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In this spoken segment, the speaker recounts their early fascination with making money and investing, beginning at age 16 while in high school. They self‑taught trading through books and Entrepreneur magazine, which sparked a lasting passion. The narrative continues with formal education: a bachelor's degree in banking and finance from Bowie State University, followed by an internship at UBS Financial Services, one of the world’s largest wealth‑management firms. The speaker also obtained licenses as a financial planner and stockbroker serving high‑net‑worth clients, and later earned a master’s degree in financial management from the University of Maryland. The overall story illustrates a progression from self‑directed learning to professional credentials in finance.

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