This Is For Moms Who Want Financial Freedom | Finance Workshop Replay

It's been bastardized, budgeting, over the years. I call it tracking. I call it intentional living. I decided I'm just gonna get real intentional with how I operate my money. I'm not gonna let the brands control me. I'm not gonna let the restaurants. I'm not gonna let the social media influencer gurus out there society control me. I'm going to live an intentional life where I am dedicated to my wife, where I'm dedicated to my clients, to my mothers that I serve, where I am dedicated to the increasing development of the kingdom of heaven here on earth. And that doesn't mean that I need to go buy a Mercedes, a BMW, a Porsche from 2018 to 2026. I've been generating multiple six figures. I hit millionaire status not too long ago. I still drive a Hyundai. I still drive a Hyundai. My wife drives a Hyundai. These vehicles are under $30K. I could buy the Bronco. I could buy the BMW, sure. I could, I could, I could, you know, get a Rolex. No, I'm still rocking, you know, Movado, you know, lower, you know. This is a— yes, it's a custom suit, but I worked many years, I saved, right? I thought long term first. So as you're taking notes, I want you to put these speakers in order, like, okay, once I do this, now I can talk to Margaret. Where I'm going to comprehend some of the things that she was throwing at us. Because I know for some of you it was like, whoo, whoo, high level. OK? Now, with that being said, I have a question for Cynthia. Where she's at? Cynthia, do you trust me? Do I trust you? Yeah.

Yes.

What do you mean? Like if you gave me some of your money, you would trust that I would do the right thing with it?

Yes.

OK. My brother Josh in the back, you've known me since the 7th grade. Do you trust me? If you gave me some money, would you trust I'd do the right thing with it? Okay, who's heard me speak last year? Boom, boom, boom, boom. Do you trust me? Trust me. Okay, those of you who don't know me, raise your hand. First time hearing me speak? Awesome. Based on what I've said, and if I were to leverage Cynthia's vouching, my brother Josh in the back who officiated my wedding, And the other folks that heard me speak last year, if I asked you, do you trust me? What would be your response? You raised your hand, right? Never heard me speak before. Do you trust me?

Yes, I trust you.

You trust me. Who else never heard me speak before? Never heard me speak before, first time? Sir, do you trust me? No. It's OK. You can say no. You can say, nah, bro. I don't know you from left field. I don't even know. He's like, hey, I don't know. You look kind of good. If Cynthia vouched— do you know Cynthia? No, I don't. Who do you know in this room? Nobody. You know nobody in this room? Okay, that's kind of cool. That's cool. So it's safe to say you don't trust me. Okay, that's okay. It's okay to have at least one in the room that don't trust me. I like your honesty. Who else has not heard me speak? In the back, in the red. Who do you know in this room? Cynthia, you vouch for me on trust? Do you trust me? Because I trust her.

Yes, I do.

Come on, come on. Okay, so do I have your permission to get a little more vulnerable? Yes. Go a little deeper? Yes. Okay, something I want to play a little game with you. I'm going to play a little musical chairs. Is that okay? But I'm going to direct you. All right, you trust me, except for the one man in the back.

Trust me, vulnerable.

And I'm going to be vulnerable with you. I'm going to participate. If you're generating under— in 2025, if you made under $100,000 a year gross, I'd like you to move to the center right here. If you're— if you made under $100,000 a year single, or married. So if you're married and the two of you made more than $100,000, stay where you're at. Stay where you're at. But if you're single, married, you made under $100,000 a year, I'd like you to move to the center. Is that okay?

All right.

Those of you making over $100,000 to $249,000 per year, I'd like you to come over here. Single or married. You make $101,000 to $249,000, I'd like you to sit over here. Single, married. Over here. Okay? And finally, If you're generating over $250,000 per year gross, I'd like you to sit on this side of the room. I'd like you to sit on this side of the room. Okay? And I would want full participation, even from the speakers, if you don't mind. Everyone, I would love your participation in this. Okay? Can you go to the next slide? That's just a statement, you know, branding, right? All that good stuff. That's what I do for people. Okay, and then just like, yep, yep, keep going.

