Hannah HammondFounder & CEO, HB Capital & The Firm RE · CEO of HB Capital | Helping CRE Developers & Investors Fund Deals Nationwide | Host of The Hannah Hammond Show

Here’s Exactly Where CRE Interest Rates Are At Today

Name: Here’s Exactly Where CRE Interest Rates Are At Today
Uploaded: 2026-03-06T22:50:38+00:00
Duration: 42 s
Channel: Hannah Hammond
Description: Hannah Hammond breaks down commercial real estate financing in December 2025. The Fed funds rate is at 3.75%-4%, with markets pricing in a 25-basis-point…

6 Mar 2026 · 1 min

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Hannah Hammond breaks down commercial real estate financing in December 2025. The Fed funds rate is at 3.75%-4%, with markets pricing in a 25-basis-point cut coming. Agency-backed multifamily debt is currently running 5.5%-5.75%.

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Where are commercial real estate interest rates today? Well, as we sit here today in December of 2025, the Fed funds rate is in the target range of 3.75% to 4%, hovering right around the 3.89% mark. This also affects business lines of credit and commercial lending as well. Many people are expecting a 25 basis point cut at the Fed funds meeting this week, and we are already seeing that priced into the futures markets. What does this mean for real estate investors and developers, and where are we seeing rates getting originated at today? There's so many different loan products that we work with, from banks credit unions, CMBS, life cos, debt funds, agency debt with Fannie and Freddie, and the rates have a wide range. So if we're looking at Fannie and Freddie agency debt for residential multifamily assets, those are sitting around 5.5% to 5.75% right now.