Hannah HammondFounder & CEO, HB Capital & The Firm RE · CEO of HB Capital | Helping CRE Developers & Investors Fund Deals Nationwide | Host of The Hannah Hammond Show

He has $1.2 Billion in debt and is still investing in a declining market…

Name: He has $1.2 Billion in debt and is still investing in a declining market…
Uploaded: 2026-04-21T01:18:10+00:00
Duration: 21 s
Channel: Hannah Hammond
Description: In this interview, host Hannah Hammond asks a real‑estate investor who owns about 15,000 rental units and carries roughly $1.2 billion of debt how he…

21 Apr 2026 · 0 min

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In this interview, host Hannah Hammond asks a real‑estate investor who owns about 15,000 rental units and carries roughly $1.2 billion of debt how he continues to invest while the commercial and residential markets are declining. The investor (Speaker B) explains that he maintains the portfolio because housing is a basic human need—people require a roof and a bed, and failure to pay rent can quickly lead to homelessness. He frames rent enforcement as a necessary step to keep properties occupied and argues that the essential nature of housing justifies holding and even expanding his assets despite market headwinds and the large debt load.

we're in a declining market right now in commercial and residential real estate, but yet you also hold 15,000 rental properties and have $1.2 billion of debt. So how do you navigate and manage that kind of pressure as you invest in the market? You continue to invest in the market and you hold these assets in the market because some people would be like, does that make you scared that you hold this debt and the market's declining?
Thing is, the reason I have rental properties, I mean apartment houses, It's as far as I know, people need a roof over their heads and a bed to sleep in. If you're not, you're homeless. I hate to say this, but if you don't pay the rent at one of my apartment houses, the next stop is the street.
Mm-hmm.