Hannah HammondFounder & CEO, HB Capital & The Firm RE · CEO of HB Capital | Helping CRE Developers & Investors Fund Deals Nationwide | Host of The Hannah Hammond Show

I Actually Think Debt, Used Wisely And Not Over Levered, Is A Huge Part Of The American Dream

Name: I Actually Think Debt, Used Wisely And Not Over Levered, Is A Huge Part Of The American Dream
Uploaded: 2026-04-07T21:03:32+00:00
Duration: 48 s
Channel: Hannah Hammond
Description: Hannah Hammond argues debt access is crucial to building American wealth. She contrasts Jamaica, where people save cash for each home construction stage…

7 Apr 2026 · 1 min

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Hannah Hammond argues debt access is crucial to building American wealth. She contrasts Jamaica, where people save cash for each home construction stage, with the U.S., where credit lets you leverage other people's money. Robert Kiyosaki holds over $1.4 billion in debt strategically, while Dave Ramsey warns against it.

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I think debt is the American dream. You know, I went to Jamaica on a cruise and there was all these different houses that were at different stages of construction. And I asked my tour guide, I was like, why are these houses all abandoned? He goes, well, no, we don't have loans here. So people have to go work, make money, start the build, go work, make more money, start the next build. And so it would be so hard for Americans to be able to build wealth if we didn't have access to debt. In real estate, we can use debt, somebody else's money, and then not pay a lot of taxes because it is debt and you have to pay it back and use all these different tax strategies like cost segregation and then compound your wealth. Off of a much smaller portion of the cost, and you don't have to go work for it and make all that money. Robert Kiyosaki always tells me I'm over $1.4 billion in debt.
Not that I agree with a lot that Dave Ramsey says, but pay the price today to pay any price tomorrow. He and I just have a philosophical difference in the fact that you can use debt.