Hannah HammondFounder & CEO, HB Capital & The Firm RE · CEO of HB Capital | Helping CRE Developers & Investors Fund Deals Nationwide | Host of The Hannah Hammond Show

It’s Called The “Buy, Borrow, Die” Method

Name: It’s Called The “Buy, Borrow, Die” Method
Uploaded: 2026-05-13T21:40:38+00:00
Duration: 52 s
Channel: Hannah Hammond
Description: In this segment Hannah Hammond explains the “Buy, Borrow, Die” wealth‑preservation strategy. She describes how affluent individuals avoid capital‑gains…

13 May 2026 · 1 min

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In this segment Hannah Hammond explains the “Buy, Borrow, Die” wealth‑preservation strategy. She describes how affluent individuals avoid capital‑gains taxes by never selling appreciated assets—such as real‑estate or high‑growth stocks—but instead borrowing against their value. The borrowed funds are used for consumption or investment, and the loan is repaid over time, allowing the asset to continue appreciating tax‑free. Hammond also notes that, when the owner dies, a properly structured trust can pass the asset to heirs without triggering additional taxes, enabling wealth to persist across generations. The overall message is that this combination of buying, borrowing, and strategic estate planning is a key secret of the wealthy for building and maintaining long‑term wealth.

Chapters

You buy assets and you never sell them, but you borrow against them. Let's say you own a $100,000 piece of real estate or $100,000 worth of Tesla stock. If you sell it, you have to pay capital gains tax on all your proceeds or all your profits. But if you instead borrow against it, you don't have to pay any taxes because it's a loan. You do have to pay it back. And so that is a secret of the wealthy. We call it buy Buy, borrow, die. You never sell. You buy, you borrow, and someday you die. And hopefully you have your trust set up in a way where there's still no taxes when you die, and the wealth gets passed down generation to generation to generation. This is the secret of the wealthy and how they get rich and stay rich.