Financial Freedom - Why is more important than How!

Hey friends, good evening from Dubai and good morning, good afternoon, whichever part of the world you are in. These days I'm regularly helping people with Cash Flow Game. Many times people are not aware what is Cash Flow Game, so they ask me what is the Cash Flow Game, what are the benefits of Cash Flow Game, how it can help us. I thought today to make this video, live video. So I'm right now live on LinkedIn, Facebook, and YouTube. And I will share a little bit about this Cashflow Game. But before that, I want to share something very important, which is foundation. Now you know that any building you build, any tower, the foundation is most important part. If foundation is strong, understanding, understanding is strong, clarity is strong, awareness is strong, the building, the future can be better and stronger. So, uh, I will share some details with you about why financial freedom. So let me search my remote control. Okay, so, so this is— you can see this is the Cashflow Game, the board. Now I ask you this question: why financial freedom? It's not what is financial freedom, that is secondary. Why financial freedom? Why you want to be financially free? Unless you don't have a clear reason of your why. And why am I telling this? Because first 5 years of my financial freedom journey, I was not aware why I want to be financially free. And that's why I was not reaching there. At the end of 5 years, my financial freedom journey was painful, struggling hard. Now if you want to minimize this period, pay very close attention. I'm asking you, why financial freedom? Why you want to be financially free? And your reason can be maybe you want to have your business, maybe you want to build a business, which is, if you see this slide, successful business, and you want to work on the business, not in the business. You want— you don't want to just trade your time. You want to have right team, you want to have right system, and you can enjoy the fruits of business. So that is— that can be one of the reasons being financially free. Second reason is you want to travel worldwide. Maybe you want to have some new experiences. I, you can say, accumulated many new experiences— mountaineering, skydiving, scuba diving. I'm going again back on next week to trekking. Anything, what are your experiences? What do you really want to experience? That is also one of the reasons of financial freedom. Then comes, you want to spend time with family. That is one of my reason. I am whole day with my family. I have my home office, this is my studio. I'm continuously evolving. So today I'm doing something which is a little different than normally I do. Maybe you want to have some luxury. There is nothing wrong. Comfort, luxury, you deserve it. What is your reason? Then comes, maybe you want to have your me time. You want to have a cup of tea, coffee, and just sit on river, nothing else. You can see this image. You want to do this. What is your reason? These are the small, small things. So again, if I say that financial freedom is not all about money, but very first 5 years of my journey, I learned from Robert Kiyosaki. You, you are familiar with this book, Rich Dad Poor Dad. He says financial freedom is when your passive income exceeds your monthly expenses. And that's what I was aiming for, I was looking for, but then it was not happening. And then I was connected with Bob Proctor in 2016. And then he told me that financial freedom is not all about money. Now, this was a shocking revelation for me, that then what financial freedom is, if financial freedom is not all about money? And then he told me, he says, it is not about— it's what you want to do with that money, what you want to do with that time. How you want to spend time, whom you want to spend time with, what you would be doing. You need to have all those images in your mind. And being me as an engineer, it was a difficult task for me, being logical person. Now, if you are a logical person— I was logical person till the age of 49 years of my life. I was logical person being engineer. That's how I was programmed. But that was not helping me. And same thing if I tell you that if you are logical person, if you want all the answers validated, all the answers, and then only you are waiting to take right action, that will never happen. It's like you, you start from your home, you are driving, and there are 5 or 6 traffic signals. Do you wait for every signal to be green or no? You start. Maybe first signal is green, second one is amber or red, you will stop again, restart. That's how you don't need to know all the answers. And I learned with hard lessons, but fortunately I got the mentor. I made a choice to invest in myself. My mentor always says that you are your best asset. People invest in real estate, gold, silver, stocks, clothes, cars, jewelry. Very few people invest in themselves. Now if you want to become valuable at what you do, invest in yourself. Because without investing in yourself, see, all other investments are subject to market risk. Take real estate. I live in Dubai 27 years. Dubai has seen lot of ups and downs in real estate. Gold and silver, we have seen. Crypto, we have seen. Car, the moment you buy a new car and take out of showroom, the car is depreciated 15%. Now I don't say that doesn't allow you to buy a new car. You deserve it. But then the education about mind and money is very important. Now, my mentor says that financial freedom is 95% mindset, only 5% strategy. Now, I was focusing all on strategy as I didn't know anything about mind. Everybody says have a right mindset, have abundance mindset, have winner's mindset, have prosperity mindset. But do you agree that without learning what mind is Nothing will change, or maybe it will little bit change. You attend a seminar, you watch a YouTube video, you read a book, and then there may be temporary change, but then again you will be back to your routine. Results will change incrementally, not exponentially. Change will happen temporarily, not permanent. And that is one of the reason Cashflow Game helps. Like, see, Cashflow Game helps you to learn more about money. It is a simulation experience. And it helps mindset and strategy both. So, uh, coming back to this slide, if you see, so if I ask you what is your reason why you want to be financially free, you can see these are all my reasons. I have visualized these images in 2016 when Bob Proctor asked me what I want to do when I'm financially free. Now I didn't have exact images that I'll be jumping from the plane I'll be going to North Pole, Arctic. I'll be going on mountaineering. I'll be spending time with kids. I will be having retreat because I deserve better time, me time. North Pole, scuba diving, this. But something I wanted, I wanted to be going on a different path with freedom of choice. When I wake up in the morning, I want to have a choice what I want to do during the day. Now it doesn't mean that I just sit at home and doing nothing. Even to doing this also, it needs courage, it needs preparation. I'm asking you again, what do you really want? Think