Truth About Social Security

We talked a lot in the last year about the 250th year of our nation, and it's right, we have to celebrate. But of course, we're not— you know this— you're not in the 1776 business, you're in the 1775 business.

All right!

Because in 1775, men grabbed rifles and stood on bridges and said, come and take it. They knew if we declared independence, someone was going to have to defend it. You can declare whatever you want, but if you can't defend it, if you won't fight for it, that's something those young Marines and soldiers and George Washington understood 250 years ago. 50 years ago. And that's why that ad campaign that we've launched called On the Shoulders of Giants reminds you where you stand, reminds me where I stand. Stand on the shoulders of giants, of soldiers and Marines and airmen and sailors before us who did really difficult things in dark and dangerous places without enough, never enough. Maybe took a little bit too much time. Maybe the plan wasn't perfect, but they stared the enemy in the eyes on behalf of the American people. And they got the job done. Our predecessors, those men and women did it, and now you're doing it here.

Patty, as the woman, I am so juiced up by P-Tex.

Got me all fired up. I was like, hoorah!

I was listening to it, and I watched it like 5 times already, but I'm like, oh, I love it, I love it, I love it. Hello, everyone. I gotta fix that video. We have a new updated ending. I updated our iPad— or not our iPad, our Podcast graphic there took very cool. Hello, it's Gianna Miceli from Legal Focker University with Patty the Silver Stacker. Say hey, Patty.

Hey, what's going on, everybody?

We're going to talk about silver and we're going to talk about the fraud of Social Security today. Patty is going to take it and I'm not. We're going to get into that. Oh my goodness, there's so much to talk about. I've been gone for two weeks because I had to help my family with several things. I just really can't do a show from my mother's house. My mother's five thousand square foot home has nowhere to do a podcast. It's dark and it doesn't. doesn't have good seating at her desk, or it's got a barking dog. It's got all kinds of drama. So we've been gone for 2 weeks. So the first thing we like to check is, Patty, what is the silver price today?

Well, right now it is $60.46.

Now we don't like that. It's down. Let's check in with the Trump Baby account versus the Gianna Freedom Fund. We're on week 13.

Here it is.

Let's see. Okay, so the Gianna Freedom Fund, for the first time Is a little below the index fund, but we're playing the long game here. And do not forget that you don't own and control the index fund, and your child can take it the minute they turn 18. And if you have a child that is not very responsible, they own that money, and when they take it, it will be taxed that year on your tax rate if they still live in your house, no matter how old they are. It's a household thing. Mm-hmm. So, you know, it's kind of funny because in 13 weeks of this investment, you know, we only made $76 and they've only made $134 pretax dollars. Those dollars will be taxed. Ours will not.

Right. So, so if they were, if they were to sell it today, we'd still come out on top.

We'd still come out on top. Well, I like the ownership and control. So if you've never seen us before, we're going to teach you how to take tax-free this. and buy tax-free VIPS. This will go up. You own and control it. The government has no say in the matter. That's, uh, what Patty does as the silver stacker. She's a longtime silver stacker. So that's how we like to get started. So let's talk about what Pete said. The 250th anniversary this year. Everybody knows this, but he said it's not 1776. Do I have to change my necklace? I'll have to get another one. That would inspire more conversations.

Right.

What is your necklace? You know, some people ask me, is that your birthday? No.

But really, they really ask.

Oh, they do all the time.

Yeah.

Young people, you know, younger people. I'm like, how old are you? Are you from the USA? And they could be from Canada, for which I will give them a pass. But listen to what Pete said, you know, on the shoulders of our predecessors. And I can't remember exactly what he said, but I was thinking as he was saying it, like, you know, we have to channel their courage. We have to channel them being warriors. Pete is in the position to facilitate the actual battle. We are here with Mike Microphones, cameras, and free social media. So we are going to talk and yap about the things we like to yap about, and try to encourage people to live free like we do. It is the goal of the Legal Fokker University to get you, the people, not people, to live like we do, and it's totally normal. I have a strategic alliance with my new friend Luke. Shout out to Luke! I hope he's watching, who's only 25 or 26 years old. He is a Marine. He's not currently in the Marines, but you're never an ex-Marine. And he is putting on conferences, and his entire brand is to unite the country using patriotism. So those are the people we like to seek out and grab you into our community. And so if this matters to you at all, if you see my flag and it's like, oh, Gianna's got it, like, if you're that kind of person that, like, people love my— We're very patriotic. Right? You guys see that? You've got that cool face. So That is what we do. All right, so let's get to what we're going to chat about. I like to talk a little bit in the beginning, get people, because people don't come on right away. We want to get more people before we start into the meat and potatoes of this. So let's see, we did the Trump baby accounts. I want to talk— I've been helping this gal, one of our members, and I love this gal because she gave the middle finger to the IRS to the tune of nearly $200,000. So I won't say her name. And it's been like a— it's not a 2-year battle. It's not like it's a battle. Like, writing a letter is not a battle. But they're going to always try to collect and always try to get you back into contract, especially they don't like that they think you owe them money that you don't really owe. And so she is a true warrior. But that's not what this little rant is about today. She drives from Indiana and has a winter home in Florida on the West Coast. And she got in the mail a ticket, an in-the-mail ticket, camera ticket that she was speeding while there were workmen present. And so in their little warped society of traffic tickets over there, wherever it was, I don't know what state it happened in. But if you get a warning, oh, you get the first warning. But then if you get another one, oh, it's way more serious. So you should be afraid of the administrative court of the traffic ticket. So I said, hey, well, let's fight it. Let's get discovery. So we get discovery. It's just writing letters. It's very fun. We get the discovery, which came up today. And guess what? The discovery does not corroborate the claim. Oh, there were no workers, and they have to keep really accurate records and things like that. So it's been going on all day as she's been getting more information and going back and forth with emails. So I've been involved in it all day. There was to be a hearing on October 19th, and she filed a motion to dismiss this. It's a warning. We're not even in a real traffic ticket case, but it's the predecessor of setting you up for legal fuckery. So I'm very happy that she's willing to do it because all she has to do is make copies and send them to the post office. But I'm doing the meat and potatoes of the letters and the discovery requests. So even just in the last couple of minutes before we came on the show today, oh, that October 19th hearing was canceled. Okay. Right. So there's no new development yet, but likely because the judge is actually reading what the motion to dismiss says because there is no corroboration from the prosecutor. And then it went from the original prosecutor To a new prosecutor since last week. So what we do is true. What we do is actually works. You must become a belligerent litigant, and you've got to check your red light ticket, Patty. I'm gonna talk to you after the show.