Yeah, click, click, click.

A little bit about me, blah, blah, blah. Is anyone coming over here? Okay, that's a little bit about me, who I am, what I'm about, right? You can scan that. That's my YouTube channel. You can see the work that I do.

Okay.

Anybody generating over $250,000 a year in this room? Not yet? Right here? Over $250,000? Just me?

Okay, you can stay there.

You can stay there.

Okay.

And yeah, go ahead, go to the next. Next slide. You can go to the next slide. This is my mission again. I'm called to serve mothers, helping them master their personal finances, create financial security for their family, and leave a legacy. That's what I've been doing the last 8 years. When I decided to step into God's will over my life. Within one year, he put me right here. Now here's the vulnerability part: I don't deserve it. You said you trust me earlier, right? Cynthia said if I asked her if If she gave me some money, would you trust I'd do the right thing with the money? I don't deserve that. Wanna know why? Go back 8 years ago. I was working in food and beverage as a food and beverage manager. Extreme Action Park, anybody know? Nice spot, nice spot. Okay. I don't even do this in public. I was a thief. Oh man, I used to steal money. Anybody ever took a quarter out of your grandma's purse? Yeah? At least once?

Sounds very real.

Here's what's crazy. Here's what's crazy. If you know how to steal a quarter, you'll go for the dollar. If you know how to steal a dollar, you'll go for 5. And if you know how to do 5, you'll go for 50. And if you go for 50, you'll go for 500. You'll just start adding zeros. Once you get to 500 or more, very hard to turn away. Very hard. It becomes an addiction. I got there, right to the 500-ish mark, in a very simple, almost innocent kind of a way in my brain. Has anybody worked registers before? When the register is over, what do you do? Report it. Hey boss, register's over. Bam, realign, take the money out. They take it upstairs. Boom, stays with the company. If the register's under, what happens to you? You get a write-up. Hey, where the money at? You gave too much back to the customer. You overpaid on change. Every time I worked, This is where influence starts. You watch someone do it, it's harmless, painless, then you do it. And it gets to the point where you just can't stop. I got right to that 500-ish mark working in this company, taking money from the register, all while learning all about the Kingdom, studying Miles Monroe, reading the books, rediscovering the Kingdom Authority here on Earth, rediscovering your Kingdom Mandate. I mean, I was all in for Christ. But I'm taking money. And then God caused things to occur in a very unique way where I got fired for things I didn't do.

I did this.

And nobody caught me, because I was pretty good. I got caught, I got blamed for something I didn't do. I was so mad. I was so hot. That ever happen to anyone of you? Oh boy. And he cut the potential for me to become a master thief. Amen. Amen. Thank God, ladies and gentlemen. That don't happen. I'm just like any other content creator out there, spewing, scamming in the back, presenting godly. Oh my goodness, thank God that didn't happen. Amen. And he had me focus on mothers. Go to the next slide. Let me focus on mothers. Can I just give you the playbook, wealth-building strategies? Like, this is just what I'm doing. Is that okay to just share? And I'm gonna do it in a visual type of way, just like walk you through it. So here's my wealth-building strategy. Let's go to the next slide. In 2024, the median annual income for single mothers in the US hovered around $40,000 to $41,300. If you scan those QR codes, that will take you to my resources so you can verify the information. Someone raise their hand. When you read a stat like that, what is that telling me? This is a— uh-huh, about mothers. They're going through a what? Say again? A struggle. What is also another word for struggle? Say again?

Crisis.

Crisis, correct. And what is a crisis? A crisis is a— say again? He's just throwing words out. He's throwing words at me. Would you agree this is a prob— problem. Oh, okay. Gotcha, right? This is a problem. A wealthy person— a wealthy person views— oh, go back, go back. Oh, sorry. A wealthy person looks at this and sees an opportunity. Go to the next slide. Here's another stat. Social media— this blew my mind. As of 2026, going into 2026, AI bots have surpassed human traffic on social media by 51%. So that means 1 out of every 2 comments— if anyone in here is a content creator— 1 out of every 2 comments is a bot. Exactly.

