CW 590 - Shaun McCloskey from Lifeonaire

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Hey, welcome to the Creating wealth show, episode number 59590 where we do a 10th episode show. We do this network wide where we talk about something of general life interest, life success, not just about personal finance or real estate investing or that kind of stuff, but, but the broader issues in all of our lives and how we can tackle them more successfully and more effectively. And we'll do that Today with Sean McCluskey who will talk about life in air. You don't just want to be a millionaire or a deca millionaire, that's 10 million plus or a centimillionaire 100 million plus or even a billionaire. I don't think we have any billionaire listeners. We've had a couple billionaire guests on the show. Jim Rogers, Steve forbes, formerly John McAfee. I don't think he's a billionaire anymore, but he was at the time of the sale of his software company or the ipo, I can't remember which. So yeah, billionaire, millionaire, Deca millionaire, sent a millionaire. It's all good. But a million ain't what it used to be. You got to be more than a millionaire nowadays, especially depending on where you live. And you know, I've talked before about the happiness studies. Whether or not money actually buys happiness, I can tell you it does not. I'm not pretending that it does, and I don't think anybody should. But it buys a lot more happiness than poverty, I'll tell you that for sure, because I grew up not in abject poverty, but didn't have too much in the way of money or resources. And, and that was no fun, you know. You remember the store pick and save you? Yes. It's now called Big Lots. That's where we used to buy my clothes when I was a kid, pick and save. And they didn't fit very well. And the kids at school even noticed that and never failed to remind me. But you know, you can either be motivated by desperation or inspiration. And so I was motivated by both of those things. And hopefully you'll use those motivators in your own life and they will motivate you as well. That was Jim Rohn. Yeah. He said you can either be motivated by desperation or inspiration. Inspiration. The late great Jim Rohn. Great guy, obviously. So, yeah, today's a 10th episode show. A couple things. I'm going to take a listener, an anonymous listener question here in a moment and I'll play that audio for you and answer her question. But wanted to tell you our Orlando property tour basically sold out. But then we were able to get. Well, this isn't confirmed totally as of the time of this recording today on Wednesday morning. But then we were able to get. It looks like we're going to it a much larger room. So we got like a big, huge room now that's, I mean we went from, you know, a room that would hold 50 people and we've got 50, I think we have 57 people now registered for the Orlando property tour to a ginormous room that's like 6,500 square feet that holds way too many people. It's going to be interesting. We're going to have ample space, I think at this bigger. In this bigger room. We were able to do that at the Orlando property tour coming up just next week. So if you want to register for that, it looks like we do have additional capacity. We're going to have at one of the properties, our local market specialist. Because this tour is too big, you know, we do this traditional thing. Okay. I have, I have a few addictions. One of them is coffee. I share that addiction with a lot of people, actually billions of people around the world. I remember my girlfriend at the time, Jennifer, about 20 years ago got me addicted to coffee. She took me to a Starbucks. I don't know if I'd ever even been to a Starbucks when Jennifer took me to one of those. Ever since then I've been drinking this stuff for better or worse. Some say it's bad for you, some say it's great for you. It's a superfood. Dave Asprey, the bulletproof executive will tell you it's a superfood. I don't know. I don't know what it is. But anyway, so we usually have this tradition on our property tours, after lunch I will take everybody to Starbucks. But this tour is too big. It will, I mean it's always, I always like try to, you know, buy the coffee or buy treat the person in line behind us because we take so long. But this tour, it's too big. So our local market specialist has offered. I thought this was really cool to have a barista come to one of the properties we're touring right after lunch and, and make coffee drinks for us at the property. I thought that was just super cool. I love this idea. It's very gourmet. Now I don't know how complex these drinks can get but you know, at the very least we'll have, we'll have our caffeine after lunch, which we need because we're gonna be looking at properties on the tour. We're gonna be going to dinner that night and then Sunday morning we're gonna be getting up and we're gonna be tackling the new, the new creating wealth in today's economy boot camp. And we've revised that a lot. So if you've been before, this is different. We've reordered a lot of the things. I've taken some of the principles of true learning specialists, people that actually have, you know, credentials in this field, instructional design and reformulated that seminar a bit and got new workbooks and all kinds of stuff. So it's going to be great. Orlando Property Tour Meet the Masters coming up in January in San Diego. Be sure to register for Meet the Masters both of these@jason hartman.com in the events section and then Venture Alliance Mastermind. That's Venture alliance mastermind.com a separate website for that because it's special. If you want to join us for Dubai as well as the VIP dinner at Meet the Masters with Garrett Sutton, rich dad advisor and multiple best selling author. He will be joining us for the VIP dinner for Venture alliance on Friday evening at Masters and should be a great time. So register for all that stuff. Check it all out. Let's take our listener question and at the end of this message is sort of an anonymous portion. So I'm going to end it early but I just want to get the question in here. Here we go. And then we'll get to our guest.