I know. I just gotta make the time.

There's been so many things happening. Make sure there's no fuckery happening.

Yeah. Yeah. Okay. Still this case, you know, from the Robert Reichert case.

And you do go to work. We're on like 100 days until Patty's retirement, January 19th, which we're really excited about. Yeah, Patty, is there anything you would like to rant before we talk about Social Security? What's going on in your—

You know, I do, you know, I, I do want to rant a little bit. I want to rant about, you know, November 3rd. So what's—

you know, we're on the countdown.

Yeah, it's like, what, less than 20 or 30 days? Isn't it like 28 days? Yeah, something like that, you know. So what's gonna happen? I'm hearing It's going to be stopped. Trump's going to sign an executive order. He's going to stop the election at the last week of October. Then, then possibly, okay, well, let's let the election go through. Will it be a red wave? Will it be a blue wave?

I think this is the plan.

Okay.

You have to let the rats take the cheese. You can't like say, oh, we find these anomalies in the machines or this printed paper or mail stock. You know, you've got to let the rats take the cheese. So maybe we have paper that has watermarks. Maybe everything— I certainly wouldn't have any idea.

Well, no, I mean, Gianna, you, you, you're definitely right about the watermark ballots because that was the 2020 issue. Yes. Yes. You know, but That that's a real good possibility. You know, it's definitely pretty frustrating because we're getting closer, and I just we're in a time of turmoil and reconstruction.

What will they call this? Because also today I was watching that AI whistleblower guy from that Quid Anthropic. He was on PVD today and a one-on-one interview, and it was very interesting. This kid's just turned 27 like a week ago. He's very, very, very smart. He's very honorable. It was a very interesting interview about. The potential of what AI could do. So right now, alliances have to be made. And I believe in my expertise on the political climate and what do they call that geopolitical crap. Trump is using the Monroe Doctrine to secure this hemisphere. And Putin over there, he's going to work on that hemisphere. And all the assholes that are pussies and wimps in Europe and the Arab countries, you're going to get nothing. Putin's going to be in charge of your hemisphere, and you're going to do what Daddy Putin said. That's my prediction.

Oh, well, that's, that's a pretty good prediction, you know.

That's my prediction. Yes, they're gonna have oil from there and we're gonna have oil from here. Yes.

Um, you know, it's a good possibility. So, so who, who is Trump taking down? WHO, the World Health Organization, right? And the deep state, the senior executive. Yep, yep.

My service.

Right.

You know, so those secret, elusive people.

You know, it's just a part of me, a part of me wants him to stop the election. A part of me just wants him to get on TV, done and over with. But then what would happen? I just, you know, because there's so many people that—

There'd be, there'd be, there's a team of hundreds of attorneys already ready that would file like this, file in all the district courts, you know, and it would just be chaos. But if you catch the rats with the cheese, you cannot certify it. That would be a very different thing.

And that's going to happen, I think, too.

And then they could reschedule it, maybe. Whereas if it's certified like it was, which January 6th was a distraction to certify it, and then time goes on and you can't backtrack, like, no one's going to say, oh, Donald Trump really should have won. So we're going to eliminate all this stuff. But he is eliminating— he has eliminated everything the auto pen did. So that's a lot of stuff in the military, which is why we got Pete.

Yes, Pete.

I see. I have a small prediction. Pete is never home, and he has, like, 7 kids. There's going to be problems in the marriage. Pete is having the time of his life running the boys, you know. There's girls too, but, you know. Yeah, hey, Pete can fall lovingly into Auntie Gianna's arms. Okay, I'm not interested in being a stepmother to those second blended family kids, you know. Wink wink, Pete. Okay. All right, funny. But let's get into the show. We're gonna talk about Patty. You are gonna take Social Security. You're gonna turn You don't mind if we say you're 80?

No, not at all.

Yeah, we're both turning 60. And is your birthday in March too? No, January. You're January.

January 19th.