It's fake.

Is that a problem? Yeah. Okay, let me come back. Y'all said it was a problem. Here's what wealthy people do. Over here, $250K and up. Opportunity. Oh, that's an opportunity. You mean to tell me more than 50% of the traffic on social media is AI bots? So that I don't have to worry about hate comments no more? I don't even need to respond to the junk? And I can just keep focusing on my mission? What? Next stat. 15.7 million families headed by single mothers in the United States, 2024. Let's do some math. Can you go to the slide that says, "Here is my offer"? We're gonna do some fun math here. So if the average single mom— and you'll just have to keep going, it's towards the end of the presentation. So check this out. If you take into consideration the 15.7 million single moms in America, and let's just put them in a batch. They're making around that $40K number, right, a year. And I am called to serve those mothers. God called me to serve them. Okay, what would be an amount of money the average single mom could afford to improve her personal development? Give a number out there. Yeah, like how much money would she feel comfortable with? As the moms in the room here, how much would you feel comfortable investing in yourself before you buy crypto, right? Before you buy a stock, you're going to put money in yourself first. I'm going to develop myself. About $100 a month. $10 is not crazy. Would you go even lower? Is that reasonable? Like $10? So $10 to $100 is reasonable. Okay, so I made an offer. Every mom I talked to on the internet— and I've done this over the years— I've gone from $0 to $50 a month. I have a ministry of finance called Finance Geek Ministry. And for the last 8 years, I've just been serving moms. Now, for the moms in here that are brand new, and really anyone watching, because you don't have to be a mom to get that offer, I'm just letting you know who I'm after, who God has called me to. And it just so happens, is by no mistake, I'm always talking to moms. That's the father. Okay, so here's the cool part. You can't, you can't really see this part, but it's called the Finance Geek Vault. At this point, 8 years of doing this, I've created courses, curriculums, material, actionable. Like, I'm telling you, I've got a whole series in here called 12 Ways to Increase Your Cash Flow Without Working More Hours and Without Cutting Expenses. I'm just giving you the wisdom, just dumping it, and I charge thousands of dollars. And over the years, I created a sliding scale model. Write that down in your business, because there's— I would say everyone in here wants to serve a group of people that may not be able to afford your services right away. And as a wealthy person, this is what they think, this is how they operate. So again, no one's over here, right? This would bother the heck out of me as a minority. I'm like, "What am I doing with all these white people over here?" I don't belong in this room. What is going on? So over here, I'm sitting here, I said, Lord, give me a strategy where I can increase my wealth and influence to do your will, but also serve the person you want me to serve. So, so here's what he did, right? And you can scan— I'm like sliding over here, hold on. Moms, raise your hand. Moms, moms, moms. Would you like to go for a walk with me?

Of course.

Just a little walk. What's your dream?

My dream is to be financially free.

When's the last time someone asked you genuinely what your dream was?

It's been a while.

It's been a while? Mm-hmm. When's the last time someone said I love you? Couple of hours ago. Couple of hours ago? Okay, she gets some good love. Can I say I love you?

You can.

Can I give you a hug?

Yes, I'm a hugger.

Oh yeah.

Thank you.

So you said your dream was to become financially free, right?

Yes.

Okay.

And what do you like to do? What has God called over your life?

I like to help people. I like to sing.

Okay.

I like to use my hands, bake. I'm creative.

Interesting. Lovely. Have a seat right here. Yes!

I like this.

She won't even notice it, but the people over here are out there. And when they come, you better be ready. Do not shut them out. It's okay to be skeptical. Definitely. Ask good questions. Conduct your due diligence. Google me. Denzel Rodriguez. Google me.

That's cool.

Right?

Do your due diligence. But when someone on this side of the room, and they're out there, let me tell you, it's amazing. It's amazing. Because here's what they do. There's one that goes, right? Leaves her there, connects her to the other guy. Moms, where Jan? Moms? Moms? Moms? Hi, Mom. What's your name?

