Now that you’ve looked for the old accounts, WHAT DO YOU DO WITH THEM? 👀

When you transfer funds from an old account to a new account in kind, that means that you want the positions moved over exactly the way that they are. So example, if in your old retirement account you had company stock, you have mutual funds, maybe you have bonds, that means that I want you to take my account exactly the way it is, the bonds, the mutual funds, whatever, and move those things in kind, the way that they are, to the new account. Or you can say, hey, I want you to liquidate, meaning I want you to sell everything, turn it into cash, right? Make it available in cash and then move that cash over to the new account. Now, another thing you want to make sure that you're aware of, if you're telling them to sell everything, that means that you are locking in any gains or losses that you have in the account because you're liquidating it, okay? So if you don't want to lock in any gains or losses, then you want to have them transfer It in kind.