And I'm right behind you. In March, I will be 60 as well, which is— today is my brother's 62nd birthday. So a couple of weeks ago, he started his filing for Social Security. I will not be taking Social Security whatsoever. And every— when I tell people, like, what are you going to do for Medicare? I don't care. It's Medicare. I don't care. I don't care. I don't care. I don't care. Let's talk about a lot of people have misconceptions about what Social Security actually is. You still have that dog, Patty?

Can you hear it? Yes.

Hasn't it been like three weeks?

Wow. No, no. This is this is my neighbor's dog.

Oh, oh, I thought you're still babysitting.

Duke. Well, I am still babysitting Chewy, but Chewy's that's not the one that's barking.

It's Grandma sitting.

Okay. Yeah, yeah, yeah, yeah, yeah.

Sitting. All right. So most people think Social Security works like a savings account. You can go on your account and see how much you put in, and people have this belief. Oh, I've got. This much money and somehow there's a magic formula to give me my money back. But you pay in and it sits there with your name on it and you think one day you get it back. But that is not how it works. There is no technical financial account. There's an account with your name and your digits, you know, those 9 digits, but there's no balance with your name on it. You know, the money you paid in went into a pool and the pool pays people who were already collecting. We all know it's a Ponzi scheme, and your check is going to come from whoever is working when you retire, which for Patty will be 2 years. And the Supreme Court— listen to this because this is what people do not know— the Supreme Court has already said you have no contractual right to a single dollar of it, and Congress gets to decide what you get, and Congress can change it. So let's just walk that back for a moment. Because there's people that, you know, this is alleged to be insolvent once we get into the 2030s. And people who are like in their 40s and 50s now are not going, you know, allegedly will not have anything. So what are you doing? What are you getting? So you're talking about a contract that all of us, you know, mostly have been entered into as infants or children. Mine came at the age of 7, which proves that you don't have to get it for your child. I'd love to ask my mother why she did at such a late age, but, you know, think maybe things were different then. Patty, you stay on top of fraud, you know, for our show. Patty, I do love to look up— is there fraud in Social Security?

Oh, the, the amount of fraud is $71 billion, you know.

Nothing, right?

Yeah, no, nothing, you know. And there's a lot of it to start with the agency itself. Social Security's own watchdog has documented this from improper payments In 8 years, they couldn't accurately process more than a third of the critical payments in their own samples. And we've seen family members collect a dead parent's check for 10, even 25 years. In fact, remember I was telling you today I knew someone?

You know somebody? I thought we all know somebody that we don't know.

And, you know, because I was there one day when she got the check, and I'm like, isn't your mother dead? Well, yeah, she's been dead for 5 years. Okay, you know, right? So, you know, I— what are you gonna do?

Getting a felony for how much money? For nothing?

Yeah, yeah. Well, it— I think it was, um, it was a little under $2,000, but she had been doing it for at least 5 years, you know. So here's what gets me, right, right, right, right. Oh, you know, so when SSA gets it wrong, the living person pays it back. At up to 50% of their check. Ouch. 50%, right? And their database lists about 12 million people over the ages of 120 with no date of death, right? Wouldn't you like to live? Yeah, right.

Well, I hope to, but— Yeah, right.

So that's the system that everyone is told that they can't live without.

Now let's look at those amounts of numbers. Think about what that same amount of money could have done for our country and the infrastructure. But better yet, think about what your money could have done for your own life. Patty, do you know how much you've put in? Or Lenny?

A few hundred thousand dollars. A few, you know. Yeah, yeah. Just me. I think my husband is probably close to a million. Wow. So what could I do with a million dollars, Gianna?

Well, you could have put it in gold or silver over a lifetime and you would own it.

Yes.

You could hold it, you could pass it to your kids, and nobody could vote to cut it. That's the really infuriating thing, is that it's just willy-nilly. You know, whoever comes in the next Congress, they could make changes based on their fraudulent spending. And Social Security, obviously everybody knows, delivers only a fraction of what you could invest in yourselves. But, you know, if a government check could fund even the most modest lifestyle in this economy, like, that would be insane. It doesn't. But a lot of people Think like, oh, my retirement, as if it's going to have something substantial in it. And I don't know, maybe I'm a horse of a different color, whereas, you know, I got a little bit of a baller life happening here. I work very hard to have my baller life. I don't live in a penthouse, but I live high up, you know, and I'd just rather have that. Why would I want to change my lifestyle and lower it for this retirement? But then if you also were They don't, you know, they give you less money too. But here's the meat and potatoes. No law requires your child to have a Social Security number at birth. That box is on the hospital form and it's voluntary. And now I have experience with people. I've had 4 children born into the university that did not get birth certificates or Social Security numbers. And people are like, oh, well, what are they going to do when they get older? How about you don't have a W-2 job? How about you raise yourself some entrepreneurs. Or if more people do it, we can change the system because everybody does want to abolish the IRS. Let's change the system and the culture. But now you might see on social media where they're saying every child born is getting enrolled into that Trump account. Well, that's not mandatory, but it's legal fuckery because they will hide it from you. They will do it and they'll sell it to you. But what are they selling? You don't own and control it. It's taxable. Your kid gets it and they're going to get their cut. There is— what is the likelihood that some child born in this time frame that we have these Trump Baby accounts is going to wait until they're 59 and a half that it's not taxable? That is never going to happen. And let's go back to the impetus of this number. This is in my keynote. The number was created in 1936, shortly after the New Deal, for one purpose, and that was tracking earnings for old age benefits after the Depression. It was never For identification, yet today I applied for an apartment and I have to show these things. Then the Congress and the federal agencies stacked the law on top of the law on top of the law: taxes, banking licenses, ID. You have a right to be private. You have a Fourth Amendment right to be private in your papers and possessions. And do you see how you're volunteering for all of this? I don't have a license anymore. I know it's hard. I was in Tennessee yesterday, and I was in places that were that you. to have cell phone service. And I was like, oh, I bet it's probably really easy to live here without a license. If we all do it, it will change. Okay, now try to get out. I have tried to get out. Patty, have you tried to get out?

