Business Journey & Partnership Updates With @theapprovedguy @LIFE180

Welcome back, Sebastian. Good to have you on the channel here. And we're going to be talking to you all today about the Life180 event that's coming up this year, August 21st to the 23rd. Both Sebastian and I will be speakers at this event. We're going to be really teaming up together to provide tremendous value in the space of life insurance. Your money, your personal finances, debt management, how we, how we combine a lot of the different strategies that we see on the Internet and how we go about implementing those things efficiently, effectively for our clients. And so this event is extremely valuable if you are someone that is really considering entering the financial services industry, specifically the life insurance industry. And, and it's collaborative parts that add to this specific product that we bring to the market. And it's also really valuable if you're just a customer, if you're just a client of Sebastian's, of mine, or even Chris Kirkpatrick, someone on his team. And maybe you're not any of our clients at all, but you have a whole life that you got five, 10 years ago and maybe it wasn't designed properly or you have no idea what, what it can do for you. This is the type of event that you can come and learn about what you have, compare pros and cons and moving forward, either make adjustments, make changes, things like that. So it's one of those events where it's not just about say, business or life insurance, but it's also about getting your values and beliefs really in alignment and having your have your money line up with your values and beliefs so that you can live a very intentional life. It's going to be a three day event in Arizona, Scottsdale, Arizona, and we'd love to see you there. So we're going to have some details that will pop up on the screen. I'll have links below and what I'd like to do for passing over to Sebastian here. If you can kind of give us a little bit of a background in terms of your journey and our partnership. How kind of like we're all coming together after so many years, right? We've all been really serving people at a high level, but now we figure it, we finally figure out a way that we can really keep everything under one roof and our viewers can decide who they want to work with but at the end of the day know that they have access to like everyone at some point in time. So I think that's really cool that we finally got to that place.

Yeah, it is cool. Yeah. Thank you. Thank you, Denzel and hey, everybody. Basically, you know, I've been on this journey of financial teaching, education, coaching for maybe about five years. If you don't know me for one, maybe 15 years now, I, I, I have a business finance company and business credit coaching. And that was kind of my background when I met Denzel, we, we kind of bartered and he taught me velocity banking. I taught him business credit. And you know, we've helped each other's clients throughout the years. We both were very, very passionate about Infinite Banking. And I got really frustrated on my journey there because I could not find the right coach, teacher, or mentor to help me learn how to properly design the policies and properly, you know, educate and teach people how to use these policies. It got to the point where I was just gonna give up on it. And then finally, just about two and a half, maybe three years ago, Denzel introduced me to Chris Kirkpatrick, the founder of Life180. And you know, very, very quickly, I, I felt like, okay, Chris is the person I think that I align with and he's going to be able to help me. And so he, he educated me on all the nuances on the different products on the market, namely separating the, you know, the difference between IUL and Whole Life. And, and, and not, not saying that IUL is, you know, evil or anything like that, but just the problem is that if every, if you really knew, if the people who, who buy Iuls really understood all of the, the variables that are involved in all the pros and the cons versus just the pros, they might make a different decision. So by presenting all aspects of a solution, all potential pros and cons, you know, you make a more educated decision. And ultimately with Whole Life, you know, we are, we're, we're offering something that is safe and secure, and it, there's no volatility involved, there's, there's no risk associated with it. And, and if we're talking about Infinite Banking, that's what it's supposed to be. It's, and, and obviously Whole Life has been around for about over 200 years. You know, the IUL is only 27 years old. So it's tried and it's proven and it's something that we know that the wealthy have used and have great success with. So with that said, I started learning how to design these policies. And in the last year, Denzel and I, you know, we, we put our heads together and formed a team under, in, in the Life180 agency, which is our team, the Kingdom Finance team. And it's been amazing. We've, we've been able to bring in about 40 agents just in the last eight months or so. We, I'll say we have about 24 active agents that are actively pursuing business learning, growing, you know, having appointments with clients. And what's awesome is that we're not just teaching, they're not just learning life insurance and how to sell it, but they're learning, you know, all the, all the variations of debt elimination strategies, from debt snowball to V to velocity banking. And we're, we're trying to empower them to become their own coach, to be able to help people, people at that level. And so not everyone wants to do that, and that's okay. Some people rather just refer clients over and, you know, we'll take care of that part of it for them. And then we have other agents that they are comfortable or they, they have a foot in the business industry and they want to be able to offer business credit and, and funding and, and offer those solutions. So we're, you know, we're really giving all these financial solutions in one place. And we're, we're, we're setting up relationships with trust services and trust companies and, and, you know, tax strategists and CPAs. And so at the end of the day, we can say, hey, you know, you need help here, you need help there. And the key is that all of these, these pieces of the puzzle, they come together to, to really form Voltron. That says my age. I don't know if you know who that is, Denzel, but Transformers. So, yeah, you gotta look up Voltron. Voltrons actually, pre Transformers, similar character, but yeah, he had different parts, right? So, you know, he had, it was like five lions. And one lion was the leg, left leg. The other line was the right leg, and one was the arm, one was the head. And he would form and they would make one big giant hero called Voltron. So there's five different pieces that came together to make the, the giant warrior called Voltron. So that's the whole point.

