Eric Siu argues that ages 26 to 35 are ideal for inheriting money or receiving financial gifts. By then, people have matured enough to use it wisely, whether starting families, launching careers, or getting established, rather than being spoiled by early windfalls.
If you want to give money to your kids at ages 26 to 35 years old, that's a good time to inherit. Those are years where you're really maturing, you've come to understand yourself, maybe you're having a family, maybe you've just gotten married. That's where the money really goes a long way. And so I think that makes a lot of sense to give that money away at 26 to 35. Maybe it's not something to spoil them, but it's to get them going, to get them started.