Hi Jason, I have been a longtime listener of your show and I am just calling in for the first time and although I've been a long time listener, I'm now actually ready to invest and I wanted to get your professional opinion on a couple of things. So I'm in a position now where I can invest. I'm looking to invest in possibly two real estate properties, rental properties. But I'm also interested in your Venture Alliance Group. But I want to know what you think is the best way to invest. What I have, and I roughly have about $120, 120,000 to invest.

That's thousand dollars by the way.

That in inheritance right now that those funds are sitting in an IRA account and I wanted to know would it be best to invest in two properties with that, with those funds or would it be possible to invest in one rental property and also the Venture Alliance Group? I know that's completely different from your podcast. So yeah, those are the questions that I had. And also if there are any tax benefits, excuse me. Or any, anything that you would caution me against when taking the funds out of the IRA account. Yeah, and that's it. I would like to stay anonymous, although I can't give you my information.

Okay, so that's the rest of that is anonymous. So thank you for the question, I appreciate it. First of all, I do not have a deep knowledge of how the inheritance laws work and the tax implications of that. So you know, check with your advisor that, your CPA, whatever. But if you have $120,000, you can definitely buy a few properties with that if that money is in an ira. Now, depending on whether it's a Roth or a regular ira, you know, you, you, if you pull it out all at once, you'll have some tax liability. But you could do the investing within the ira, make it self directed, do the investments inside of the ira. And that would be another option too. Of course, if you do them inside of the ira, you won't have access to the best financing opportunities. You do have access to financing inside of an ira, but it's definitely not as desirable as the traditional, what's known as agency financing, Fannie Mae, Freddie Mac, secondary market type of financing that's available out there, which is far more desirable than you'll get inside of an ira. So there are some questions there. And without being able to actually ask you questions directly in real time, I won't be able to, to really deeply answer that question for you. Just suffice it to say there are definitely a couple things to consider. I believe you're talking with one of our investment counselors and they can help you more. They can refer you to some good advisors that we've used for many years. If you don't have your own in the lines of accounting and tax planning, asset protection and legal issues and also the self directed IRA issues as well. So there's really sort of and also a lender in terms of financing. So there's really like four different potential experts you need to bring together to help you figure out the best way to do this. But I will say with $120,000, if you were to buy properties that were say $25,000 down and you could do traditional outside of the IRA type financing on them, you could purchase four properties subject to qualifying. Of course, then you'd have about $20,000 left over. You could join the Venture alliance, which would be $10,000, and then you could go from there. So that would be pretty good. But I would definitely say the properties are more important than the Venture Alliance. Okay. Venture alliance is like a higher level group for people that want to take things to the next level in terms of their investments and life in general. So, you know, do your properties first and don't worry about the Venture Alliance. It might not be for you yet. It may be, I don't know without talking to you and knowing what else is going on in your life. But from just this question alone, I would say just worry about the properties. Get those properties under your belt and get them working for you and producing a nice return. Our investment counselors are available, of course, Jason hartman.com you can fill out the Contact Us form if you haven't done so already and one of our investment counselors will definitely contact you. But I think you might be working with someone I can't remember for sure. So that's it. Let's get to our guest. Thank you for the question. We always appreciate you going to jasonhartman.com clicking on the send voicemail button and asking a question on the show because your question is one that undoubtedly many other listeners have. So go to jason hartman.com click on send Voicemail. Send us more messages. I love to answer those questions on the air. Let's get to our guest 10th episode show and let's talk about Life in Air. It's my pleasure to welcome Sean McCluskey to the show. I know him through the real estate business and he, he has a fantastic book called Life in Air which is really about real prosperity and about designing a life. So that's what I want to talk about today. Sean, welcome. How are you?

