Stop Wasting Time & Build Wealth Now

Now is the time to build wealth and you have got to stop wasting time. Those of you that are subscribed to my YouTube channel, you've been following me for some time now, maybe a few years, and you feel like you have just been in the same place since you first met me. I want to light a fire under you in the right place for you to really wake up. Because we are in a season of, of wealth building. We're in a season of wealth. Multiplication is now 20, 25. We are in a time during a new administration here in the United States of America. There have been a lot of bills passed that is incentivizing entrepreneurs, small business owners, value creators in the marketplace today. There are new projects, there are new industries rising right now. You have the rise of AI, you have the rise of crypto, you have new assets being formed in those two things on the service side, on the B2B side. And those of you who have skills in certain industries could be making small tweaks, small pivots, and getting some exposure to the crypto world and the AI world. These are magnificent things happening in the marketplace. And a lot of you are struggling with the basics. And so hopefully my hope is that you getting exposed to what's possible might help you say, you know what, that's it. I'm going to stop fooling around with the basics. What are the basics? I'm going to share with you on the right hand side of the board here, what I believe to be the basics. Ground rules on how one can operate their personal finances which would bleed into every other area of your life in terms of positively. So for me, I have a faith and financial framework that I simplified in another video and other videos. I really open up each and every one of these different topics. But do my best to really summarize here and just say I first seek the kingdom and all of its righteousness to help me live a stand up life, a straight up life, a fulfilled life. From there I'm taking that knowledge and wisdom that I'm receiving and I'm partnering up with, with the source of the kingdom, the king behind the kingdom, which is in my case, based on the logical facts, based on scientific facts, and based on personal experience. And I've chosen to follow the one and only God of the universe that operates outside of space, time and matter. So I've chosen to follow that God. I've chosen to submit to, to that God. I chose to partner with that God. So I invest with God. From there, I take risk with God alone. That framework alone in the last seven years, from starting my business up until now, 2025, this seven year journey that I've personally been on, developing myself, my faith and this business and YouTube channel, I have never lost money, I have never lost value because of this simple framework I just chose. You know what, I'm going to, I'm going to trust the God of the universe that operates outside of space, time and matter, and I'm just going to line up with his will for my life, since he did create me in the first place. And then as it relates to, quote, unquote, risk, investing in the marketplace, investing in bitcoin, investing in real estate, investing in anything, I'm going to bring it to my Father in heaven and I'm going to have a conversation with him and I'm going to strategize with him and I'm going to share all my plans with him and seek his understanding, seek his wisdom over the things that I would like to do to glorify his name. And I just go back and forth, back and forth and I get these wonderful ideas from him and I feel like not I feel I know he's involved in all of my steps to accomplish the things that I desire, that he desires over my life. I. My desires are his desires, his desires are my desires. So when you have that alignment from a spiritual faith standpoint, the logical stuff really starts to line up. Stuff becomes very clear. Now let's say you have that down the faith part, which many of you do in some sense, but then you get held up on the financial part. It's like you abandoned the faith when it comes to the money. Many of you do this unconsciously, not necessarily knowingly. Many of you are not knowingly willingly abandoning your faith when it comes to money. You're not. No one's just going to admit that, right? No one just admits that in the church. But what happens is you're unconsciously doing it daily by not having the conversations with God as it pertains to your personal finances, as it pertains to how you operate your household, and it leads to destruction where ultimately people will perish because of lack of knowledge and lack of belief. So the next framework, this is a financial framework mixed in with faith, which is as I'm seeking the kingdom, investing with God, taking risks with God. What that means is I'm going to create value in the marketplace based on the skills, gifts, talents and wisdom that have been given to me by God. And I'm going to go into the marketplace and I'm going to do something, whether it's with my hands, whether it's my body, whether it's with my mind, whether it's with my voice. And I'm going to create value in the marketplace. First, I'm going to solve for cash flow. Second value first. I give first to the value I give to the marketplace. Value. The marketplace then says what I'm worth. The marketplace is either going to deny the price and the offer that I'm offering, or they're going to accept it. And based on my experience, when I decided to invest with God, when I decided to take risk with God, I have his backing, I have his reputation, I