Eric Siu and his wife Jenny use a simple spreadsheet to track spending across major categories. It cuts money anxiety and lets them intentionally allocate funds to philanthropy, purchases, experiences, and investing instead of just hoarding cash.
How are you tracking your budget? I don't use any of the fancy apps. Jenny and I, my wife, we have a spreadsheet. It's just got, here are the big categories. I don't need to look at that information like objectively, but because of my anxiety around money, it like calms me down. But it also helps me realize, oh, we have this much money to deploy, for lack of a better word, whether it's in philanthropy or buying stuff for ourselves or experiences for ourselves or making that money work for us rather than like miserly just putting it into a bank account and like just hoarding it basically.