The kid in you, man, I love it.

Yeah, man, I'm an 80s kid. I grew up in the 80s. So. So, yeah, you know, you have tax strategies, right? You have trust services, you have financing debt, credit, debt elimination, and then you have infinite banking. And all of these things come together, you know, to basically create your, your legacy banking system, your bank, your strategy of, of how you're going to form and build your legacy. And, and yeah, so the team is growing and we're having A lot of fun teaching and coaching. Every Monday night our meetings at 7:30pm Eastern everyone's invited to jump in on a meeting and, and just listen and learn and participate and we, we try to do a short 20 minute intro and then every after that get into different topics, different information. One of our team members this next week is going to be doing a presentation on, on using insurance to, to help businesses that have lots of employees to do group insurance.

Right.

So I've, I haven't done that right, but he wants to do that. He has a relationship with several schools in his area and we started talking about, I said hey, why don't you do the research and bring that to the team and do a presentation so we can all learn on how we can offer that to, to business owners. So here's a, a young guy on our team that has never really presented in a group but he's going to be doing that. That's leveling him up. He's leveling, leveling us all up. And you know what's the saying? You know, when the, when the tide rises all, all boats rise with it, right?

Y. Absolutely.

We all, we all win. We all raise up. So yeah, so it's real exciting. The, the, the. The ability to help folks one on one as a, on a coach client relationship is amazing. I love that. But now being a mentor to other agents slash coaches is, is just a whole nother level of purpose. That is really exciting and I'm loving it.