about those. Now, I— maybe your mind will say you want to have big house, so many cars. Those are all material things. I'm talking about experience, how you want to spend time. You deserve wealth, you deserve abundance, but then there is much beyond that. That is called purpose. Your purpose is your reason to wake up in the morning? What is your reason? Is your reason to wake up in the morning is just going on your business or your office and coming back home and then spending weekend? No, that is not the purpose. We are all sent on this planet with a purpose, and this cash flow game helps on that also. So what is your big reason? Think about this. Unless you don't think, that big reason will be deep within you. But unless you don't discover it, it will not come out. Otherwise, on the surface, it will be like, okay, passive income, uh, a big house, you can say multiple sources of income. That is on the surface. That is deep inside, which is real. So think about this. And then coming back to the strategy of cash flow. So this is the cash flow game board. What you learn in this— now you can see this. Most of the people, they are running rat race. You can see this is the Cashflow Board. If I show you this game, it's this the game. Now this is not a children's game. Children can play it, but this is for professionals to enhance your financial intelligence. Now unfortunately, our conventional education system don't teach anything about mind and money. Do you agree that mind and money both are important in your adult life? In your professional life. Now you have a choice to remain ignorant or shift from ignorance to knowledge by taking help. I got this board directly from Robert Kiyosaki in 2011 when I signed up a course with him, learn about real estate, because initially I made some mistake, uh, it brought some legal consequences, but I had a choice that no, this is not for me, better to stay away from it, it is risky. But you know that not taking any risk itself is the biggest risk. Maybe you are waiting that, okay, it is risky because we are programmed that it is better to be safe than sorry. Now that is your choice. This may not be for you, but if you want to take some risk, calculated risk, invest in yourself— this is not real investment, you'll be playing with fake money. If I ask you a question, Have you ever filled your personal financial statement? Now, I was till 2011, or you can say age of 46, I never, I never knew, uh, about financial statement. I was not aware what is financial statement. I was earning, I was spending, that's all. Not, not more than that. Little bit I was investing, uh, in real estate, in fixed deposit. That's what people do. This game teach you your income, expense, asset, liability, and then cash flow. So this one paper is 3 statements, 3 financial statements: income, expense— so how much you are earning, how much you are spending, what are your assets, what are your liabilities— so balance sheet, income, expense, and then cash flow. Ultimately, it is a cash flow which will help you, which will give you time freedom. So financial freedom is more about time freedom. It will give you time freedom. And with that time freedom, and then you have money to take care of your lifestyle without you actively working. Think about that time. Many people, they don't even go to that level, that you can live without working. There is a life beyond work. Think about this. And that's what this game tells. So, so this game, if you see this round, this is which is called red trace. Even if you are a business owner, you are in a bigger rat race. So one of my mentors says that, uh, the job security is a myth and self-employment is a trap. As an employee, you may be working 8-9 hours a day, 5 days, 6 days in a week, then weekend, then again go back to office, then 1 month vacation every year. That's how people live their life. Business owner You are working more than them. You are trading more hours. Maybe your employee, your team is investing or giving you 8, 9 hours per day, but as a business owner, you are investing 12, 14, 16 hours of every day. You don't have weekend, you don't have paid vacations, you don't have paid medicals. So it is just about being aware. It's not about how much you make, it is how well you manage. Now, 15 years back, this was not my vocabulary. I, I was a pure employee. I never thought an idea of financial freedom, but that was not helping me. But when I came to know that there is something called financial freedom and I deserve that, but yes, I need to go to somebody who can help me on this. Now, for you, it can be me. Think about this. I'm offering this opportunity There is a life here which is called fast track. This game will teach you, this game will teach you investment decisions, mindset, teamwork, collaboration, everything in just that 4 hours. So Robert Kiyosaki says that this is not just a game, it is a seminar in the box. Maybe you have attended many seminars. The moment you come out, within 1 or 2 days, everything will evaporate. Because retention will not be there. If you read a book, you watch video, you go to seminar, the retention will not— the main retention happens when you share with people and then you experience it. So this game is a simulation. Here you are playing with fake money, but your mind doesn't understand there is a fake money. It will make the decision same way thinking that it is real money. Now It's up to you. It's mindset. This game is the best tool if financial freedom is your goal, if you want to enjoy your life, if you think that you deserve that. So this is a little bit about Cashflow Game. You'll be filling your financial statement. You will be given a, you can say, a profession. You can be a doctor, you can be a pilot, you can be a janitor. But being a janitor, you have a better chance to get out of the rat race as compared to the doctor and pilots. I will not spoil the surprises when you are playing the game. So there is a link in this post. Make a decision, give yourself a chance. I'm giving you this opportunity. Somebody helped me to design my life, to align my life. Few years back, I never thought that I can be an author. These are my two books: Grow Your Money Tree and Alignment Code. Now, if I can do it, you can do it. I'm not telling you to impress you, I'm telling you to impress upon you that if I can do it, you can do it. Only what you need is a burning desire, then comes commitment. So it is journey of clarity, confidence, and courage that will bring cash flow, passive income. Now, it's simple but not easy. If it was simple, if it was so easy Everybody will be financially free on this planet. But why only 3% people on this planet, they are really enjoying their life? 97% people are in the rat race. Now you have an opportunity by learning. Now I, I don't say this overnight journey, you have to work on yourself, but there is a better life on other side of the rat race. So that's all. My name is Dipak Bhadra, I'm a Cash Flow Clarity coach, and I help business owners and professionals to step out of the time for money trap. Thank you and have a great evening. Take care.