Arnetta.

Arnetta? Would you like to come take a walk with me? Sure. Yeah? Yeah?

Alright.

What's your dream?

To also be financially free of all my expenses so I can do exactly what I want when I want.

Exactly what you want and when you want. And what is God's will over your life?

Well, I've been in the church. I'm working with children. I've been working with people and children for years.

Okay.

So, and I like to continue that, but also see where it needs to lead me. I'm sure there's much more out there for me.

I like that. I like that. How would you have a seat right there? Okay. So one by one by one for the last 8 years, however many days that has been, I've been doing this. Just on social media, reaching mothers, meeting them where they're at, genuinely interested in what they're trying to accomplish, and showing them a way on how to not work so hard in a sense. Like, I want to keep that work ethic, by the way. That work ethic of mothers is amazing, but there's a way to transfer it into businesses. And then here's where it gets even better. These people here that are not sitting here, where are they? Where do they hang out? Right? They're on the yachts and whatnot. But you know what happens after a while? They get tired of that. They're like, man, it ain't that fun no more. Drinking, partying, the girls, the ba-da-da-da-da-da, the Oscars, all that. They get bored. Word real fast, and then they come to places where they can meet y'all.

Yes, sir.

Their issue is they don't know how to speak your language often. Their other issue is they kind of just throw money at the foundations. They're not really getting involved. They're not getting in the mud. But there are some wealthy people out there. You just got to find them. They're there. They want to get in the mud with you because it creates a fire in their belly. I have a fire in my belly every time I talk to my moms that I work with, where I'm like, oh my goodness. And it's not about the money, because I already know, Mom, it's not about the money. It's about what you could do with it. It's not about the money. Moms, raise your hand. Is it about the money? You could care less. You've been operating with less for God knows how long. Imagine if you had it and then you influenced the next male generation.

Yes, sir.

That's what God showed me. He said, I'm gonna have you target the moms. Because if we come— go back to my stats if you can. Those pages. We're gonna do some math. That $15 a month times 15.7 million mothers is $235 million. So if I was to serve 15.7 million mothers over the next 40+ years in America alone with just an offer of $15 a months, I could generate— the potential is $235 million. I used to live on $30,000 a year. I could still live on $30,000, $40,000, $50,000. Y'all do it. Average single mom, $40,000, $50,000-ish. Y'all know how to do it. I know how to do it. It's not pretty, but we can do it. The point is, if we can eliminate the distractions and the social media and all the pressures that tell us to buy this, buy that, buy this. What if you just didn't? Lived an intentional life according to God's will, sing, do the thing with the kids in the ministry, but had businesses and partners that could help you do it more abundantly. The money will flow. And you keep God-centered at all times. Game changer. Game changer. So we're gonna go fast, I'm gonna give you one last wealth-building strategy. It's what I call the banking play. The banking play. All right, and I wish I had a whiteboard. I don't know if we have that, Cynthia, right? No whiteboard, right? I'm gonna have you just scroll through my slides. These are extremely helpful. How much time do I have left? I think 3 to 5 minutes. Cynthia, how much time do I have left? How much time? 3? 3 minutes. About 3 minutes? Okay. So keep clicking until all the words come up. And you will get these slides. But this is how I operate financial framework. I gave you the list of speakers in order, how you piece all this together. It's not go just invest first. It's first get your foundation and mindset. The biggest thing holding you all back under $100,000 a year— this is where we get to— I can, I can be honest with you now. Your biggest enemy is yourself. It's the sin that you still wrestle with. It's the pain that you're still holding on to that happened so long ago. It's is no longer happening to you now. It's converted itself into anxiety. Uh-oh. And guess what? Anxiety ain't the problem. Anxiety, God put that in us. That's your fight, flight, or freeze. You need to know when to fight. Hold on. And you need to know when to go. Nah, he too big. And you need to know when to freeze. Stand with the armor of God. You can't get rid of anxiety. No pill will do that. You actually need anxiety. You don't need the trauma attached to anxiety, so when you get into the car, it's like something happens to you, or you get into a certain conversation with people, you get triggered, or this, or you get distracted, right? This is a framework that will help you. To understanding wealth. Okay, and again, these slides will get sent to you. Go to the next. Keep going, keep going, keep going. Right, we know this. Genesis 1:26 through 28. We know this, we know this. Back to the origin: be fruitful, multiply, replenish, subdue, and have dominion. Imagine if you dedicated the rest of your life to just focusing on what the original mandate for Adam in the garden was. Was, will you not just seek the kingdom but actually experience the kingdom? How many sermons do we hear about seeking the kingdom first? Okay, brother, I found it. Now what? Oh, and not too many sermons on what happens when you've seeked and you found. Go build. Go be fruitful. The word work, Mom, you've been, you've been working according to the world's definition of work. But when you work in the kingdom, you're becoming who you are. You are stepping into your power. Oh man, as a mother, you're stepping into your power. You can do something that no one else can do in your life. Only you could deliver your baby. Can no one else do that for you? So I built financial strategies catered to moms that it's like a play on building and creating life. And that's how we can view our, our income, as like you're creating more life to be able to live it more abundantly. Next slide. These are the paradigms that you want to sit with. Become a creator. Stop consuming all the time. Create, create, create. When you become a value creator, you're stepping into the highest form of wealth creation. And that's what I tell my mothers. I'm like, there's so much value. You've been on planet Earth for 55 years. You got so much wisdom, Mom, it's not even funny. I tell my mom this all the time. Become a creator next. Give first mentality. That is the formula for wealth distribution. There has to be a giver, there has to be a receiver. If you're the giver, you're giving wealth, you're giving wisdom. If you don't have, you need to be a receiver of the transaction. How do you receive the blessing? What is it? What is the answer? How do you receive blessings logically? What'd you say? Don't think too hard. Who gave the analogy earlier? Where was it? Cynthia?

