Brandon Croucher breaks down four money archetypes: spender, saver, avoider, and monk. He argues that money conflicts in relationships stem from mismatched financial personalities and recommends honest conversations or bringing in a coach to resolve them.
Well, when is a better time to do it than such an anxious time? I mean, when would there be a better time? This is the time. My mission, my job, my why-to is to spread positivity, love, how to change your life using my Rapid Abundance Programming Formula. Now, that's my thing. It's not like that's the only thing, but is it a great thing? Yeah. Yes. Why do I know that? Yes. Because of the results that we've had, as you just stated. Look at all the testimonials. Look at all the case studies from people like Gary Vee, Jenny McCarthy, Jack Canfield, John Assaraf, Neale Donald Walsch, Joe Vitale. I mean, everybody in The Secret times 100. Yeah. All right, so, times 1,000. Anyway, so, the point is, I know why I'm here, and so, I get to do what I do every day. The number one cause of divorce in the United States is disagreements about money. That shouldn't be any surprise to anybody who's ever been in a relationship or currently in a relationship, right? And one of the reasons for that, of course, is because money, number one, is a very emotional issue. The point is that money— we have different relationships to money, and these are what I call the different money archetypes, okay, or money styles if you want. So, there's the spender, the saver, the avoider, and the monk. Spender, saver, avoider, monk. So, the spender spends money, the saver saves money, The avoider avoids it, meaning like let all the bills pile up and it'll somehow magically take care of itself, which of course it doesn't. And then the monk is the type of person that just says, oh, I'm above money. Money's dirty. I don't even want to talk about it. Om, om. It'll all just magically take care of itself. Right. And so the point is what the disagreements tend to be about, Ilsa, to answer your question, The disagreements tend to be because we are coming at money from our different paradigms. All right, so in other words, imagine if you have a spender who is married to a saver. Let you know, insert argument here. I mean, every time you've got money, you've got an argument. Thank God I married a saver. I'm a saver. We both hate spending money, so it's beautiful. I mean, we just, we can't stand Spending, you know, we just save, save, save, and that means what? We've got money. Yay! So anyway, I'm just saying that that's a big, big thing. So you know, it's not like I—I mean, so far, I've never seen that you can change a person. You know, in other words, if somebody tried to make me a spender, just to give an example, no, I wouldn't do that. I'm not going to become a spender. Not that I don't enjoy spending. I love spending money. I love it. But I mean, at the end of the day. If I get $10,000 or $100,000 that comes in, I'm saving that or I'm investing it. I'm not just going to go out and go crazy with it. So again, the point is you've got to have those honest and sometimes painful, raw discussions and just find some kind of agreement, which is a lot easier said than done. Sometimes, you need to bring in a coach, a mentor. Sometimes, you need to bring in an objective third party, which I've done many times. with my married couple clients, you know, and you got a spender and a saver, etc. And, you know, the heads are butting and they're on the edge of divorce. And, you know, sometimes they'll bring me in and I'm able to at least, you know, at least mediate, you know, in those instances.