I have not yet. No.

Like 25 years ago, there used to be a form. I have found that form and I have sent it. It's deep in the internet archives, and I've sent it, and my letters come back. And I sent a nice affidavit and a letter and a notice, everything. I don't want this Anymore. And it's not really— it doesn't really affect my life. I mean, I have to have this to get a bank account, but foreigners don't have to have it to get a bank account. But we US citizens have to. It's the only time I will claim to be a US citizen because otherwise I can't bank. But a foreigner can open a bank account here with their passport number. Well, why can't we? You cannot get out of this contract that was voluntary. I never signed it. So why am I stuck with it? You know, so how did a retirement program become the only way to live in modern society? We're all doing it. And it really came on my radar since my mother's husband died last year. And she gets, you know, my father paid into it, my mother paid into it, her husband paid into it. His first and second wives are dead. Why doesn't my mother get all the money from her husbands? Because it exists. It was paid in, and she's only making $500 more because she'll get his check because it was greater. And that's all you get, which isn't really much.

But this is what we're putting.

It's a big scam, you know. And I'm just very glad I have hardly participated. And so why am I not taking it? And Patty as well. Patty, give your reasons.

Why? Why you're not taking it?

Why you're taking it?

Why you're taking it? Well, you know, I'm taking it because I've, I've paid into it all these years and, you know, I gotta get something back from it.

It's owed to you.

Something. Yeah.

Knowing your brain is like, it's owed to you.

It is.

But you know what upsets me is once I hear people say, I'm gonna retire and I'm gonna collect Social Security. And I say to them, you, you're gonna live off that?

What else?

You know, but if, because if that's what your retirement is, that's poverty. That is poverty. You know, I see it all the time in, in the grocery store. The, you know, these elderly people, they're having to, you know, either choose between their medication or a TV dinner.

Yes.

Rice.

It's—

yeah, because they're on a fixed income.

Now, I'm not taking it because I've only put in $21,000. That was in my early 20s when I had, like, waitress and bartending jobs. And I don't care. I would only get, like, $600 a month. But the big reason is I don't want to be in a contract that controls me. And And so who controls the money? So let's start with the big one. In 1960, the Supreme Court decided in Fleming v. Nestor, the court said you have no contractual or property rights to your benefits. Now let's dig into that language they use. Your Social Security is your property. Any payment you get from any source is your property. But they've made this— you have no contractual right, even though you were roped or your parents were roped into a contract that you don't agree with and you have no say in the matter. And that also means Congress can change the benefits or cut them. So if you're collecting, your monthly income depends on a political decision you have zero control over. Patty, have you ever heard this information?

No, I have not. I have not. I've never heard of that.

And we're awake old ladies.

Yes. Yeah. You know, just like they're able to change the information on your 401 or your IRA. They keep pushing the dates back. Well, you can collect it when you're 59 and a half. Well, no, we're going to move that to 62. No, we're going to move that to 67, you know. And it's— yeah, well, I'm in that predicament now with Baltimore County Public Schools, right? Because, because I have 2 retirements. And when I had called there, the woman's like, oh, well, you know, we have a new retirement age, which is 67. I thought Fuck if I'm gonna stay there till I'm 67.

Yeah, right.

Oh my God. So I'm just gonna take that money and buy silver. I'm not— there's no way. I'm, I'm leaving January 19th. But yeah, just— they can move the needle.

They can move the needle. You don't own and control it. You don't own and control it. If there's no other reason, you don't own and control it. And it's taxed. It's taxed. It's taxed. It's taxed. We have a class called How to Lawfully Exit the IRS. We are preparing an Abolish the IRS tour for 2027. It's a Big pain in the ass so far for me, but I'm gonna keep doing it. Okay, I have meetings today that got moved to tomorrow. You know, but here's where the tie happens to collect. My brother just filled this out a week ago. You have to sign the application. It's not forced upon you, but it was you know where it was taken out of your money. Now I get a lot of people that email me and text message me asking how if I if they exit the IRS. Is it still going to get taken out of your check? I cannot explain to you. It's about 50-50 that some employers will stop taking all of it and some don't. And the ones that don't believe they have an obligation through the law, which they don't, even though we show them the proof, they're scaredy cats. They're HR cat ladies. You know they won't stop doing it. But I cannot make that happen. We provide you with the information. You can only be assertive to your job. You know as much as you can. And so that signature on the application—it's always the application—is the contract, your license, your. marriage license, driver's license, birth certificate. It's all in. You apply for all of that. That's the contract in the application, and it comes with ongoing reporting obligations forever. So if there's no application, there's no benefit. It's really that simple. I don't need it. I prefer to work very hard as I do. Now, Patty, if you could go back in time, would you have applied for this or signed your children up for SSA?

