Hunter Nelson breaks down trucking insurance options: Retention Risk Groups, program policies, and A-rated or B-rated carriers. Pricing varies widely across these types, and choosing the right one depends on understanding what each actually covers and costs.
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I'm Hunter with Nelson Insurance. We're going to go over types of insurance companies today because there are RRGs out there, there's programs, there's A-rate insurance companies. Some are going to be a lot cheaper than others. So how do you guys decide, you know, who's going to be the best, who's actually going to give you loads? What does all this stuff look like? So again, I'm Hunter with Nelson Insurance based out of Sioux Falls, South Dakota. All I do is trucking and I can walk through all this stuff here. So I'm going to tell you guys about RRGs, first retention groups, what they're called, programs, A-rate insurance companies, B-rate, B-rated, what all stuff means. So let's get into it.