have his authority. So I don't get denied in the marketplace. In fact, I rise in the marketplace of which I then receive income, cash flow. Very simple. I'm changing my lifestyle by being intentional with every dollar I spend. To make it even easier, I spend less than what I make. I make that a critical part of how I run my life. I do everything I can to continue to always spend less than what I make, consume less than what I create. I have a create first, consume second model in my life. Anything I'm consuming in my life, I'm making sure that I'm creating far more than whatever I'm consuming on this planet. As it pertains to your ideas, how you operate your lifestyle, I choose to continue to create more ideas then I consume. Material things. Material ideas I have in my brain, like cars, homes, clothes, shoes, you name it, vacations, holidays, et cetera, et cetera. If I'm living a lifestyle that is at a consumption level equal to your creation level or more than you are out of alignment, you are eventually going to have an identity crisis. And it's up to you to make that change. But I'm telling you now, if you don't make the change now, many of you will perish. In terms of missing out on wealth, not necessarily death, but it's going to feel you're going to have massive regret in your life that you did not take charge with your life, that you did not take back control of your life because of whatever reason excuse you want to give, whatever circumstance, whatever excuse, I don't care what it is your story, someone else has a worse story than that. My story might be worse than your story. Your story might be worse than my story. It does not matter. What matters is are you willing, capable and ready to overcome that pain, that trauma, and turn it into an impactful message that would impact other people? Are you willing to Create more than what you consume. You got to decide and now's the time because you're running out. There is so many wealth building opportunities right now that are only going to be available for a small period of time. So you have to take charge, spend less than what you make. Because I choose to spend less than what I make. I profit first by simply saving money from there. Once I've saved money, I then invest only in what I know and nothing else. I do not speculate. What's the point of speculating? I don't see the point. For me, I simply save my money in particular locations where that money can grow safely and securely. And when I am ready and when I'm prepared to take an investment with God, to take a risk with God, I only invest in the thing that I know. And so I remove speculation and I just invest in what I know. Could it not work out? Yes, there, there could be a scenario where I. You do the amount of research you do, you spend the amount of hours you spend and it still does not work. Just because it didn't work monetarily doesn't mean that it didn't work on you. If something's not working, that means two either you speculated, you didn't do enough homework, or you missed something, or, or the second thing is you. The work is working on you. You worked on it, now let it work on you in the form of learning, in the form of experience. So that when you make the next investment, you're not going to make the same mistake or you're going to make a tweak or you're going to pivot to realize, you know what? I need to get into this world of AI. I need to get into this world of crypto. I need to get into this world of spending less than what I make profit first by saving. Invest in only what I know. These are the things I need to do. Okay, let me take you over to the left hand side of the board to kind of illustrate what the last seven years have looked like for me. So this is seven years of saving, just saving. Now the vehicle that I use to save money is whole life insurance, health savings account, usdc, Stablecoin, Bitcoin. These are areas, gold and silver. These are all things that I've chosen to save my money in. I view it as capital. A whole life policy to me is a capital vehicle, a health savings account that I contribute dollars into cash and then I turn that cash into gold. Gold is capital to me. Stablecoin is capital. Bitcoin is capital to me and I choose to save money in that direction. So in the last seven years, I with my family created four whole life policies. Two on myself, one on my wife, one on my mom. These are the funding terms. 10K a year for my mom, 15K a year for my wife, 15K a year on one of my policies, and then 70,000 a year on one of my policies. If you times that by seven all those numbers you should get $770,000. So over the last seven years I saved $770,000 in whole life insurance that's properly structured, properly set up with a privately held mutual life insurance company that's been around for 120 plus years, that's always paid dividends, that has a guarantee, that has death benefit protection, that has so many benefits and leverage and capabilities that I have not even yet discovered. And for the ones that I have discovered yet and have executed on, have been instrumental in my personal development and maturity as a man, as a husband. In addition, Health Savings Account. This is a self directed health savings account that I contribute. I've been contributing since 2020 or 2019. I honestly forgot. And my strategy has been simple. I contribute the dollars into the health savings account, I get a tax deduction off my income and then that money grows tax deferred. I'm not being taxed on the growth of the money and I simply chose to purchase