Absolutely not. Right.

You'd be buying silver.

Yeah, I would be buying silver if I knew then what I know now, or even when I started this, you know, 10, 10, 15 years ago. Yeah, yeah, it's all— yeah.

Now, you know, now we're gonna get into some legal fuckery. You know, when you take that check, you don't just get the check. In 2012, the D.C. Circuit decided Hall v. Sebelius. Should practice that. Am I saying that right?

Sebelius. Yes, Sebelius.

Retirees sued because they wanted to keep Social Security and refused Medicare Part A, and they lost because they're in the government sandbox. If you have to play by their rules, if you want out of Part A, you have to pay back every benefit you've ever received. So take the check and Medicare comes with it. This will not happen to me. I pay cash. I have been saving money since 2010 because I decided to quit insurance, and it has been one of the best decisions I ever made. And then there's people online, they'll be like, oh, what if you get breast cancer? That's like $500,000. Well, first, I'm not likely to get it. There's no history. I take great care of myself. But let's just put that aside. People think it costs $500,000. No, it doesn't. The insurance company scam is set up that they own the middleman, they own the medication, they own everything, and they're just rebilling themselves. They're keeping all the money. It doesn't really cost what you think it costs. And I have a class called How to Audit Your Hospital Bill. And everyone who has audited their hospital bill through that class has saved money because it's legal fuckery. And they have people putting codes on the bills that aren't really true, but they make it tricky so they can commit fraud. And so they lost this. And Patty, what do you think about this so-called forced healthcare that you're going to have?

Yeah, well, it's pretty frustrating because I've already been looking into it. And well, you know, we've had this discussion in reference to Part A and Part B because Part A is what the hospital is where you're covered, and that's supposedly free. It's the Part B, C, D, E, F, G. I don't know how many parts they have to it. Yeah, right, right, right. You know, so, um, but you can't, you can't opt out of those. You can't opt out of B. I think, I think if you do, you get penalized.

I have the information coming up. Okay. And this has come on my radar because Because I have witnessed my mother. Now, my mother has all these doctor visits. So of course I'm like, are you okay? Like, oh no, they just check up. Like, but she does whatever they tell her. You know, this is my yearly kidney. This is like— and we had a very funny time for one week. My older brother was in town, and for the second week, my little brother came to stay at the house. And my mom has— she's 81. She has a blood pressure machine. So we checked my blood pressure, and it was 107 over 65, and my resting pulse was 68. And my mother was like, I can't believe it. She was so jealous. And then she said the funniest thing. So we did a lot of conversations that families have to do when my mother's husband passed away last year. There are stepchildren involved. So we had to have conversations about the stuff, the money, the stuff, the house, things like that. And I came to this realization that did make me very emotional and sad. So I was a little bit weepy. I couldn't even barely speak. I go, well, I came to the realization now, women outlive men. My little brother has health problems. My older brother, not so many, but he's not as healthy as he could be. And then my mother obviously will pass before all of us, likely. I will be the sole survivor and I will bury everyone. And then when she said this, she goes, well, you do have the best blood pressure.

When you said that to me, I'm like, Gianna, it's only 8 o'clock in the morning.

Why are you thinking about this? Well, just because we took my little brother to a doctor and Blah, blah, blah, blah, blah.

I know why.

Yeah. So what control the government has once you opt in, or let's be more accurate, who holds the leash to you, your life, and your money? This has no leash. That's why we talk about it. So the SSA own Inspector General, as Patty reported, reported $72 billion in improper payments for the last 10 years. Many of those were Social Security's own mistakes, and guess who pays them back? The person receiving the check. So if they can, you can't get blood from a stone, right? So there's the Treasury's offset program. The Treasury can take up to 15% of your benefits, so you'll still get your— so like your friend, if she was taking her own plus her mother's, they're going to take 15%, and they only have to leave you $750.

What? So they can make that decision?

They own everything. It's a leash.

What the hell?

It gets worse. It gets worse. Okay, right now student loan offsets are paused as of January 2026. Can you imagine taking Social Security and you still own student loans? Okay, and in March of 2026, when Scott Besson's acting time ended for the IRS, but defaulted loans were moved over to the Treasury. I don't know what that means or what's happening, but understand that pause is just a policy choice. It's not a protection, and it could end anytime. Now there's more.

I did not know that, Gianna.

Right? I did not. I took this all directly from my Social Security class because a lot of people are not prepared, and we attract a lot of people of our age, Patty. The IRS can take up to 15% of your benefits Benefits through the Federal Payment Levy Program. Okay, hear that, hear that, Tamara, who might get a sanction for her court? That's a private joke, everybody. Okay, here's more of a leash. Child support and alimony. I should hope you don't owe child support and alimony when you're in Social Security age, but you know, men go by their downstairs member. Maybe they've got some child support to pay. Right. Your benefits can be garnished under 42 USC 659. Alimony too. You know, if you are confined for more than 30 days after a conviction, you don't get any money. You don't get money while you're in jail. Right? So they can. I know. I'm glad you like it. There's more. There's a little bit more. Oh my God! You also have reporting. Reporting duties, your address, your marriage, your earnings before full retirement age, any extended time outside the US. To which I would say to the people watching, who are you to rule over me? Though that information is none of their beeswax. I take great pains to keep my address private. Now, could the government find it? Sure. But you're not going to find it on those databases. Your marriage. What is— what's the relevance? We come in alone, we leave alone, we have one number assigned to us. Why is being married part of it? It's the lease, it's the contract, your marriage license. So now forget to report one of those and you've created an overpayment and they're gonna take it out. Now there are also residence restrictions. No payments to certain countries Certain ones, because don't we all see these videos on TikTok about expats? Oh, I can live in Thailand on my Social Security. Well, maybe you can. I've never researched that, but some countries are— you're not allowed to do that, and you lose those benefits if you're away for 6 months. And Social Security can even appoint a representative payee. That means someone else receives and manages your money. Is anyone familiar with the doctrine of parens patriae? That means the state is your guardian. You could even be over 60 and they are.