Yes.

All you gotta do is ask. Wow, these white people over here that ain't saying it. And, and not to discriminate, there's a lot of rich black people out there too, and there's a lot of rich Spanish people too out there. They're out there. Trust me, trust me, you gotta ask them. They're there. Stop struggling. They're there. I know they're not sitting there, but they're there, if you know what I'm— if you know where I'm going with this. So give first mentality. If you don't have much to give tangibly, there are other things that you can do to position yourself to receive first. And that's what I did. I just positioned myself. Uh, yeah, anytime someone wants to give me a gift, I'm like, yes, thank you. This crowd, 100,000 and under, what do y'all do? I'm good. I don't need it. I don't need it. What? What? My buddy Josh just told me a story. Rich man offered him a gig, $1,200, go down to the DR, do some pictures, do some photos, record, blah, blah, blah. He asked, "Hey, I'm actually in need of a camera." The camera he's holding, I think, costs $3,600. He said, "I'll do the work. Could you give me the camera?" The rich man said, "Yeah, that makes sense. That's a write-off. You know what, you know what?" He didn't even realize he's paying 3x the man. What?

Go, go, go, go.

I'm out of time. Stop chasing money.

Go, go, go.

Stop chasing money. Market. New kingdom culture. New kingdom culture. Why do the stereotypes land on the Spanish people and the black people too much? I don't like these stereotypes no more. Black people are lazy. Spanish people are lazy. Black people late. Spanish people late. Da da da. We are getting all the welfare checks. EBT, WIC. Tired of that, man. I don't like that no more. Trying to elevate our culture.

Okay, go, go, go, go, go.

Solve for cash flow, win the game. You don't got to worry about accumulating yet. Just solve cash flow.

Go, go, go, go, go.

Cash flow over accumulation.

Go, go, go, go, go.

Cash flow over network.

Go, go, go, go, go.

Okay, go to my offer. Yeah, yeah, yeah. Uh-huh. Simple.

Boom.

Bam. Done. Love y'all.

Thank you for your time.

I help moms, women build wealthy kingdoms that will last forever to have authority over their finances by helping them pay off debt, increase cash flow, lower your expenses, build your credit, all using your own income.