capital, gold and silver. That's going to preserve the dollars that I put in there. That money has grown quite well over the years. When you add the savings, the money I've contributed to the hsa plus the dollars have contributed into the four whole life policies, that number is going to total just under $800,000. Like 790 something, 796,000 over the last seven years. And then stable coins is another thing I've chosen to store my dollars in so that I can stay ahead of inflation and again preserve the capital. Because the US dollar is declining in value at such a rapid pace that you cannot stay in cash forever or for a long period of time. Preferably if you're going to stay in cash, you want to put that in the correct vehicle. For me, that correct vehicle are whole life policies, Health Savings account, stablecoins and Bitcoin. At any time I can convert back to cash if I need to do something. But while the money is sitting idle and parked, it's going to be growing in preferably tax free locations and it's going to stay ahead of inflation or match inflation as best as possible. And because I'm avoiding tax, I'm removing a very large expense on every dollar that I save and preserve. And when it comes to stablecoins, I may earn 4% or more every single year on those. The bitcoin have about one of them. I simply hold it. Been holding it since 2020 and accumulating since then. And I'll stake it, I've earned 6% in the past 5%. Right now it's as low as 3, 2% and just holding. Now there's two other things that I have as well. The CRO stands for Kronos is another cryptocurrency in the crypto world. Earning about 15% on that. And I'm just holding as well. It's creating cash flow for me at this point. And then AMC stock, AMC stock is something that I chose to save my money. And see like I understand that technically that's an investment once you get to the HSA part and down. So when it comes to the hsa, Stablecoin, Bitcoin, Kronos, amc, those could be considered investments. A properly structured whole life insurance contract is not an investment. It's a savings alternative that has a death benefit and a cash value feature that's going to grow for as long as I live on a tax free guarantee plus non guaranteed basis for the rest of my life. But then I'm able to take those dollars and deploy it into another area where I can create more assets. So from the $770,000 I've been able to save over the last seven years, I've leveraged those dollars to acquire two pieces of property. One for my myself, one for my mom. I've run certain expenses through there, certain consumer purchases like a car. I did that once. I don't recommend it. It's strategies I've done in the past to experiment and to test things out based on what I've learned on the Internet. And through maturity, through running the math and through experimenting, I realize, okay, this is not something I want to do long term when it comes to my whole life policies moving forward strictly I use them for either eliminating unwanted debt or financing for investment to create cash flow. That's pretty much what I boiled it down to. And then money sitting idle that doesn't get touched, it's just saved and preserved. Is a bond alternative, is a high yield savings alternative that's going to outperform CDs, high yield savings, money markets and bonds. So when you look at the full financial portfolio, I end up with way more money than the person that's saving under their Mattress, saving in CDs, bonds, savings accounts, things like that, because they have to deal with taxes, fluctuation and rates, things like that. When, when you look down hsa, down stable coins, Bitcoin, Chronos, amc, those could also technically be considered investments. But for me, it's, I'm, I'm preserving money in those assets. I'm not investing with the speculation of trying to create cash flow from these things or trying to make a quick buck. But when it comes to AMC stock, I'm, I'm a customer of the movie theater. So this goes back to investing in only what you know. So when it comes to the company AMC, literally from the time I was what, 13 years old, 13, 14 years old, I've been going to AMC movie theaters and probably even before that. But I remember specifically as early as 13, 14 years old going to an AMC movie theater. And since then, the value of that company has dramatically increased. Yet if you look, by the time I post this video out, it might be at a different price. But as I'm recording this video on July 29th of 2025, the price of a movie theater company that has, I don't know, God knows how many locations all over the United States, probably thousands and thousands of employees, I would imagine, and an unbeatable, irreplaceable business model, in my opinion. No one's ever going to stop going to the movie theaters. Hollywood funds the movie theaters. That's the way I view it. So you got these wonderful actors that make wonderful movies and then they put it on the big screen and people go to watch movies. It is a critical step in the early years of dating, when you're in middle school and high school, I mean, that's like the only, one of the only safe places for early dates without telling your parents or if you do tell your parents. So I know I went on multiple dates in my early teens to go see the movie. So I'm processing it from a customer standpoint. I'm like, this isn't going anywhere. And the stock is between flirting between low $3, even $2 to like three and a half, $4 a share right now, which is insane to me. And back in Covid, when nobody was going to the