Hannah HammondFounder & CEO, HB Capital & The Firm RE · CEO of HB Capital | Helping CRE Developers & Investors Fund Deals Nationwide | Host of The Hannah Hammond Show

Stop Trying To Learn How To “Save Money” And Instead Start Learning How To “Make Money.”

Name: Stop Trying To Learn How To “Save Money” And Instead Start Learning How To “Make Money.”
Uploaded: 2026-05-02T00:17:27+00:00
Duration: 35 s
Channel: Hannah Hammond
Description: Hannah Hammond earned $80,000 fresh out of engineering school but watched half disappear to taxes, Social Security, and 401(k) contributions. She…

2 May 2026 · 1 min

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Hannah Hammond earned $80,000 fresh out of engineering school but watched half disappear to taxes, Social Security, and 401(k) contributions. She realized saving from a single paycheck would never build real wealth, so she shifted focus to making more money instead of just cutting expenses.

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The most pivotal decision that I've made around money is learning how to make money instead of learning just how to save money. Because I did the math pretty quick when I got out of engineering school and I got my first paycheck. You know, I had an $80,000 a year salary. Half of the money was gone immediately to Social Security and 401(k) and taxes. And then paired with the living expenses, I knew that I was never going to be able to save my way into the wealth that I wanted to create. I had to learn how to go out and make it. I had to learn how to go create the wealth that I wanted to create because working at my 9 to 5 job with no tax strategies and no control over my income was never gonna allow me to get there.