Hannah HammondFounder & CEO, HB Capital & The Firm RE · CEO of HB Capital | Helping CRE Developers & Investors Fund Deals Nationwide | Host of The Hannah Hammond Show

There’s An Art And A Science To Capital Allocation.

Name: There’s An Art And A Science To Capital Allocation.
Uploaded: 2026-03-25T15:22:43+00:00
Duration: 40 s
Channel: Hannah Hammond
Description: In this monologue, Hannah Hammond argues that money should be actively working rather than sitting idle in a bank where it loses value. She warns that if…

25 Mar 2026 · 1 min

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In this monologue, Hannah Hammond argues that money should be actively working rather than sitting idle in a bank where it loses value. She warns that if all of one’s wealth is tied up in assets, a market pull‑back can leave an investor without cash to buy discounted opportunities. The core skill she describes is balancing the amount of capital that is invested versus the amount kept liquid. By periodically taking profits and holding cash, an investor can be ready to “pounce” on market declines and benefit from the subsequent rebound, turning volatility and fear into profit.

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We all say don't leave money in the bank because it just loses value. Money has to be working. If it's not working for you and it's not making babies, printing more money, then it's dying. But if all your money is tied up in assets, the majority of assets that people hold, all of those things pull back and all of your money is in those assets. You don't have cash to be able to take advantage of the discounts. You don't end up profiting off of that volatility and off of that fear. That is the skill, is being able to balance how much do I keep working for me? How do I really keep my finger on the pulse? When is the right timing to start to take some of my my chips off the table, start to sit on some of this cash. That way I can be ready to pounce when things do drop and I can ride the cycle back up where everyone else got wiped out.