I'm great man. Thanks for having me.

Good to have you. Give our listeners a sense of geography by telling us where you're located.

I am in beautiful St. Louis, Missouri right now.

Fantastic. Well, so, you know, you're an active real estate investor, you're an author, obviously, you're a coach. You've got a rags to riches story. You know, tell us how this came to be. I don't know what you're going to say, but I have a feeling you're going to say a common story, which is the first goal in life when you became of age was to go out and be successful and make money. But that's not really what it's all about, is it?

Well, no. And, you know, there's nothing wrong with that. I mean, that's certainly fantastic. The problem is a lot of people make that the goal of their life. And a lot of times people pursue that so much that they forget about in the pursuit, they forget about the other things that they're doing it for. Starting out in real estate here. Oh my Gosh, it's been 12 years ago that I got started, and I've flipped about 300 deals since then. But after starting to get asked to speak and teach other people how to do what I was doing, what I learned pretty quickly, I was teaching other people how to have this really successful business. And within a year or two of them learning from me initially they were getting divorced and they hadn't gone on vacation in two years, and they were making really good money hand over fist. But they were doing kind of what I was doing, which was putting work first. And so it got to a point where I almost didn't even want to teach anymore because I felt bad. One of my very good friends and students ended up committing so much of his time and life to work that he literally went through a divorce. And I felt partially responsible for that. And obviously they had other problems besides just the work. But the fact of the matter is he was so dedicated to work, doing exactly what I was teaching him to do back then, that I had to take some ownership of that. And I thought, man, I do not want to have people going out and doing what I'm teaching them and sacrificing life like I have been doing. And so some radical shifts had to happen.

Is it possible that, you know, everybody talks about work, life, balance? I mean, you know, there are these. I think it was maybe Edison who said something like. Like every day he goes to play, he doesn't work. So every day what people call work is really just play. That's how he plays, by tinkering in the lab and so forth. Is that true? I mean, I love what I do. A lot of people love what they do. Is it so bad if you just wanna work a lot because you like.

It, or no, matter of fact, if you found something that is not work for you, God bless you, man. You are doing way better than about 99% of people out there. Cause most people view what they do for their living or for their voc as work. I'm glad you brought that up because I do a lot of coaching today. I do a lot of speaking. I still am active in the real estate investment world, although now I'm doing a lot more joint ventures with people than I am actually doing the work and the labor myself. But I love what I do. The difference is I also love other stuff, too. And I think sometimes people get so caught up in loving what they do or working to earn a living that they forget about some of the things that they used to do. I'll give you an example. One of the things we take people through is a process of creating vision for your life first. And as corny and cheeseball as that sounds, we start with what you want life to look like first. Because there is no way that you can design a business that's supposed to serve your life unless you know what life looks like once the business is where it needs to be. What a lot of people do is they start with a business plan and they don't start with a life vision. And I know that sounds corny, but when we don't do it that way, we end up saying what most people say, which is, one day when the business is doing really well, then I'll have time for all my hobbies and all my travel and all my fun and all this stuff. And all I'm saying is, why don't we do both? Why can't we love what we do? But why can't we also love some other things and make time for some of those other things, too? As much as I love what I do, I'm also a father of three. And I love spending time with my kids.