I like that. So just to recap here We've got the Life180 event coming up this year, August 21st to 23rd and under. The Life 180 company that Chris Kirkpatrick has started is a life insurance agency where you and I teamed up and formed a team within Life180 called Kingdom Finance Team. And so far together you've grown that from zero to 40 agents, roughly 24 active. I'd say the team leaders is you and I and we've got some rising leaders, some honorable mentions. I'd say Benjamin being one of those people that is really stepping up. We're hosting meetings every Monday night, 7:30. In addition to what we do, Life180 also has an entire call it the like the, the big organization has training, has their days where they host and they teach and they educate and they help you move things right along. So you could say join us as a new agent, license or not licensed, with the desire to help us grow, help yourself grow and decide what kind of role you'd like to play, whether you want to become a leader, whether you just want to produce, whether you just want to refer business to a place where you know people are going to be taken care of. And then within that you can decide to just stay within here and get as as much support and you attend the more General trainings that Life180 provides completely for free as a license agent and you can tap in and, and receive the additional education. I'd say the one thing that's really setting us apart from maybe other teams that are under life 180 is the simple fact that we're really putting faith in front of it all. So we're leading and making all of our decisions based on our faith and where we want to take this. So it's the Kingdom Finance team. So obviously we're not requiring you to believe in what we believe and that's something you'll see us present and how we walk in our faith and how we're going about things. So if that's in alignment with you and you want to be able to refer people to that environment where you're like, I know my clients are going to be taken care of because of the way they lead their life. Right. And it's not something we're pushing on anyone. We're just simply saying this is how we choose to walk our life. If you want to walk with us, great. If not, all good. Right. You've got the entire Life 180 organization that you can tap into. And then within that we've got so many different strategies that we teach. And if you were to summarize all the strategies, we just call it cash flow hacking. Whether it's velocity, whether it's a debt snowball, whether it's a cash flow index strategy, whether it's a business funding strategy, whether it's infinite banking or different elements of it, it all comes into the realm of cash flow hacking your finances to create more efficiency, live a more intentional life. So that's, that's pretty much where we're at so far. It's, it's so new. We're under a year that we're growing this team and as you mentioned, already 40 agents. Now obviously not everyone's going to be as active. Everyone's starting at different points. Some people are going to be able to just run, some are slow. And when I say slow meaning like they are, they just need to take more time to learn, educate themselves. Maybe they didn't pass the exam on the first try, so they're still in training Mode, whereas others are come from a certain finance background so they're able to move a little bit more, you know, efficiently move faster. So everyone's at different paces. Again, this is the type of environment where you grow at your own pace. We're obviously going to encourage you to make improvements, make tweaks. Here's how you can do that faster, here's how you can do that more efficiently, here's how you can get through this, right, and we're simply opening up the doors which Life180 hasn't been able to provide, where you could team up with me, you could get coach by me on the, on the business side. And same with Sebastian, I didn't have this on option before. And to Sebastian's point earlier, how he mentioned for quite some time there really wasn't showing you how to design policies for infinite banking on the whole life side and how to properly structure high cash value designs in order to get that sort of help and support. It did come at a price. It still comes at a, at a heavy price today. Whether you join an institution like Nelson Nash Institute, you do have to make a pretty hefty investment on top of getting your license. It's not a whole lot of money, but it's still a cost. So you gotta get a license and you gotta start your llc, get your business going and you invest in the, say a program like Nelson Nash Institute. It's going to cost money and then there's additional membership dues and fees on top of that to really get integrated into that kind of community. So there'll be ongoing costs and training versus you could essentially go around that for free through Life180 and receive policy design training with different carriers, which is not bad, you know, not bad at all. And I think, I think that's, I think that's very healthy. Especially if you're someone that wants to do the, the designing of it. You're going to talk to the client, you're going to design the policy, you're going to present it and do the service. So that's, that's, that's pretty, you know, impactful in terms of your experience so far to this point now that you have been building up these agents. Because I, I'd say that's mostly you're doing the, the majority of that. I'm more of an, one of those 24 active agents that's bringing business, that's bringing clients and then I'm doing, I'm coaching those clients, I'm presenting policies to them, helping them understand it, you're really the one that's helping me close deals, but also train these new agents and you're doing meetings, so you're doing a lot right now in your experience so far. How do you feel overall? And is this something that you're going all in on at this point?

Yeah, 100%. Yeah. So when we first started, and this is where I think there was a little bit of a fall off, there's a very narrow window for a new agent to get assimilated and start having some results, seeing some, experiencing some wins that keeps them motivated to, you know, stay engaged. And so at first we were kind of teaching based off of, look, this is how I do it. This is what's working for me. You know, you can do the same thing at. And until you become really efficient at it, you can, you know, we can partner up and you just make the introduction and then, you know, you'll shadow me while you learn to do that, do this yourself. And I thought that that would actually work, but it didn't. It didn't. I think that what happens is, you know, we're, we're, we're speaking on a level that for you and I is just like breathing. But for a lot of people starting out, it's like way over their head.

It's intimidating as well.

That's what I realized.

Sometimes I present a lot and I often feel like even though I'm, I'm seven years in, I've had all this success, I still feel like I'm just getting started. So when I speak, it's as, I think I'm talking to them in a way, as if I was just starting with them. But they don't see it that way because they know how, how long I've been in it. Yeah. So there's such that huge gap where we had to figure out, okay, we can't present from what has worked for us. We need to present something that is a standard regardless of who's doing it.

Yeah.

It's going to create these initial wins that people can feel encouraged to do and feel like they can actually get it done. And so continue. We're at that point where we.

Yeah.

So made the tweet.

