Financial coach Denzel Rodriguez shows how to assess your financial health by tracking four key numbers: monthly income, all expenses including tithes, every debt with its interest rate, and your cash flow status. He then builds a customized plan based on your goals.
What is your current position? How much money do you make per month? How do you make your money? What are your living expenses? I look at every single dollar that leaves your economy, including your tithes and offerings. Look at your debts, every single one of them. Interest rates, balances, the amortization schedules. What's your cash flow? Are you positive? Are you negative? Are you break-even? Are you sometimes positive? Are you sometimes negative? Are you sometimes break-even? Are you always positive? Looking at where you currently are, where you currently stand, um, evaluating your current level of knowledge around finance and basically figuring out what are you trying to improve in. Are you trying to improve your retirement? Great. We focus on the immediate things that you feel you're lacking in, and I just design case studies on this whiteboard particularly. I record it, send it to the client, or we do phone calls, Zoom meetings, things like that.