Yeah. And the other thing is, sometimes if you're too engaged in any one thing, whether it be family time, vacationing, slacking, or working, you know, it could be anything. It doesn't need to be work. Okay. Although I have a feeling you aim a lot at, you know, the sort of workaholic entrepreneur. Right. But it could be anything. And if you're. If you're so caught up in any one thing, you know, you might love something else that you haven't even explored yet because you haven't given yourself any time to do it right.

That's so true, man. I had a student of mine just tell me about two weeks ago. He said, he said, if you would have contacted me five years ago, he had this multimillion dollar mortgage company maybe six years ago at this point, multimillion dollar a year mortgage company. The guy's probably doing, I don't know, I'm guessing $15 to $18 million a year. A lot of that was profit for him. He said, if you would have asked me back then, I would have told you life is great and I'm loving every bit of it. But he said, I was also at the office 60 to 70 hours a week, and now I look out. I was making great money back then, but I look at all the other things I was missing out on. Yes, I love my business. Yes, I love to grow it and build it. I want to go out and kick butt and take names. But I was giving up a lot of other things that I forgot that I even loved. And so the key is to not forget what those things are. As a matter of fact, some people have worked a schedule like that for so long, they don't even know. Like you just said, they don't know what they love because they've never taken the time to explore anything else except work.

Right? Yeah. Yeah. It's a fair question for sure. So sum up the Life in Air philosophy, if you would. What's the 32nd explanation of that?

Well, quickly, we start with think of the word life in error, like the word millionaire, only with a life. How many millionaires have we heard of that have a lot of money, seemingly have everything, and yet they're miserable? And you think, how in the world could these people be miserable? They have everything and yet they're unfulfilled. So Life in Air is all about deciding in advance, what does life look like for you? I always say, man, it sounds so corny. But when we decide what we want that to look like, then we can go forward making some very specific decisions about what we do or won't do. We can put boundaries in place. We can start to say no when we need to say no. We can say yes when it fits what we've decided our vision needs to look like. Then we wrap all of that up into some financial training where obviously, if we're going to live this vision, it's important to make money. That's a huge component of this, too. But there's another component called time. We can make all the money in the world, but if we give up all the time in the world to get there. We are not fulfilled. Or if we have all the time in the world, but we're totally broke, that sucks too. What we do is we teach people how to come up with a vision for their life. We don't tell you what it is. We help you to extract the information or ask the questions that we need to ask, so you come up with it yourself. And then we help people with a financial sort of plan to get there. And we take people through a series of four stages to help them, which I'm happy to share in a minute if you want to go there.

Yes, that would be my next question. What are the four?

Yeah, so the four, quickly is stage number one is you must create vision. Sounds simple, but it must be created. It must be in writing. Otherwise what happens is most people sit here and say, I know what I want out of life. But it changes depending on your mood or depending on how much money you have in your bank account or depending on the obligations that you have committed to already or maybe amount of free time you have or don't have. We take people through a full three day event where we teach people how to come up with a vision. That's stage one, and I'm oversimplifying it. But the bottom line is you got to know what you want personal life to look like if you're ever going to have a business that serves it. So we start with personal. Then stage two, you got to get your needs met. When I say needs, I mean your monthly expenses. Now is where we're starting to get into finances. If I have a life that is requiring me to make a lot of money every single month just to get by, it becomes a little bit more difficult to get beyond stage two. That doesn't mean I don't want you to have the nice house and the cars and everything. I want you to have all that, but I want you to do it in the right order. And so stage two is about getting your needs met. So the simpler your needs are. And when I say needs, I mean whatever money you need to make every month just to get by. The simpler your needs are, the easier it is to get beyond stage two where some freedom starts to happen. Because stage three is about earning excess. That's money above and beyond what you need every single month. Now is when you can start having some fun. Now if you want to go out and buy a car, you go buy a car. You don't lease a car, you don't get a payment on a Car. Because what I didn't mention before is in stage two, you are actually trading time for dollars. So you're not free yet. You don't have investments that are spitting out money for you. You are having to trade time for dollars in stage two. In stage three, when you're making excess, it starts to get fun because now you have extra money to go do the fun stuff. You want to buy the nice stuff if you want that to go on the vacations, to do other fun things, but you're still not totally free. The freedom comes from stage four. Stage four is where we take the excess income from stage three and we start to reinvest it into assets that spit out money for us so that we might have a little bit of maintenance involved in some stage four assets, but we don't have to go out and physically work for our living now. Now stage four is spitting off money to where we really got the finance part of our life kind of figured out. I'm really oversimplifying this just for the sake of this being podcast, but, you know, does that make sense so far?

