Derek Cole explains how AC condensate drains work and what happens when the line clogs. Water backs up in the pan, sits stagnant in a cold dark space, and can cause bigger problems down the line.
Chapters
Now your system, as that water accumulates, it drips off the coil and goes into a drain pan. That drain pan goes into a drain line which takes that moisture out of your home and puts it outside where you— there is no damage, there is nothing going on. Now when things go bad, that drain line gets clogged that water builds up either in the drain pan or the drain line, either overflows or you have water sitting in the drain pan, which is not supposed to happen all the time. Because when water sits in that drain pan, it's in a cold, dark, damp environment. And what happens?