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In this YouTube monologue, Hannah Hammond explains why Robert Kiyosaki can carry $1.2 billion in debt while still increasing his net worth. She distinguishes “good debt,” which is borrowed to purchase income‑producing assets such as apartment complexes, rental properties, and commercial buildings, from “bad debt,” which includes credit‑card balances, car loans, and primary‑residence mortgages that drain cash flow. Hannah describes how tenants’ rent payments cover the debt service on these assets, leaving the owner with profit, whereas consumer debt requires out‑of‑pocket payments. Using Kiyosaki’s massive debt as a case study, she illustrates the wealth‑building principle that leveraging good debt can generate cash flow and grow wealth, while bad debt erodes it.

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