Yeah. Yeah. How does one find their vision or create a vision? You know, a lot of it is easy to do around things like money that are really quantifiable. You know, they happen to have numbers on them. So it's. It's pretty easy. You know, it's pretty easy to do it with things you can count. Right. But it's hard to do it with some of the more intangible things as.

Oh, yeah. And those are the questions that we ask when we take people through this process. First of all, we ask some questions that most people don't ever get asked. Like, this sounds kind of morbid, but we might ask, listen, if you had six months to live, would you be doing what you're doing right now? How differently would you be living life? What would be important to you? For me, I would always say that my kids and my family are important to me, but I also had something that I call my default. And so the default is something like anytime you have free time, most people go to their default. For some people, their default is work. For some people, it's Facebook. For some people, it's working out. For some people, it's a hobby or hanging out with friends or whatever. But most of us, when we get free time, we default to our default. And what most people do, especially entrepreneurs, are really, really bad with this, is when they get free time, they say, man, I wish I would have more free time. Then they get Some. And what do they do? They think of another project they can do at work and they fill it up with work.

There's always another project.

That's right. And again, nothing wrong with work. But sometimes they don't take enough time to just relax and say, okay, when I do have free time, I say I want some more free time. But when I get it, I constantly fill it up. What do I want that free time to be filled with if not work? That's why we have to start with personal first. If I want to be a good father to my kids, that obviously takes time. So I have to identify what does it mean for me to be a good father and how much, not just how much money does that take. We can put money goals to everything. Everybody does that. But how much time does that take? We actually take people through a process where once their vision starts to get figured out. So if I said good father, for example, we actually have you assign all the things that you wrote in your calendar, or I'm sorry, in your vision to a calendar as though you were living it today just to see if you were living everything that you wrote down that was important to you. How much time would it take? Not just money, how much time would it take? And what's interesting about that is we find that most people who do this don't have more than 30 hours a week left to work if they're also living the rest of their vision. And so I'm all about going out and kicking butt and taking names, but I also don't want to forget the other aspects of my vision too. So now, so what are they doing?

I mean, you got 168 hours in every week. You're going to sleep for maybe seven hours per night. So there goes 50 hours. You got 128 roughly hours left. What are you doing with all that time? You just subtract 30. That's 98 hours for life and air.

You'd be surprised. I mean, here, sometimes by the time we just add up. Brushing teeth, taking a shower, getting ready, heading out the door. I don't know about you, but I've never looked at somebody's vision so far that said, they have a vision where they sit in traffic for an hour every day. Yet most people do. I don't have anybody that ever has submitted a vision to me that says I have a vision of being in all this debt. Yet most people have debt. Most people are doing a lot of things in that extra time that they don't necessarily care about. You're right. It can be a lot of extra time. If that's the case, why don't most people feel like they have any free time anymore?

Well, that's a good question.

What's interesting about that is for a lot of people, this is a difficult thing to work through because a lot of people have been working a lot of hours for a long time or have been really committed to their business, especially entrepreneurs. So I struggled with this when I first started going through it. But I have to decide, okay, if I want to be a good husband. For example, I love my wife more than anything on earth, but I don't want to spend 24 hours a day, seven days a week with my wife either, as much as I love her. Same with my kids. But I also want to be a good father. So how much time does it take to be a good father? An hour a week or 24 hours a day? Probably somewhere in the middle. But at least now I get to consciously decide where I'm going to spend my time rather than just fitting it in when there's not any work left over. Does that make sense?

