Short YouTube advice clip (June 2024) arguing that millennials should not pay off low-interest mortgages (cited ~2–5%) because investing extra cash in passive real estate funds can allegedly yield ~10% returns; frames decision as an opportunity-cost tradeoff and ends with a follow CTA.
Here's why you should never pay off your house if you're a millennial. Millennials have been buying homes at historically low interest rates around 2 to 5%. However, on average, you will make 10% returns by putting your money in a passive real estate fund. So instead of paying off a 3% loan with your extra money, invest that money into funds and syndications to get 10%. This is a classic example of opportunity cost. And if you want to learn more simple money strategies, be sure to follow for more.
Physicians and High Earners — What Real Estate Can and Can't Do for Your Taxes
