In this motivational talk, Dipak Bhadra—an Alignment Mastery Coach and author of Grow Your Money Tree and Alignment—explains why many people in Dubai and the broader Middle East remain trapped in a “rat race” despite hard work. He attributes the problem to a false belief that hard work automatically leads to higher income, a mindset inherited from his own upbringing. Bhadra introduces two core frameworks: the 3 A’s (Awareness, Alignment, Actions), which connects conscious thought, subconscious belief, and physical behavior, and the M3 Money Strategy (Make, Manage, Multiply), a step‑by‑step approach to building and growing wealth. He expands the Alignment concept into a “four‑wheel” model of well‑being—mental, emotional, physical, and financial—illustrating how misalignment in any wheel hampers progress. Drawing on mentors like Bob Proctor and Robert Kiyosaki, he shares personal anecdotes (e.g., transitioning from an engineering career to owning 12 passive‑income rental properties) to demonstrate the frameworks in action. Practical habits are suggested, such as converting commute time into personal‑development listening. The talk concludes with a call‑to‑action to a proven 10‑year roadmap that has helped hundreds achieve financial freedom, emphasizing that if he could do it, viewers can too.
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Many people I meet, I ask them, what do you really want? Their answer is they want to be financially free. They want to be free from worries of money, income. But when I ask them where they are and how their present results are, and the answer is, they says their money or income is not growing. Now considering what is going on in the world— economy, politics, wars, multiple things are happening— and it is a reality. They are working hard mentally, physically, emotionally, everything, but still things are not changing. My name is Dipak Bhadra. I am Alignment Mastery Coach and author of these two books, Grow Your Money Tree and Alignment, and this covers most of the things, the results you want to achieve in life. Now, taking from here, I live in city of vision. There is a quote by Dubai ruler. He says, future belongs to those who can imagine it, design it, and execute it. It's more than 27 years I'm living in Dubai. I have seen Dubai transforming, and I have walked that path and transformed my life, build my financial freedom, worked on my dreams, manifested my dreams, and I'm doing something which I never thought I can do it. Now, I assume that you are living in Dubai or UAE or Middle East. Scenario is same. It says everybody comes with Dubai with a big dream, but unfortunately very few people are only able to manifest those dreams. Most of the people, they are surviving, they are stable, but they are not growing. There is no exponential growth. They manage with incremental growth. They manage with temporary change, not permanent change. So I'm going to share in this video why so many people are stuck in the rat race. Now, rat race is not only if you are in the job. Rat race is also if you are in business. I have seen business owners are in a bigger rat race. If you are business owner, your employees are maybe giving you 8-9 hours per day and they are enjoying their weekends, maybe 2 days weekend, maybe 1 day weekend. But as a business owner, are you having time freedom? I'm sure you are worried about rents, renewals, salaries, suppliers payment, collection of payment, many things. And then you are not really free. Now this is the reality. It keeps you continuing your present lifestyle, but it never helps you to achieve your big dreams. And I'm going to talk about those big dreams and why so many people are trapped in these rat race and what you can do differently. So it is, it says that hard work is not income. Many people feel, and that was me till the age of 49, my belief was that to earn more money I have to work hard. And I was working hard and hard and hard, but my results were not changing. Maybe it was changing incrementally, not exponentially. So that is the truth. Now, from where that belief came? Because I have seen my father working hard, from study to job, full-time job during day, and then evening part-time job, and then even bringing work at home. I can recall those memories of my age of 5 years in 1971. That time there was no computers, no printers, so he was doing things writing, in writing. I have seen him He worked in the same company for 40 years, and that made my belief that to earn more money, I have to work hard. Now, then I came with this principle called 3 A's: Awareness, Alignment, and then Actions. And these 3 principles, or these 3 words, connected with your personality, your conscious mind, your subconscious mind, and your body. So if I explain a little bit on this model, This is where your conscious mind is. This is where your thoughts and ideas are created. And this is the part which connects you with outside world. We have 5 senses: see, hear, smell, taste, and touch. We can do this. Animals also can do this. So what differentiates between animals and human beings? We are given 6 mental gifts. I have another video where I am explaining these 6 mental gifts. Most of the people, either they are not using these 6 mental gifts They are just operated by senses, newspaper, social media, TV, other people, bank statement, and that, that is their life. You need to change your thoughts from the results you want. If you want financial freedom, how you, how clear you are on financial freedom? How do you believe at your subconscious level? And are you taking aligned and right actions? This I call alignment. Awareness What is financial freedom? Awareness about mind, awareness about market, your