And it started growing. Okay, I got feedback and I kept adding to it. And now, years later, Credit Repair Cloud now powers most of the credit repair repair industry. We employ more than 60 people and our software powers over 3,000 companies. Now, see, I didn't have any special training to become an expert in credit repair. I didn't come from this field. I didn't go to college for this. I didn't even graduate high school. I just obsessed and I obsessed and I studied and I taught myself. But when I began to develop a passion for helping people, that's when it really started to grow. Now, that. That all started about 17 years ago, and in that time, we have helped millions of people to improve their credit. But more importantly, I've turned this into a method and a process that can help you to help others in your community and to make a lot of money in the process. Now, we all start the same way, by trial and error, by messing up our own credit and then figuring out the steps to fix it. But once we change our mindset to be about helping others, that's when the real success starts to happen. That's when it starts to scale. Okay? And the best part is we don't need a lot of money to start a credit repair business, because you can bootstrap it from nothing. We just start by helping people. And most importantly, we change lives. Now, that's our mission. So you're going to hear that a lot on this podcast. So I really, really want you to think on that level. Because when you begin to change lives, that's when your business starts to grow big time. If you just set out to make money, sure, you'll make money, but your business probably won't grow very far, and you probably won't have a very fulfilling life. But if you really care and have a passion and a desire to help people and change lives, that is when you're going to have the biggest success. Now, myself, I've gotten so much from becoming involved in the credit repair industry. It has changed my life immensely and has given me a very big second chance in life. And I don't take that lightly. So I want to take everything that I know about the credit repair industry, and I want to pass it on to you so you won't have to learn all of this by trial and error. Okay? So if you've been concerned that maybe you might fail and let your clients down, I want to put those fears to rest. You can do this. You just need the right person to explain it to you, your friends and your family. They might tell you that you need investors or a fancy college degree to start a business or to be successful. And I'm here to tell you, they are wrong. They have their own reasons for wanting you to think that, but it is not true. This is something that you can do if you start to develop a passion for it. I mean, for me, I just became obsessed about credit. I was obsessed over how hurtful the system is, and then I became obsessed on how to bend the rules to work in our favor. I just became obsessed with it. And that's what it takes to succeed. Is this inspiring? Do you want to hear more? Okay, well if this sounds good to you and you want to hear more, then click below to subscribe. Okay? So you don't miss any episodes. And if you're feeling extra kind, please leave me a review and that will help a lot. And check out our site@creditrepaircloud.com because we have a ton of free resources there and I can't wait to see you on the next podcast. So until then, keep changing lives. Want a fast track to creating an.

Amazing business that helps people, changes lives, and makes you a great living in the process? Then I'd like to invite you to my free online training@creditrepaircloud.com freetraining in this free training you will learn how to get clients willing to pay you even if you're just starting out, how to get easy credit repair results without being an expert, and how to get all the clients you'll ever need without paying for advertising. Again, this training is absolutely free. Just visit creditrepaircloud.com freetraining.