#632: MoneyFlow: Worried About Money? Shore Up Those Finances Right Now in Flow
29 Jan 2026 · 35 min
Summer McStravik and Samantha guide you through managing money anxiety during crisis by combining daily flow dreaming with practical contingency plans. They recommend sketching multiple backup income sources and practicing a felt sense of abundance to shift your energy toward renewal.
Chapters
So in episode 630, I gave you some ideas for how society might become transformed as a result of COVID And one of those glimmers of hope that I see and feel is this idea that there'll be a national recognition to the fact that we, we need to be paid well enough that we're no longer living on a razor's edge, that we have an overflow of cash that we can put in savings so that one thing doesn't derail us in our lives anymore. I also suggested the idea that what if everyone had a six month reserve and it wasn't just all on you, the individual, but this was a thing. This was something that either businesses or the government could help us as a society put in place. So if we ever were to face something like we're facing right now, we would not have to panic for six months. We could all successfully socially distance, you know, enjoy picnics in our own backyards and not freak out about everything closing and shutting down. Well, what else can we do? How can we manage our minds and our hearts? How can we emerge from this personally where we have income and we have cash flow and we're incredibly successful moving through this shift? That is what we're going to look at today in today's episode of Flow Dreaming. So stay with me. Slow Dreaming. It's a show where we talk about the power of your mind to change your world around you, to literally affect the fabric of your reality. We talk about this feeling of hope and joy and relief. And that is what being aware of your flow does. It gives you a feeling of power again in your lives. Breathe. I'm Samantha. Hello, I'm Summer McStravik. And welcome to another episode of Flow Dreaming. Welcome to episode number 632, Money Flow. How to shore up your finances right now. Well, you guys know I'm not a financial guru. I am someone who works with energy and emotion. But because I'm also an entrepreneur and a maker, I have long been fascinated with how do I build things that are structurally sound, including businesses, finances and money. So we're gonna take a look at you and your financial state of being right now. I know, I know, you just like wanna pull the covers up over your head and say, no. But we're not looking at it in terms of, oh no, it's not working. This is your moment. And this is the episode where I'm gonna be encouraging you and sharing with you ideas to feel yourself not on the brink of disaster, but on the brink of an entirely newer Bigger, better and more solid future for yourself. Because frankly, if you don't feel it, it ain't gonna happen. If you don't feel it now, if you don't flow for it, if you don't totally orient your energy toward it, then how do you think it will happen? Then you're just going into the state of powerlessness that you see everybody around you experiencing. Waiting on the other guy, waiting on the government, waiting on your business, waiting on the company that employs you to somehow fix it. Well, this is what you can do now to fix it. This is your part. So this is going hand in hand with a brand new program I'm doing. It's short term, it's just a four week, six start and stop. So if you want to be involved in it, you've got to get signed up on time. It is starting in May. Go to flowdreaming.com and you'll see it. Money flow, it's cash flow, recovery and renewal. And why do I say renewal? Because it's not just about getting back on your feet where you were. I want you better than where you were. I want anything that wasn't working from before to just not come back. Right. I want the good stuff to come back and anything that needs to be renewed. Wow. This is the fertile time to do it. So how are we gonna look at this differently? How are you right now going to commit to communicating to life and the future and your universe? That whatever has happened to me, I get, I understand. It was part of the big picture. It was part of divine timing. It was part of the flow of all timing. Right. This isn't just me. This is the national timing. This is the social, you know, humanities. Yeah, really. This is part of humanity's timing. And often what we find are when things are happening to all of us at once. And you're saying, hey, Summer, how did I manifest that? Well, you kind of manifested it collectively. Right. Not everything about manifesting and co creating means you think it, you make it. Sometimes there is a collective manifestation. And these collective manifestations are the era that you're born in, the particular diseases or wars that you encounter in your lifetime, the natural disasters that you experience collectively. You know, in flow, we make all kinds of agreements with others. That's what our lives are really built on. I always joke. I've joked so many times in past episodes. You know, if life wanted us to experience everything without other people, we would all just be a little consciousness floating in our own universe. And the only things that we would be Interacting with would be inanimate objects, rocks and things. But life decided, no, that's not how you grow. You only grow by having lots and lots and lots of relationships. That's it. Imagine a life right now with no relationships. It's impossible. You couldn't exist. So everything we learn and experience comes through these relationships. And