Building New House A/C

HVAC specialist Derek Cole recommends geothermal systems for new construction because ground loops install easily and can be financed through your mortgage. He frames the choice as pay now for efficiency or pay later in energy bills, and says a clear budget target beats guessing.
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Kind of depends on what you're building and what you're looking for. Now, the most efficient way to go would be, in my opinion, geothermal. If you're building a new house and you have, you know, you don't have grass yet, it's obviously easier to do the wells and to do the loops and not cause any problems. And you can, with all of these, you can fold them into your house payment and becomes a lot better for you So geothermal is really what I would recommend to start with, but it kind of— I mean, you can go geothermal, you can go multi-zone mini-split, you can go traditional heat pump, you can go dual fuel. I mean, there's so many options. And really, Steve, my father, has really said it the best. You know, if you give me a target, I can hit it versus having this shotgun approach. Right? I mean, what's in your budget? First of all, if it's in your budget to go high-end and to go really efficient, let's do it. If it's in your budget to go standard, basic, let's just get done, bare bones minimum, then we can do that. But then again, you know, when you give us your budget, then we can see what you want, see what the budget is, and then fit something into that mold. It's kind of obviously harder to go with the shotgun approach, which was, you You know, give me the most efficient. All right, we're going to give you the most efficient. I know my budget's right here. Okay, well, let's come down to right here. But if we started with that, that would have been a little easier because then we wouldn't waste your time, wouldn't waste our time. We could just talk a number. So, um, I was talking to somebody recently and they said, you know, this number is like 10% of my home budget. I said, well, you're dealing with an appliance that's half of your energy use every single month. So I've said it before, heating and air, you either pay for it now or pay for it later, but eventually you're going to pay for it. And some people say, what do you mean by that? Well, if you pay up front and you get a super efficient unit or an efficient install, then you'll save money. If you go with the cheaper unit or the low-end equipment or the value-based brand, then you'll pay for it every month in energy bills. So that's what I mean by hitting an error is one of those you either pay for it now or pay for it later. You'll pay for upfront, in this case upfront and put it in your house payment and save money every month on lower energy bills, or pay for later by going low end to start with and then having higher energy bills every month. So
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