Oh my God.

There's one more that's worse. There's an earnings test. If you work too much before full retirement age, the SSA holds your money. That means if you make too much money according to them, they'll hold back some of your Social Security money. And I might remind you at this this time that Frank Bisignano, who is the Commissioner of Social Security right now, is also the CEO— made-up fake position— of the IRS. So he's got easy access to the documents if you're still paying taxes. Um, let's see. I have no federal payment for any of them to reach. I— people will say, uh, oh, like if you go on AI, oh, self-employed, you're supposed to make these It's supposed to be like 15% of your money. No, thank you. I'll just keep all my money. I have kept all my money. For the people like, "Well, you're going to be in jail, Jen." It's been 27 years. I don't hear from anyone. I get no letters and nothing because I have not signed the application. I'm not in the contracts. Now, let's talk about the number itself. It is not required. There's no federal law that. Requires a newborn to have a Social Security number, but since 1987, there's a program called the Enumeration at Birth. It's what's that noise? It's legal fokery. It's a lot. Yes, yes. Okay, we're gonna have to get you a studio. Yeah, this is real life, everybody. Right? Yeah. The Enumeration at Birth lets parents request a Social Security right at the birth in the hospital. Oh, please! I'm so tired from pushing out a child.

And they'll come in there within 24 hours, Gianna. They walk in there with their little old paperwork within 24 hours. I'm like, tell us a story.

Tell us everything you remember. You gave birth to 2 children, right?

Yeah. Yep. I mean, I do remember that within 24 hours they do come in with all the paperwork, and I probably— I sent them out. You know, we'll do this when I'm, you know—

Oh, you did not accept that help? Okay.

No. Well, not right away. I didn't. I just— I was just in labor for 17 hours. I don't need to be reading shit and looking over it and signing.

You know, you're not in right mind. Can't even imagine.

You know, you don't know what you're— you know, because they just throw this crap right in front of you. And I'm like, I'm not in the right mind to be reading any of this.

So did you get it while you were still in the hospital, or you did it later?

I think, I think I did with Matt, but I got Michael's later.

Okay. Yeah. Now, Patty, where did this, uh, what was Social Security created for?

Slavery. That's what I think. But, you know, Depression era.

Yeah. Social Security Act in 1935.

You know, Well, okay, you know, just like those, those, those Trump accounts, you know, that's— they've got me.

Oh, they're gonna get you.

I, I, I'm very baffled by all that.

Now here's a lot of confusion about that. People, uh, respond to me, Karen hens I like to call them. Oh, you're so stupid, do your research first, they're coming from donations. No, no, no, no, not the babies. The infants born during this time of the big beautiful bill that will end with Trump But the older children can get them. And that's what Michael Dell and the other donators are giving money to, like $250,000. And those donator people got to choose the zip codes that they would go to. It's not for all children. There's no children on Palm Beach Island who can get them. They're only for poor people. Is that fair?

No, I think it's discrimination, actually, because I work—

Right. The 14th Amendment. We're all equal.

I worked my ass off. Did anybody ask me if I wanted, you know, to donate? No. No one talked to me about it.

Did you want any donations for your children when they were young? We didn't have—

Absolutely.

You have grandchildren now. You have grandchildren.

I do, you know, and they— well, they didn't qualify because they weren't born within that time period.

And even if they did, your parent— your kids make too much money. Their parents make too much money.

Oh, you know, So there's a cap?

Yeah, yeah, yes. That's why it's certain zip codes, because they know the demographics of the zip codes, you know.

All right, well, let's— let's talk about the creation.

Oh, it's all legal talk, right?

Well, okay, so it was the Depression era. The Social Security Act was passed in 1935. They started issuing numbers in 1936, and the only purpose was to track workers' earning for old age benefits. My God. And from 1964 to 1972, the card was actually printed not for identification right there on the card. Well, then what was it for?

Right. We didn't have social media like we do today. We had way different telephones. So how did this spread? Well, one law at a time. 1943 Executive Order 9397 let federal agencies use the Social Security number for their own records. How many years? That's just like 13 years after that. 1962, the IRS adopted it as your TIN, taxpayer identification. Do you realize how young taxes are?

Yeah, I was just gonna say that. Yes, really. Yeah.