the relationships are bigger than us. They create the collective agreements that we make together. Now, some are humanity wide, like this one. Some of them are nationwide, the culture, the country. Some of them are family wide, right? That the agreements that you've made with your family, you're like, I don't know why I got that sucky mom or dad or brother or sister, but I did. Collective agreement. And then there are the personal agreements that you make, the personal choices that you use to navigate. Look at it like this. The car that you own is yours and you get to drive it. That's you and your personal flow, your personal trajectory, your personal direction in life. But you happen to drive a lot on a certain road. And on this road, you know, this is what you encounter. The road might be the family road. The road might be the, the road might be the, you know, the workforce or, you know, the city. It's the surrounding people, the surrounding cars. You travel with the bigger, bigger road. The bigger, bigger flow is this road is connected to all the other roads. What happens on a highway or a freeway, you know, a half an hour from you might impact or the flow of traffic that now comes onto your road. Get what I'm saying? These are networks of relationships. And what we're seeing, I'm going to tie this all right on back to money flow soon is the collective relationships of money around the world right now are kind of a big hot mess, right? They're a hot mess. And we're in that big relationship flow. But even though we're in that big relationship flow, what is our personal flow? Because we have a lot of say on that. You are still the one in the car driving. It's going to be limited. If it's a freeway and it's all clogged up, you're going to be stuck in traffic like everybody else. But if it's not, if you see an exit sign, if you see an overpass, if you see, oh, I could choose this, I could do that. That, my friends, is your source of personal power right now. That, my friends, is exactly what you are supposed to be focusing on right now. Your own inner direction and personal power. Now imagine if 300 million people, 600 million people, a billion people did that, we would all be pulling ourselves up individually incredibly quickly. Because I'm not looking at you to do it for me now I'm doing it myself. And you over there, you're doing it yourself, and that person over there doing it theirself. This is why, when I'm looking ahead at our collective re emergence, what I'm seeing is an incredible eagerness. I'm seeing a lot of people who are now healthy and immune stepping back into the workforce, still wanting to purchase things and buy stuff. Stuff. Still wanting to go out and be useful and purposeful and make stuff. And we're all coming back and saying, please use me, use my labor, use my intelligence. All of that is still there. It just has to find a new system to drop into. Right? This is what happened after the Great Depression. Lots of people with lots of skills and lots of ability, suddenly they had to shift. There were things outside of their control that made people not want it, which is what we're recently experiencing. But we come back hungry. We rebuild bigger and stronger. This is why, if you've been freaking out about your retirement funds or anything, you know what? We're all collectively just begging for another bull market. We are begging in our hearts and in our energies. I want to grow, get this strong, and recover as fast as we can. You know, how that collective energy can impact things, especially now, because this is different than the Great Depression. We have technology like we never had before. Back then, pretty much, we had manufacturing jobs. That was mostly what we did. And if no one was buying it, then who was going to make. People were kind of trapped. But we have a lot more. We have information jobs. We have information that we're gonna continue to sell to each other, give to each other, share with each other. In other words, what I'm getting at is we're not waiting for everybody to be rehired back to the factory. And I know we've been, you know, upset about that for many years that we didn't have these factories. But I'd love us to look at the other side. We have education, we have health care that's going to need some massive and gorgeous rebuilding. We have intellectual knowledge that is absolutely easily given and sold to one another. We have markets that were never available before. And we are all shaking the little, you know, sleep dust out of our eyes and waking up and saying, this might be where my cash flow is coming from. This might be where my renewal is coming from. And I'm in it and I'm on it, and By God, Summer, if you say, if we can get our heads wrapped around this in four weeks, I'm there. Because what is the alternative? What is the alternative? You can sit and wait on the sidelines. Well, I'm not. So here's what I'm doing. Here's part of the program that I am personally instituting right now. Part of something I will be building into Money Flow and the Cash Flow Recovery and Renewal Project. I am one flow dreaming. Daily, daily, daily, daily, daily. I know this might seem like. But how is that going to do anything? Well, if you've listened to enough of these shows, you know that when you change your energy, it's like changing the direction that you're driving your car. You're not waiting now, but for all the other roads to clear up, you're saying, nope, I'm taking the next turn off. And here's what we're going to do. Here's what I'm feeling. Here's what I'm feeling. Whatever I have to offer and give over the next 5, 10 