So what, what's happened is. So Chris actually brought on a full time trainer in the company, someone who's been in the industry for over 20 years that has had a lot of success himself as well as success developing agents and teams. And this is his job. His job in the company is to develop agents. And so I've Been working very closely with him. That's Matt Cyber. And you know, he has created a system, a program, and I'm not going to say what it is, I'm not going to explain what that is. That's going to be our proprietary internal teaching that you'll get when you become a part of our team. But this system takes, can take someone who has no experience, no literacy in terms of even the language, and makes it very simple for you to be able to start bringing in new clients. Because I think the number one problem that agents have, besides just knowing what to say and how to say it, is where do I get clients from? Like, where do I, how do I get prospects? Yeah, getting prospecting. Right. So we have YouTube channels. So, you know, we probably have a flow of inbound business coming. A new agent doesn't have that. Yeah. So they're just like, well, what do I do? How do I get new clients? So this system is, is, is what's working. It's. What's the difference between the, these 24 that are now kind of, you know, going through this process versus the first batch of 15 or 20 from about a year ago who we didn't have that process for and now trying to get them back re engaged. It's difficult because they're just, they've lost that ambition. And I feel like I failed them. I'm not going to lie. I do, I feel like I failed them. And I don't like that feeling. You know, I want to, I want to know that I did everything I could and I thought I, I was like, man, I'm, you know, I'm going to create these templates and I'm going to create this spreadsheet and give all, all the phone numbers and all the steps that, you know, I had to figure out through years of just digging, digging, digging and you know, trial and error. Let me just make it really easy for you. But even that wasn't enough because if you, with all of that, if you don't have a step by step, simple action plan of what to do one step at a time, people get lost. And so now, now that we have that, we're seeing a difference. We're seeing a, we're seeing agents are starting to have, you know, wins very early on within the first week to two weeks. And those wins, they're small wins that are then becoming bigger wins. And I'd say within 30 to 60 days, you know, they're getting to the point where now they can become, you know, a leader, you know, start to become a leader and, and to help other new agents that are coming on board. And, and that's what we're trying to do is really, you know, develop leaders, not, not agents that are just, you know, making, you know, making a lot of sales and recruiting. And that's not what our design is. It's really a leadership, leadership platform to develop leaders. And, and that's what I get from you. That's what I get from Chris. You know, the whole idea of just alignment, right? And, you know, what he teaches is that clarity plus alignment equals the. Your desired lifestyle.

Right?

And it's not. We don't need more knowledge and more information or more, more, more effort. We need alignment. And once we have alignment, everything starts to work in your favor because you're, you're in. You know, from, from our faith perspective, we're working with God in his will. We are aligned with God with, for our purpose to, to do what we were designed and created to do in his will. And so therefore, everything starts opening. The doors start opening, right. When we try to do things in our own will, then God has to redirect our steps. And then it's like, I'm going this way because I think I know what I'm doing. And God's like, no, you got to go that way. And so sometimes you end up having to start all over because you're doing it in your own will. But when you're in, when you're in alignment, then all of a sudden it's almost like effortless. And it's, it's fun, it's, it's exciting and it's a joy. It's a, it's a real blessing. So that's, that's what we're doing and that's where that's what's working. And so seeing agents now starting to have good experiences and it's, it's really exciting. I'm enjoying that a lot. And, and yeah, looking forward to just building the team up even further. And the event in August, being able to speak and having that platform is just an exciting opportunity. And we're just getting started. We're just getting started.

So, yeah, we're, we're just getting started. We're making mistakes early on. We're learning from those. We're making tweaks. You mentioned that we now have a system that works. And we're not giving away the name necessarily of it, but what I will say is that it's a no selling system. So that really lowers the barriers that people put up when they feel like they're afraid to sell. Right? The word sell. Sales will always be a trigger word. Just like asking anyone to speak in front of people is a trigger. It triggers fear, it triggers anxiety, it triggers nervousness, it triggers you feeling unwell, sick to your stomach, even wanting to throw up. Sales has that same effect. Yet the concept of selling and sales is required in this, in this world to convey any message whatsoever. To obtain anything you want in this world requires a transaction, requires a sale to take place, whether that's you buying a flight, you buying a hotel, a sell a sale occurred when you are wanting to serve people in the area of their finance. How do you serve without selling? And that's the system that we've put together. Essentially here is a no selling system where you can just have genuine conversations with folks and it opens up their mind to new questions, new topics that you can then take. You don't have to have the answers to everything. That's what's awesome. When you're not selling, you don't need to have the answer. You're just asking really good questions. You're taking that data that they're giving you those answers. And if they give you questions on those answers, guess what? You just simply say, I don't know. Or I think it might be this, but I'm going to verify and get more once I complete this process with you. And that right there is like, I, I've actually improved my coaching practice where I'm just simply asking more questions on the first interaction that I have with clients to make sure that they, that I'm letting them tell me what they came here for. Oftentimes I'm under this assumption that people are hiring me and paying me to do velocity banking. And there's been multiple scenarios where that wasn't the case. And I was like, oh, gotcha. So we just need to do this. Okay, great. So when I allow them to tell me what it is that they actually want and what their ideas are, it actually makes my job a whole lot easier. Where if they had an idea, I can simply agree to it. I'm like, you know what, that's actually a really good idea. Now that you say that under this context, under this situation, yeah, I think we should get this tool instead of that. I was already coming into it with this plan. And even if my plan is better than yours, will you actually implement it or are you going to resist it? Versus you got a plan, you have an idea, and maybe some way somehow I can include mine into yours. And now it's your plan.

