Hannah HammondFounder & CEO, HB Capital & The Firm RE · CEO of HB Capital | Helping CRE Developers & Investors Fund Deals Nationwide | Host of The Hannah Hammond Show

Who’s right… Dave Ramsey or Robert Kiyosaki?

Name: Who’s right… Dave Ramsey or Robert Kiyosaki?
Uploaded: 2026-04-13T19:36:37+00:00
Duration: 10 s
Channel: Hannah Hammond
Description: Dave Ramsey says avoid debt entirely if you lack financial education. Robert Kiyosaki argues that with the right skills, debt is a tool that builds…

13 Apr 2026 · 0 min

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Dave Ramsey says avoid debt entirely if you lack financial education. Robert Kiyosaki argues that with the right skills, debt is a tool that builds wealth. The difference comes down to whether you know how to use it.

Dave Ramsey versus Robert Kiyosaki. They're two different principles. Well, the Dave Ramsey principle is for those who are irresponsible and can't use debt in a mature way.
Dave Ramsey's best advice for people with no financial education. He and I agree 100% of that. Debt will kill you if you don't know how to use it. That's why he says live debt-free. Great advice, Dave. But if you're going to join my world or our world, you've got to have the skills.
And when you have the skills, debt is a beautiful part of the American dream.
And doesn't mean don't make mistakes. Mm-mm.