years is right there and ripe for me. Comes to me. I know it, I sense it. I become it. I step into it. I start doing, just starts working. It's so easy. You guys remember that feeling when you do something and it's suddenly just right? It's like, oh, yeah, this is really clicking. Oh, yeah. And maybe a lot of things you've been trying haven't clicked. And maybe people didn't want it or didn't like it. But then suddenly the one thing like, oh, my gosh, everybody wants this. It's clicking. It's working. That is the feeling I'm flowing for. What I'm doing is what's wanted, needed, and necessary. I like to do it right. I'm not asking for anything that I don't want to do or I don't like doing, but if I like doing it and people want it, I want it to be easy. And I'm going to feel that. I'm feeling that in flow. I'm feeling that in my energy. I'm feeling excitement around it. And on top of all that, feeling cash flow around it, because I need to make cash. You need to make cash. The more cash I make, the more I can start spending again. The more I can spend, the more I can support my, you know, local, you know, shoe store, and the more I can go back out and get my son's tennis lessons restarted and, you know, things like that. I want to be able to contribute, so I need the resources to do it with, so do you. This is why I have no shame asking for cash flow, asking for renewal, asking to be paid. Because if I am paid, then I turn around and I send some of it right back out again. Come on, we know we do. You should. We all are. And we should be putting some of it into our savings as well. Right? So this is the feeling I'm generating. I have enough for savings and I have enough for spending. And this feels really, really, really good. Now notice I haven't said anything super practical. That's, that's purposeful. At this point, you may have no idea how this money in cash will come to you because everything has shifted and changed. You're like, I was laid off from, you know, my security desk at the airport. Now what? Now what? Well, let's start with how you feel. I love my work. I get paid well for my work. I'm right there at the right time, right? Divine moment. Divine time. Mm. By the way, speaking of divine and divine timing, the divine guidance playlist, if it's not out yet, it will be out very, very shortly. I have been putting together a whole bunch of new playlists and that one is one that I think is really salient right now because it includes divine direction as well as divine timing. And that's exactly what I'm talking about for you right now. You're gonna be using both. I'm asking for divine direction. I'm asking for divine timing. I'm asking that hardship be lightened for me, that I flow into a state of ease, that I'm exactly where I should be at exactly the moment I need to be there for that one perfect, right, awesome thing that comes in and just shifts everything. Now imagine if you are walking around daily because you're flow dreaming daily now with that feeling inside you. And yeah, you're on your phone and you're talking with friends and watching tv and it's all about, oh, this is going to be horrible, and the recession and it's so bleak and bad. And you're like, I hear you and I understand what's going on in the national agreement level, in the humanity agreement level, but my inside level, although I'm participating in the national level, and yes, it impacts me. Remember, we're not being putting our heads in the sand. We see everything. But my inside level, my personal level is, hey, I'm exactly where I need to be. I'm being gifted and shown and put exactly into the place I need to go next for my financial security, for my renewal inside. And whatever has happened to me. Instead of looking at it like the worst thing that could have ever occurred, I'm looking at it instead like, what if that was the best thing that could have ever occurred? And I know, believe me, I know. Right. I have my own companies and, you know, Flow Dreaming being my main company. Yes. And I can feel a difference in how it's getting out there and reaching you and what I'm able to do and the income coming in. I feel it. I do. I'm right there with you. But I also know that my job and my role is to stay accessible, to stay present, to stay there, to remember that people are gonna need this and they're gonna need me, and they're gonna need these flow dreams and they're gonna need this even more. I can't let that go. It's going to be right there, ready and waiting. And anything that needs to happen, any shift, any change, even the ones I'm looking at right now, I'm like, that's so weird. I don't want that one. I don't like that one. Another part of me is saying, I trust this because what if I'm moving through a state of renewal? And I know that when I move through states of renewal, we often mourn. I know. And you've been mourning. M O U R N like grieving. We mourn. We mourn whenever we lose something that we've been familiar with or comfortable with, we mourn it and we mourn change and we mourn things that we get rid of that we even didn't like, but we were so used to. So you're allowed to do that. But the other side of it is, are you ready? Are you present? Do you have your thing? Do you have a sense of direction in you? Like I said, you don't need to know exactly what it is you're going to emerge with. But do you have the feeling of emergence? Do you have the feeling of being wanted? Do you have the feeling of selling things? Either your time or your products or your labor or your skills or your knowledge? Do you have that? Do you have a sense that I don't work anymore? Summer, I'm