Yeah.

When you put it on the client where it's like, that's what you said, that's your plan. Now I'm just supporting what you said. I'm saying yes to what it is you want to do with your money. And when you get on their side and advocate for what they want, now they want to work with you even more. Instead of I have to convince you to change something or think you're changing something, when in reality, when you ask the right questions and you have the right conversations with folks, they're not actually changing anything, they're just adding on the product you're providing that's in alignment with what they already want to do. And they come to the realization, oh wow, this whole life product can actually solve all of these problems for me. Or this convertible term policy can solve these problems for me, or this disability policy, or this long term care, or this annuity actually solves my problem. And then you help facilitate. So yeah, very excited. We'll wrap up here and just remind you all we're going to be, Sebastian and I, Chris Kirkpatrick and other folks, we're going to be in Scottsdale, Arizona August 21st and 23rd. Love to see you there. Those of you that want to get started now, you want to team up with me in this industry, in the financial services industry and join our team. It's a very simple process. You'll. I have links below in the comment section in the chat. I'll have it on the screen as well for you to sign up. Get on a call with Sebastian and we just simply take you through our process. You can vet us, you can research, Google us, anything that you need, we're going to provide it to you in advance and help you make that decision. Anything else you'd like to say before we close out?

No. Did you want to share the. The website? Like have them, give them, give them a quick.

Let's go ahead and do that. Yeah, let's give them a little insight. All right, you want to go ahead and pull that up?

Yep, I got it. All right, so this is our Kingdom Finance team website. So if you come to the. To this website, kingdom financeteam.com this is what you'll see. You can join the team or request to join the team. Request more info. If you're looking to get an illustration to become a client, there's the ad for the meeting. You can register for the Monday night meeting there as well. This is the event that Denzel was talking about. And from here you can grab your ticket. Denzel has a link there that he's going to give you and you can learn more about the details of the event. This is in Scottsdale, Arizona. And just as reading this website will give you a really nice understanding of life 180 and some of the principles, there's the five pillars, personal growth and expansion, debt management, savings optimization, investor DNA alignment and legacy, and estate planning. There's Chris as a speaker, me, Mike Wolf. There's Denzel, and there's two spots left that are going to be filled shortly. So you can, you can, you know, see us there. Come to the event if you, if you're in the area, makes it easy. If not, get, get your tickets early and hopefully we see you there. Back on the Kingdom Finance Team website here, there's another video at the bottom here. I'm explaining a little bit about the legacy banking system and I'm going to play this video. Denzel, I think we can end right after this. This is going to really kind of let everyone really hear from Chris directly regarding clarity and alignment. And I think this was, will really make help everyone to really understand why you and I, why we're so aligned with Chris.

Yeah.

So I'll go ahead and hit play on that.

Go for it.