They're young, and they're just advancing like this, you know. In 1970, the Bank Secrecy Act pulled banks into federal record keeping, and the Social Security number became the bank's identifier. Didn't just say Not to be used for identification. Not at the impetus. 1974, Congress actually tried to slow it down. Section 7 of the Privacy Act says a government agency cannot deny you a right or benefit for refusing to use your SSN unless a federal statute requires it or the system existed before 1970. Do you see all the juggling? This is what legal Walkery is because it's all who you know. Hey, who do we know in Congress that can get this passed? You know what I mean? What happens in the halls with their— I got cooties from walking through Congress last summer. And then 19— it was crazy to be there. It's weird. And my one observation is there's just more people who work in each office than you could ever imagine. There's like 30 interns. It's unbelievable the amount of people that are walking through the halls. 1986, SSNs were required for dependents claimed on returns, first at age 5, then younger and younger until every dependent needed one. 1996, welfare reform— this is all in my keynote— welfare reform made states collect Social Security numbers on drivers, on your driver's license, your professional licenses, and your marriage and license application. 1996, look how young It is, and then but the coup de grâce. I have a story for this. In 2005, 2025, the real ID actually 2005. I must have a typo. 2025, the real ID tied your state ID to SSN verification. Now I was in line at the TSA yesterday, and this couple in front of me, he doesn't have the real ID. Sir, go scan this QR code and pay the money, and then you'll get an email, and you can come back and pass. Yes. So I had said loudly where other people could hear this, it's illegal until you pay the $45.

Okay.

What did he do? Did he ask for a pen?

Well, he had to. No, no, he laughed, but he had to go do it otherwise. His family had already gone through. I don't know why he didn't. And the wife didn't know that he didn't have one. So, you know, the whole thing about marriage. And so, you know, Gianna, I find marriage very fascinating. You know, I know. Yeah, you know, so this number to track old age benefits has become the master key to banking, licensing, employment, and ID. Patty, can we get out of this? Have you ever heard of anything? Can we get out of it?

Uh, you know, no, no, there is no form to cancel your Social Security number once the Social— the SSA assigns, assigns They do not void it. Even renouncing your citizenship doesn't erase it.

Really?

Yeah, that's crazy. The only coverage exempts are narrow Form 4026 from certain religious groups and Form 4361 from some clergy.

Oh, we've got to go deeper into that. Yeah, so let's, let's, let's, let's create a church. Well, let's dig into that.

All right.

Now, I'll tell you, as a sidebar, for someone who has thoroughly investigated driving my right to travel, you can form a church. Not every state has this, but Florida does. You can form a church, and you have to have people assigned to labels, like president— not president, but labels on the church. And you can apply and get a clergy license plate. And I believe it's free. So you can get this plate. You're still a city. You're still getting a state plate, but you don't have to pay whatever you pay for the registration. But I want my rights the way I want them. I don't want to find loopholes.

You know, I agree. I agree. You know, but I do. I do. As I drive around, I see like little buildings that have you know religious symbols on them, and I thought that you know they're just popping up more and more. I just think so they can get.

I think so too, because it's there, you know. And Patty, where does the benefit come from on your earnings record? Where do they come up with that?

Where does it come from? Well, they don't even rate well. And even those only exempt from your coverage, they don't erase the number. You can't get out.

That's the clergy. Yeah, no, where does the benefit, you know, when they decide— because you've looked into this— how do they decide how much you're going to get? Like, I know if I applied, I'd only get $600.

It's, it's based— it's just based on what you contribute. Higher earnings, you're going, you're going, you're going to get more of a payout, but you're also going to pay more in Medicare and Medicaid because that's also based on your income. That is not But, you know, because if you're poor and Social Security is all you're getting, well, you're probably going to have to— you're probably not going to pay anything. But I have a friend who gets a substantial retirement, and he said he paid like $800-some a month for Medicare and Medicaid, plus health insurance.

So much silver.

Yes, I know. Isn't it crazy? Yeah.

I'm going to skip the rest of the notes, Patty, because we've been on here for 45 minutes. But the last thing I wanted to talk about was that everybody— not everybody, let's just not say everybody— but the big beautiful bill is like, oh, and Donald Trump, sorry, Donald Trump. I'm going to write to Donald Trump and see if he'll come on our show. Why not, Patty? Maybe if he said yes, I would just die. But they say, oh no, tax on Social Security. That is not exactly factual in the truth. For instance, slash Last year when this came out, was that just last year? Maybe. Yeah, because it was before Christmas. Wow, the time has flown. I'm on the couch because my mother's husband died last year, so I was asking her questions about it. I said, "Mom, do you think that your Social Security is tax-free?" She said, "Well, yeah, the big beautiful bill." And I said, "You didn't hear about this?" Well, it's not her only source of income, so her investments and her other income brings her taxable income up. So the more that you make, that That so-called tax-free is only one if you're super, super poor and don't qualify. And number two, you know, depends on what range you're in. Like she gets $28,500 for Social Security. So based on her other income, it is taxable. It's still part of the equation. And she would like, you know, she gets her angry face on. It's legal fuckery and you don't have to sign up for it. And so our hope is that we wake up people to seeing it. I want you to acquire the lens with which to see. When I learned about this, because I've never known about this, I don't care. I was never going to participate. I'm doing this for you. I'm so generous, right? I'm doing this for you. Well, we got people that ask questions, so I go researching. I will never participate in this. I just keep all my money. I will own and control and keep all my money. I encourage you to do the same.

Well, I I have been for the last 5, 4 or 5 years. So, right. Yep.