retired, But nonetheless, the things that I do, the choices that I make, I'm still cared for. I still recover. The money does come back into me. Maybe in a really surprising and gorgeous way, maybe I meant to be retired. But then this wonderful new source of cash flow can. And I thought, darn, you know, I could be really abuse doing this. And so I will. Who thought? But I would want to, but I do. You get it. This is the feeling. And I'm trying to talk to you, like, talk you into it right now. Because this is the feeling I want you practicing every day. Because if you're not in this state of being every day, you know what other state you're going to be in. What you feel is what you become. What you feel is what life ends up pulling around you and offering and matching you with. And it can be harder than ever to hold on to that understanding. When you're looking around and you're like, gosh, Summer, you're asking me to feel something so different than what I'm seeing. It's like, yeah, I know. Because now you need to more than ever. It's funny. Like, it's easy to be a manifester and a co creator in the good times. You're like, everything's great. I just want it to go better and bigger. I'm like, yeah, because that feels great and it's easy. But now, when it's not, now I really need you to feel this. Like, I really need you to feel this way. So can you tell me again? Repeat back to me. Repeat it to yourself. Wherever you're listening right now. You can whisper it in your head if you want. Or, sure, just look like you're talking to yourself to other people, whatever. It's only your family home with you, right? What are you gonna do? How are you gonna feel every day now? Are you going to recover financially? Are you going to recover quickly? Are you going to get an even better job than the one before? Are you going to get an even higher paying job than the. Are you going to move into a line of work that you hadn't considered or maybe always wanted to, but suddenly it's there for you? Are you gonna start something brand new that you never even knew you'd fall in love with? But there it is. How are you feeling right? Get there now. You may not know. The first time you flow dream, you might just be like a big mess of confusion. Like, I don't really know. I think I did it. But if you do this every day for a while, it's like tuning in a set of binoculars, right? You know how you have to twist the little. You guys ever use binoculars? They're pretty old school, huh? Does anybody use binoculars anymore? Well, I have some. Some old ones. And you know, a telescope, right? You have to adjust the lenses. You put your eyes up there first, and it's all fuzzy and weird and you're like, I Can't see anything. What's. I don't see anything bigger or sharper, but you adjust it. And that's what happens when you flow dream. Every day you're making these adjustments without even realizing it, until one day, it's all in gorgeous, gorgeous focus. So that's what I want you to do. And that is a key part of my own personal economic recovery plan. Now, the other side of that are the practical things. And some of those practical things I will be going through, stepping through with you as part of the money flow and the cash flow recovery and renewal program that we're going to be doing in May. So, obviously, I can't give them all out here on the podcast because it's going to take me weeks and weeks to get them out to you as part of this program. But I can suggest this to you if you are still holding back and waiting for things to change. I would acknowledge inside your heart right now how long you've been doing that for. Maybe you're like, summer. I work in restaurants. There's no. Nobody's going to be hiring me now. There's nothing I can do. I want you to put that out of your head. I want you to get a jump on things right now. I want you to think, what did you do in a restaurant? You said, well, that was a server. I'm using, like a very common job right now, and one that I know is the biggest impacted. So that's why I picked that one as a. As an example. All right, so what's part of your cash flow recovery plan? Are you just going to wait for restaurants to open and hope you get something? You can just run through unemployment for the year. What's your plan? What is it? Why don't you come up with it? Because you know what? If you do one, you're personally going to feel a lot easier. You're going to feel more relaxed. We all feel relaxed when we have a plan, right? I have a plan for that. To quote Warren. On the other hand, maybe the plan isn't really one that you can enact yet. So expand the plan. Have an A plan, have a B plan, have a C plan, have a D plan. Maybe one of them is, yeah, I get rehired back. Two, I stay on unemployment until the economy picks up again. Three, I realize that my skill set as a server is actually really good working with people. And I could go into any industry now where I'm working with people. I could actually get hired on a tech support line or a customer support line. That I can work from home because everybody's doing all their online purchasing now and those companies are hiring and they're swamped and I can't even get through. Who here has tried calling a bank or someplace in the last few weeks? And they say our wait times are excruciatingly long. Hang up and don't call back because we don't know when we going to have enough new people staffing these. Maybe you realize, oh, my God, I can do that now. And even though I never wanted to in the first place, it also allows me now to stay home with my kids who aren't in school. Win, win. Hmm. And maybe you say, oh, I