Yeah, makes sense. Okay, good, good. It's just sort of interesting when you talk about the time and the free time issue. How is it that, that we got to this point where, you know, we used to have time and now we've got all this technology and all these tools. And I remember the old predictions, you know, in the, in the early 70s, people were saying, oh, we're, you know, people are only going to need to work three hours or three days a week with all this automation that's coming, you know, and this is decades ago they said that. And it's, it's been completely the opposite. Is it that we're so inundated with information or we keep striving for more or something has just dramatically changed in the psyche?

Yeah. You know what's interesting? It's not like that everywhere. I went to Guatemala about a year and a half ago and granted, Guatemala is a very poor country, but they don't work 40 hours a week over there at all. Now some people would say, well, no wonder that it's a poor country. There might be some truth.

And same with France and Greece and you know, they don't want to work either.

But I don't know that I have the exact answer. But I will tell you where the 40 hour workweek came from. And I think that stems a lot of this. Back in the Industrial revolution, when a lot of manufacturing was starting to happen, a lot in this country, there were factories and plants. Ford was a perfect example where Ford said, we want to manufacture cars 24 hours a day. We need to keep these machines going. There's no sense in having the machines in this huge building and paying for heat and air conditioning all this stuff when we could be manufacturing cars.

Hours.

So let's come up with a 24 hour day cycle. And we can't get people to work seven days a week. No one would go for that. Let's get them to work five days a week. And if we do eight hour shifts each day, then there's 24 hours in a day. We can have three shifts every single day. And this plant can be running 24 hours a day. All of a sudden, the 40 hour workweek was born. Now here we are 100 years later. It's the norm now. Matter of fact, it's such the norm that most people that I talk to, they want to. Most people, first of all, work certainly a lot more than 40 hours a week. But even when they don't, most people, when they don't, especially if they're entrepreneurs running their own business, they feel guilty. They feel like, I should be at work right now, I'm not being productive.

But 40 hours is an understatement for most people nowadays. I was reading that the average corporate work week is about 55 hours. Entrepreneurs, if they're really crazy about making their business work, they're working more than that.

You're not even talking about drive time to and from the office. Yeah. You start adding all that stuff up, it's really difficult to live your vision when you've already promised it all the way to somebody else.

Okay, so what do we do? Any other solutions? Did we cover the four parts in there? I mean, that was kind of so convoluted. I don't know.

Yeah, I'm sorry, I kind of went over them. Really?

No, it's fine.

But yeah, if I could simplify it, I would say it starts with a vision. It starts with putting it in writing. And you mentioned something earlier that is so important. We do not put numbers and dollar signs in our vision because what happens is our vision starts to get clouded by goals. And goals and vision are two different things. You can have a goal and hit a goal that takes you in the opposite direction of your vision. And for a moment you can feel great. And what you just realized is that we use the analogy of if you live in New York and your vision says that I want to live in la, you're a long Way away from la, right? So you might have a goal that says, I'm going to go, I'm going to get in the car and I'm going to start on my way to la. And you just start driving. And you might hit your goal of driving, let's say, 500 miles today. And all of a sudden you look and you realize that you went north instead of southwest. You hit your goal, but it took you in the wrong direction. And that's what people do a lot of times. They'll put goals in place and they'll put numbers and dollar signs in place when they forgot about what they really want. Perfect example for that is most people say that they want to give more and donate more. When most people think of donating more or being charitable, they put a number to it, not what they're hoping the charitable giving will actually do. Two things happen. One, they never get to experience the joy of what the money they made that they donated actually went to. And two, they're kind of disconnected from it to where now it becomes a number to them not making a difference in somebody's life or not helping with this research project or whatever. It becomes something that they're unattached to. And now they're so focused on hitting the number that they forget why they're doing it in place. Sometimes you might be able to accomplish the exact same thing without the number that you had in mind. Quick example, quick example. I get people all the time that say, man, you don't understand. I'm getting my business started. I don't have the money right now to take my kids and my family on a vacation. Disney World costs a lot of money. And I'll say, well, yeah, but. So most people do that and they put off living life until someday when they make money. Listen, camping is $8 a night. So don't tell me you can't do that until someday when you have more money. If your vision says that I want to spend time and, you know, be with my kids and go on vacation with my kids, there might be more than one way to do it. It might not just require you to go to Disney World. There might be something that instead of waiting five years from now, you might be able to do right now. That's why we start with vision.