theater and these were literally shut down throughout the country, somehow the stock price between 2020 and 2021 reached an all time high of over $550 a share. It's now 2025. The movie business, right? We're seeing better movies come out now. We're seeing a political change in the marketplace. We saw what happens when you implement woke theory into filmmaking. The customer clearly didn't want it. Clearly didn't want it. Sales plummeted. Disney stock plummeted. Disney movies plummeted. Anytime there was woke theories, woke principles put into the movie. And we see how it flopped versus now. We're in a different administration. We flipped from Democratic to Republic. So now as a customer, I'm seeing, wait a second, movies are getting better again. That's interesting. Yet the stock price is around $3 or so. Then you compare it to Cinemark which is another movie theater company. And Cinemark is worth, last time I checked, $27 a share. So I'm like, at the very least I could 20x plus my money with AMC just from saving my dollars, preserving them in these different vehicles, continuing to create value in the marketplace, spend less than what I make profit first by saving from there. I take savings dollars. I invest only in what I know. So as I'm buying this AMC stock, I'm saying, okay, this is what I know as a customer. I do analysis and research on the stock. I'm like, okay, it was once over $550 a share. If it, if it only goes to $50 a share, I'm, I'm in the green. I'm, I'm winning, goes to a hundred dollars, two hundred dollars. I could potentially become a multiple six figure added to my overall portfolio on just one stock. So for, for me, I don't diversify necessarily. I simply have a conversation with God first. I strategize with him, I take risk with him, I invest with him. I realize what my gifts are, create value in the marketplace. I get, I increase my income much faster than any investment I could make in say AMC or Bitcoin or stablecoins or HSA or my whole life policies. That's excess money that gets parked and idle and it stays preserved. That's all I'm trying to do is preserve, multiply the money over time, keep creating more value in the marketplace. So I'm going to start creating more content that really encourages you to create value, get paid more than what you're worth today because it's possible. New industries are being created, new jobs are being created, new valuations of companies and industries are right there at your fingertips. And if you would just wake up and stop wasting time and choose to build wealth, choose to partner up with people that want to go in that direction, now is the time, 20, 25. Now is the time to make it happen. Let's stop fooling around, okay? Let's, let's have a strong financial foundational base that's rooted in principles with the backing of your faith, values and beliefs are in alignment. From there we're going to create value. We're going to provide a service, we're going to offer something. We're going to use our skills, gifts and talents to get paid more than what you're getting paid today. Maintain your lifestyle, reduce your lifestyle depending on how much value you create. Again, if you're at a point right now where you're paycheck to paycheck, that means you consume the value you created. You got to make a switch to say I'm going to create more value and maintain my lifestyle or I'm going to reduce my lifestyle and create more value. So you increase the gap. The gap is your cash flow. From there you profit first. Save the money, but don't just save it in cash. Don't just store it idle where it sits and does nothing. Let's give that money multiple jobs. So for me I use properly structured whole life because it gives my savings dollars so many jobs. And the money's going to be guaranteed there preserved and it'll grow over the long haul. Saving is a principle so I'll never stop doing it. And it sets up a foundation for legacy like no asset could possibly do. And from there again, I use the hsa. I do have a Roth, I forgot to put that on here. I'm in the process of setting up a self directed Roth 401k as well. And I save my money in bitcoin, I save my money in stablecoins, you know, other cryptocurrency along the way. And when it comes to investments, I just choose to only invest in what I know and go from there. My name is Denzel Rodriguez, your personal finance geek of the 21st century. I can be your coach, I can be your accountability partner to help you take your finances to the next level. You can click the links below, go to my website, see what offers I have available. I am only going to be taking on a total of 50 families this year. 2025 and then I'm closing my coaching program. I currently again, July 29, 2025. I have 46 spots remaining. So by the time this video comes out, that number will be less. And by the time you choose to take action, that number may go down as well. It will sell out before the year is over or right at the end of the year. December 31st midnight is when I will close all of my offers on my website, and I'm going to take these 50 families, along with the hundreds of clients that I already have, and we're going to build massive wealth. If you're that person that you're like, no. I've been watching this guy for so many years. I've literally seen him grow. I've literally watched him from in his bedroom to getting engaged, to getting married, to buying his home, to buying his mom a home. Like, if you're that man or woman, it's time to team up. You know who you are. Let's have some fun. God bless you. Talk soon.