don't make enough money doing that. All right, come up with another one. How about this? You're still an out of work waiter and you say, the reason I went into waiting is because I actually like food. And it was between that and like, you know, trying to learn how to cook and being a chef, and I just wanted to get some experience. Well, what do you like about food? Well, I actually love taking photos of food. I want to be a food photo person. Wonderful. This is time. This is your moment. Are you taking pictures of the food? Are you getting yourself ready? Are you getting together new ways of reaching out to publishing companies and places that make cookbooks and online places who are still absolutely deluged with people because they're all cooking at home right now and they're looking up recipes. Who here has looked up recipes online in the last couple of weeks? Right. My hands in the air. I have. I'm like, ah, I really need some new crock pot recipes, you know, slow cooker, because I'm making dinner every night now and I'm running out of thoughts. Well, maybe this is an opportunity for you. You see where I'm going with this? What I'm saying is, even if you don't know the precise new avenue that your life and your future will offer to you for renewing your finances, if you are moving forward with. My finances are being renewed, and I have just opened my heart and energy to all of these other possibilities, even ones I don't know of. But I'm going to do some practical work here, sketching them out, writing them out. Let's say you actually physically write these out. You have a piece of paper right now on your desk with all of his ideas. Do you think life in your energy is responding to that? It's now existing. It's there. It wasn't before. It was just a vague longing in your brain that your flow didn't really know how to like, respond to. But now it's not a vague longing. Now it's a real clear, oh, she's open to all of these things. He's open to all of this. Hmm. You see, you're getting things moving. Physical manifestation as well as energetic manifestation. That is the key to the kingdom, folks. So that is where you need to start. And this is what you need to start doing to shore up your finances right now. Right now. And I didn't even go into all the other things that I know you're already doing, reevaluating what you're paying for, cutting your bills, whatever it may be. I know all of that. So I'm trying to talk into an area that maybe you haven't really been thinking because you realize I have just been passively waiting to see what happens and passively waiting to see what happens to me. I want you to now happen to it. Got it? Okay. We are not doing a flow dream in this particular show because one, I have a ton of financial and money related flow dreams@flowdreaming.com that are amazing and wonderful and inexpensive and I urge you to get them. And also because we are going to be embarking soon in the money flow program where I will be doing all of these financial related live flow dream and energy correction exercises with you every single week. So I'm holding it for that. But I don't want you to feel bereft. You can always look back to past episodes of this show. I have done many free money flow dreams in any of the 632 episodes. You can find all of those episodes, by the way, if you don't see them on itunes or Google Play, you can also download my app for a very tiny monthly fee. They will open up this. This app will open every single past episode to you. Hundreds of hours for you to explore. So I urge you to go get that. And that way you can start using a bunch of different financial flow dreams every single day. Just like I just encouraged you. And if you don't want to use my flow dreams for whatever reason, maybe my voice annoys you, I don't know, then you can flow dream on your own. And I've just given you instructions for how to do it. I've just given you the two key points to be thinking about and to be doing so. With that, my darlings, I will let you go for another episode. Do remember the powerful immunity and protection flow dreaming playlist. This is a series of meditations meaning you can fall asleep to them. They help support your body, they help bring out your body's innate wisdom, they help support your energy and more. In fact, I'm going to go ahead and add a little ending for this that tells you more about it so I don't have to say it right now. Okay? Love to you all. I'll see you next time for another episode of Flow Dreaming and I'll see the rest of you either in the I love Flow Dreaming Facebook group or hopefully in Money Blow. Hi friends. Quick note about the Powerful Immunity and Protection playlist. I made this to help you right now with your health to support your immunity. It's to help you manage your mind, manage your emotions, manage your fear, and also encourage the ancient cellular wisdom of your body. Believe me, your body, thousands of generations of humans came before you. It has an innate wisdom that is off the charts and I'd love to see you start talking with it. I'd love to see you start asking for its help, supporting it and just giving it an overflow flow of your beautiful, gorgeous, strong, positive emotion. Getting into flow with your immune system, both physically and emotionally. So check it out. The Powerful Immunity and Protection Playlist. You can find it right now@flowdreaming.com you can also find it via the app. If you don't have the Flow Dreaming app, just open up your mobile device and go to your app store and download it and you'll find it right there in the health section. Blessings to you all and stay well.