belief system. What are your belief systems? If there is misalignment here, so you need to align this and this, and that will make your body to take some new actions. So without actions, nothing happens. It is not hard work. Most of the people, they are stuck because they are programmed. And this was me. I was limited by my own paradigms or programming. I thought that I need to earn more money to work hard, or I need to work hard to earn more money. But then the mentors came to my life. You can see Bob Proctor, I learned from him about mind. Robert Kiyosaki, I learned from him about money, what is financial freedom, how I can be financially free. Now why it happened? Because I was willing to pay the price. It was my burning desire. So what you can do, raise your awareness, connect with people. Like, I have not only two mentors, I have many mentors who are helping me on different things. Learn, unlearn, relearn. This is the principle. Never be satisfied what you learn only in college or university. Learn, continue learning, unlearn something which is obsolete now, and relearn. Alignment Ask yourself, what are your belief systems? Is your belief system aligned with your vision? If that is not, there is a misalignment. And simple example, like a car. If you are driving a car and one wheel is not aligned, what you do? You get it fixed. But in life, we have four wheels: mental well-being, emotional well-being, physical well-being, financial well-being, which I am showing in another slide. And then comes action. Now, awareness about— so there is 97% people, they are stuck in this loop. They work hard, they earn, they spend, and they repeat. And they save little bit for rainy days, but they never save or invest for the growth, the legacy. Now there is a wealth loop where you earn, you save, build that habits, spending habits, correct? It's not how much you earn, it is how Well, you manage how much you keep and then grow, make it grow, and then multiply it. This is what I covered in my book Grow Your Money Tree. So there are 3 principles: make more money, manage it well, and multiply it. Now it is like a seed. If you have one seed and if you plant it, do you agree that the same seed will give thousands of fruits which can be seeds for other trees. Same principle applies to financial freedom and legacy building. And these are the— this is the metaphor I use. Car, I already explained. One wheel of car is not aligned, we go and fix it. But in life, these are the 4 areas: mental, emotional, physical, financial. Which wheel you feel needs to have immediate alignment? Unfortunately Most of the people, they are so busy in fixing their financial wheel, they compromise a lot with mental well-being, emotional well-being, physical well-being. They say, I will do it tomorrow, I will invest in me when I have time and money. They don't like doing what they really love to do, and they always feel that no, they are not fulfilled. They are not having time to take take good care of their body. If you are good health, definitely you can be more productive, more efficient. Does this make sense? And it is all internal job. Everything comes from thoughts, feelings, actions. Now what happens? So then comes is M3 strategy, which is you need to take right actions. So I talk about awareness, I talk about alignment, then comes Actions for growing your money tree, this is like I already discussed: make, manage, multiply. Robert Kiyosaki, what you can do, how you can multiply. Now you may be feeling insecure that what if I invest and lose. Learn that. I learned from Robert Kiyosaki about real estate. I'm having 12 passive income rental generating properties. Now it didn't happen overnight. I don't want to impress you, but I want to impress upon you that if I can do it, you can do it. Being my background as an engineer, I am now coaching of mind and money, which I didn't study in the school or college, but I learned it. So learn about where to invest, what suits with your profile, what is your appetite, what are your burning desires. Otherwise, you will be— you will remain in the rat race, keep trading your time, and that is not the life. What you can do today? Now, if you are in Dubai, Sharjah, you are traveling, and fortunately there is no much traffic because of conflict happening. But when traffic is there, what you do? Do you switch on music? You can do that, or you can listen some audios of personal development, some mentors whom you resonate with. I listen whenever I drive. I don't listen music or songs. I listen this because anything you are constantly repeating, learning, it will change your programming or paradigm. Now this is a small thing which I am guiding you to do. Instead of wasting your time, use time to grow. Make your car as a library or university. And then again, this is not a shortcut or overnight job. Now I learned from Bob Proctor that your results are always expression of your level of awareness. Everything starts with awareness. Flights, it started because Wright Brothers became aware about universal laws, law of reciprocity and law of gravity. Thomas Edison became aware that electricity can be converted into illumination. Everything, whatever you see around, technology which we are using, it is because of awareness. Now, one shift in awareness. If you want to go with this, I want you to take new action. There is a link in this description, in this post. Click the link, learn the roadmap which I am talking about this, and then see how your life is changing. The same roadmap— this, I'm using this roadmap since last 10 years. I help hundreds of people with this. Now if I can do it, if they can do it, you can do it. Hope this was helpful to you. Thank you.
