In this video Dani Lynn Robison addresses the most common investor questions about FreedomNotes, a private real‑estate‑backed note product. She explains that no investment is 100 % safe but FreedomNotes are secured by physical, needs‑based assets (workforce housing, senior housing, self‑storage) and have a track record of over 18 years and 1,000+ transactions with no missed payments. She clarifies liquidity: the notes have a 12‑month term, auto‑renew unless the investor opts out at term end, and are not suitable for emergency funds because real‑estate assets cannot be liquidated quickly. She outlines the redemption process, noting that early withdrawals are not possible except in genuine hardship cases, which are handled compassionately. Robison introduces an alternative 3‑month Liquidity Fund that offers more frequent access to capital at a lower return. She emphasizes matching the investment to the investor’s time horizon and financial situation, and teases a future video on using IRAs/401(k)s to invest in private real estate. The call‑to‑action directs viewers to chatwithfreedom.com for further discussion.
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I'm going to answer the questions I get asked most often before someone invests. And these are the questions people are sometimes a little hesitant to ask because they feel like they're doubting us or being difficult. But they're not. These are the right questions, and I'd rather you ask them before you invest than wonder about them after. So let's get real. My first one: is my money safe? And here's the honest answer. No investment is 100% safe. Your money isn't safe in the stock market or mutual funds either. A single headline could wipe that money out. And anyone who tells you that any investment is 100% safe is either misinformed or not being straight with you. What I can tell you is what safety looks like inside our structure and let you make an informed decision. FreedomNotes are backed by real estate assets, physical properties that we own and operate. Workforce housing, senior housing, self-storage. These are needs-based assets, meaning people need them regardless of what the economy is doing, and they are held as collateral, which is the security backing your note. This is real property, not paper, not a promise tied to a stock price. And beyond the structure, there's the track record. In 18+ years and 1,000+ transactions, not one investor has ever not received exactly what was owed them. Not through the financial crisis, not during COVID not through any market cycle we have seen. Is that a guarantee of future performance? No. It's a data point. And I think it's a very meaningful one. The second question: What about liquidity? Meaning, how easily and quickly can I get my money back? And I want to be very clear here because I think liquidity is the most important thing to understand before you invest in FreedomNotes, and I would rather over-explain it than have anyone surprised later. FreedomNotes are not liquid like a savings account. They are not liquid like a stock you can sell on Tuesday afternoon. They have a 12-month term and they auto-renew unless you notify us in advance that you want to get your money back at the end of the term. That means if life changes and you need that capital in 3 months, FreedomNotes is not the right place for it. This is important because putting your emergency fund into a 12-month commitment would be the wrong decision, and a good investment is one that fits your actual situation. Now let me explain why that structure exists. Real estate is illiquid by nature. We own apartment complexes and senior communities. We cannot liquidate, meaning sell off, a 129-unit property in 3 months and return capital to investors on demand. That's not how real estate works. The structure of FreedomNotes mirrors the nature of the underlying assets, and that structural commitment is part of what makes the yield possible. So if you want the kind of returns real estate offers, this is part of that arrangement. And that's a fair and honest trade. The third question: What if something goes wrong at Freedom and I need to get out? The redemption process, meaning the procedure for getting your principal back at the end of your term, still applies. There's not a scenario where capital is immediately returned outside of that structure. What I can tell you is that we do not make that process adversarial. If an investor has a genuine hardship, something real and serious, we have conversations. We are human beings running a relationship company. But the structure exists because it protects everyone, including you. Now, for investors who want more flexibility, we do have a product worth knowing about. The Liquidity Fund, our 3-month income fund. It's structured with a shorter commitment, which means more access to your capital. The trade-off is a different return structure, and it's worth a conversation to understand whether it fits your situation better than the Freedom Notes do. So here's the bottom line. If you have capital that is truly long-term, money that is not your emergency fund, not your short-term cash, but capital you're committed to putting to work for at least 12 months, FreedomNotes is built for you. If you need more accessibility, let's talk about the Liquidity Fund. The right investment is the one that fits your actual situation, not just the return that sounds appealing on paper. We want to help you make the right decision for you, and that matters to us more than closing a deal. In one of our next videos, we talk about using your IRA 401 to invest in private real estate, and why most people don't know this is even an option. I hope this was helpful, and I hope we have the opportunity to work together. Head over to chatwithfreedom.com and let's have a conversation.