Hey there. I want to start by saying something important. If you're watching this video, you are different. I'm not saying you're better than anybody else, but you are different in a powerful way. You're someone who is actively seeking clarity, not just settling for getting by. You're searching for something more, something that's meaningful to you. And that is what life180 is all about. You see, most financial advice is designed, designed to do one thing, and that is separate you from your money. You're told to chase returns, buy the product with the highest upside, outsource your future to somebody who knows better than you. But here's the truth. You don't need more products. You need a process. You don't need more information. You need alignment. And that is what the Life180 framework was built to create. See, at Life180, we believe that financial success isn't about luck or hustle. It's about the equation. Clarity plus alignment equals the life you desire. That's the formula. You see, clarity is knowing who you are, what you value, where you're going and why it's important to you. Alignment is simply removing the resistance, whether that's emotional, financial or behavioral, whatever it is that's keeping you stuck. When those two Things come together, your outcomes become inevitable because you're no longer fighting yourself. You're no longer operating from a place of fear. You're no longer making decisions based on what the world tells you you should care about. You're moving from your truth, you are in alignment. And from that state, you have the ability to build wealth differently. So let me walk you through the five pillars of the Life180 framework. We call it cash flow hacking and it's a system designed to create clarity, control and increase contribution in your life. Now, pillar one is personal growth and expansion. Everything begins with you. If you're not growing, your finances won't grow either. This is about mindset, identity, and becoming the kind of person who creates the life that you actually want to live. Pillar two is debt management. We don't shame debt at life180, we use it wisely. We teach a strategy called cash flow indexing to help you prioritize, restructure or eliminate debt based on how it affects your cash flow, not just based on interest rates. Pillar three, savings optimization. This is where we build your growth fund, which is a combination of emergency savings and opportunity capital. We use specially designed whole life insurance as a foundational tool to help you create safety, liquidity and long term control of your capital. Pillar four is identifying your investor DNA. This is where everything changes. Instead of chasing hype, you start investing in alignment with your values, strengths and vision. We help you discover your investor DNA so you can stop asking the question what should I invest in? And start asking what is aligned with who I am becoming. Pillar five is tax and legacy planning. This is about protecting your wealth through minimizing taxes and creating generational impact and building a legacy, not just one of money, but one of values. We use the Rockefeller method to ensure that your money continues to work long after you are gone. Now, I want to pause here because what I just shared sounds a lot like a financial framework and it absolutely is. But it's really more than that. It's really a framework for freedom. Most people think money is the goal. It's really not. Money is simply a mirror. It reflects who you are, what you believe in and what you're aligned with. That's why so many people make good money and still feel broke, still feel stressed, still feel like no matter what they do, it's never enough. And this is what we help you shift. We help you get aligned at the identity level. We help you move from your shadow state, which is what? The state where you're driven by fear, scarcity and Survival into your aligned state where you make decisions from your values, your purpose and your vision from the future. Because when you change who you are being, your financial life changes with it. This isn't a course. This isn't just another financial program. This is a coaching process. It's designed to walk with you through every stage of transformation. Whether you're just getting started, climbing out of debt, building wealth, or preparing for retirement, we meet you where you are and walk you forward. You are not alone in this. We provide community coaching content, a proven plan, and much, much more. All this is designed to help you create a life that is meaningful to you. We live in a world that's constantly pulling us out of alignment with our values and beliefs. We're surrounded by social media, politics, fear based marketing, or even well meaning advisors who don't take time to understand your actual goals giving you advice. You need a way to come back to center, to make decisions from your power, not your panic. And that's what life180 gives you. It's not about being perfect, it's about being intentional. Because financial transformation doesn't have to be hard. It simply has to be aligned. It's really not that complicated. So the question isn't will this work for you? The question is, are you ready to stop guessing and start leading your financial life from a place of clarity and alignment? If so, here's what to do next. Get back to the person who shared this video with you or click on the link wherever you're watching this to schedule a clarity call. Call on that call. We'll help you get clear on where you are, what's in the way, and what steps you can take to get in alignment with the life you truly want. There's no pressure, just support strategy and clarity. Because at the end of the day, you don't need more hustle, you need more alignment. We'd be honored to help you get there.

Nice.

Awesome. Yeah. So that's it. That the, the site that you know they'll be able to go to is going to be kingdomfinanceteam.com forward/denzel. And on that page when, when you register, it'll automatically record it as Denzel's referral. As well as if you register for the big event coming up, it'll, it'll notify us that you're Denzel's guest. So please, please visit that and Denzel you. I'm sure you'll have that in the, in the description below.

Absolutely. Beautiful. Beautiful. Awesome. Well, we are gonna let you all go today. Thank you for tuning in to today's video. Appreciate your time. God bless and we'll be talking soon. Have a good one.

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