Do you have any good stories about, like, you know, the members in Legal Focker University come to you and they move their IRAs or their 401s and tell us some good stories about what's the benefit of that? Why should people do that?

Well, you know, I think I was about 2 weeks ago, had a member call and she signed up for the monthly. And then her and I were just talking, and you know, she's she's worried about kind of like what's coming, and she needs to have something to barter with. Maybe so. I suggested ninety percent. You know, instead of the nine nine nine, you get the ninety percent silver, and if we're in situations, you have smaller denominations to barter with. Same with gold bars.

Yeah, I get the bars. Well, but.

It's still, you know, it's still a 1-ounce bar. It's, it's $999. But if you get the 90%, you know, of course, it's a lower value. But yeah, but I mean, you know, it was good for her. She, you know.

Yeah. Well, that's good. We love variety. But what about— you've heard— you told me some story like somebody moved like $800,000 out of the bond market that they didn't know that you don't own and control it.

She did. Yeah. He— it was a retirement account from Baltimore County. And yeah, yeah, it was about $850,000. And he brought his statements over and I was looking at them and I said, you know, you really need to call them and ask them to pull this and diversify it. I said, your portfolio is 100% bonds.

Wow.

And these bonds were, you know, the oldest bond was like 20 years old. And so he made that call and they told him no. And yep, they told him no. So he's like, well, what do I do now? I said, well, if you're asking me what to do, I'm gonna tell you. Yeah, I'm gonna tell you what I would do. So that's what he did. He rolled— he dumped it all and rolled it over into gold and silver.

It just feels much more comfortable.

Well, he said he does sleep better at night.

You know, you don't own and control it. You don't own and control it. And there's laws that you can't own and control those accounts.

Right.

They must go through these registered broker blah blah blah blah blah.

Yeah, but he's, you know, he's preserving his wealth. There is going to be a transition, and I, you know, I just think people that are holding it and, um, they're going— when the reset happens and you're holding it, you're gonna— oh, you're gonna—

Patty, let's talk about— we've got a few more minutes. I try to keep under an hour. Let's talk about the 12 states that are moving into the new money.

What are we calling this?

What are we talking— what are we calling this movement?

Well, um, you know, sound money, sound money. That's what—

yeah, yeah, sound money bills.

Yeah, you know, is it a reset? So Texas, as of May 1st, um, they're gonna have to, you know, have, uh, ledgers in place To connect gold and silver to whatever financial system that you're— that they're using. So let's say there's, you know, they got $20 million sitting in a vault, and each— it's on, it's on these pallets, and these pallets have digital numbers on there. So let's say that, that, you know, that's how that they're going to move money. Possibly, you know. I'm not really sure, but there are 12 or 13 states, which is Arkansas, Florida, Alaska. I think Vermont.

Got it memorized. Yeah. Oh, I know Florida's on the list. And yes, you guys, you can count on Patty. She has Google alerts for all the states. So we will bring you the information as it comes in. That's why we make this our job to teach you about legal thought and give you the lens to acquire what What we see. So if you'd like to join LegalFakra University, the website is right there, legalfakrauniversity.com. There's a 3-day free trial. There are 3 levels if you want to join, depending on how much you want help. Or we offer a meeting with Patty and I to go over your financial information. There's a level for that, the Inner Circle. So we would like to see people join that and just take charge like she did with this man with his $850,000.

Yeah.

We will hold your hand. We're gonna hold your hand.

And then, you know, and then he went to make another purchase, and, um, he went to transfer the money. He goes to the bank to transfer the money, and the bank wouldn't, wouldn't move the money. They wouldn't, they wouldn't transfer the money. They said, you know, I think you're being scammed. He's like, what are you talking about? He gets the owner of the phone, oh, you know, who owns the metal company. He said, I've been doing this for 40 years. What are you talking about? The bank refused to transfer the money.

Well, how did it end up getting transferred?

You know, I, you know, yeah. Well, I think what he did is he gave them a check and they ACH'd it. The— oh, yeah, yeah, yeah. So instead of the wire transfer, they, you know—

Oh, okay. Yeah. Oh, so he could— so he— okay. Got you. Yeah. Got you. Yeah. Because I, I wire money to a few places, and it took a couple of months before they let me do it on my own.

You know, you know, but think about that. If you've got money sitting there and you want to buy something and they're going to tell you— and then they looked at him and said, oh, have you ever thought about buying— you know, I think it was, um, Wells Fargo. Have you ever thought about buying Wells Fargo stock? He's like, if I wanted Wells Fargo stock, I'd have bought it.

No thank you. You know, so I, I do research. Like, okay, my friend's got Tesla, that sounds like a good idea. And I— the more I research, I'd just rather have metals.

Well, you're— I— you're preserving your wealth, you know. You're preserving your wealth. And, um, when this research— when this reset happens, and if you're holding it, you know, you're gonna have a good day. People that are holding on—

Believe in the reset.

Yes. Oh, it's gonna happen.

We are both shopping. We are both shopping.

Yes. Yes.

So, you know, I narrowed it down to a catamaran now. Yeah.

You know, Texas has got a date, May 1st.

Texas has a date, you guys. Texas has a date.

Yeah. So, you know. Right.

Alright. Well, thank you, Miss Patty. Yeah. Patty is available inside the university for a private consultation as well. Thank you so much. We'll see you next Wednesday.

Yeah. Bye.