Good point, good point. Well, Sean, what else would you like people to know about the life and error philosophy?

Well, I think I hate to hammer on the vision so much, but I just want to encourage everybody on the call. I mean, obviously we take people through this in three days. But if you can, and I don't mean this to be just a plug for a book either, but start with the Life in Air book. Go out to Amazon.com, look at life in Air. Look that up. There's a book that we share with you guys. So far, everybody that's read it, it hits them right between the eyes because you will see yourself in the characters of the story. It's actually a fictional story, and it takes you through some. It's a fictional story, but it's real stories infused into some fictional characters. Because you're going to hear about yourself in there. You're going to hear about people you know in there. I am in there. I struggled so much with this work life thing. I struggled so much with having huge expenses to where, you know, I had to make a ton of money every month just to meet the needs of my business, the expenses of my business before I got to make a dollar. And so I had all kinds of pressure and things going on there. And that pressure sucks when you're in a real estate business, for example. And just a few years before, I'm sitting here praying to God, help me make five grand and I'll be set. And then four years later, I make $100,000 on a deal, and it's not enough. Something's wrong.

Something has really shifted.

Yeah, and something shifted because my expenses went from a grand or two or three a month to now I've got what everybody else told me to do. I've got all marketing expenses. I've got staff, I've got all this stuff. I've got this beautiful office. And now every single month, I got to make 35 grand a month just before I break even, which might not be the end of the world, but now, all of a sudden, a few years later, I'm making $100,000 on a deal, and I'm thinking, my gosh, this just bought me. Five years ago, I would have been set for life for 100 grand, and now it's three months to live.

Very interesting. Very good point. Shawn, do you have a website as well that you want to give out?

We do. Lifeinair.com and it's just like the word millionaire. L I F E O N a I r e.com Guys, check it out there.

Fantastic. Sean McCluskey, thank you so much for joining us.

Thanks a lot, man. I appreciate you having me.

I've never really thought of Jason as subversive, but I just found out that's what Wall street considers him to be.

Really? Now how is that possible at all?

Simple. Wall street believes that real estate investors are dangerous to their schemes because the dirty truth about income property is that it actually works in real life.

I know. I mean, how many people do you know, not including insiders who created wealth with stocks, bonds and mutual funds? Those options are for people who only want to pretend they're getting ahead.

Stocks and other non direct traded assets are a losing game for most people. The typical scenario is you make a little, you lose a little and spin your wheels for decades.

That's because the corporate crooks running the stock and bond investing game will always see to it that they win. This means unless you're one of them, you will not win.

And unluckily for Wall Street, Jason has a unique ability to make the everyday person understand investing and the way it should be. He shows them a world where anything less than a 26% annual return is disappointing.

Yep, and that's why Jason offers a one book set on creating wealth that comes with 20 digital download audios. He shows us how we can be excited about these scary times and exploit the incredible opportunities this present economy has afforded us.

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Want to be able to sit back and collect checks every month just like a banker. Jason's Creating Wealth Encyclopedia series is for you. This show is produced by The Hartman Media Co. All rights reserved. For distribution or publication rights and media interviews, please visit www.hartmanmedia.com or email mediaartmanmedia.com Nothing on this show should be considered specific personal or professional advice. Please consult an appropriate tax, legal, real estate or business professional for individualized advice. Opinions of guests are their own and the host is acting on behalf of Platinum Properties Investor Network Inc. Exclusively.