Jay QuigleyReal Estate Broker Associate, Florida Executive Realty · Tampa Bay REALTOR® & Real Estate Instructor | Helping Buyers, Sellers, Seniors, Military Relocation, Divorce and Probate Clients Make Confident Moves | Believer | Husband

Are you ready to buy in Tampa 2026?

5 Jan 2026 · 1 min

Watch on YouTube

0:58

In this brief advisory video, real‑estate professional Jay Quigley guides prospective homebuyers through five essential questions to determine if they are prepared to purchase a home in 2026. He emphasizes the need for a stable job and reliable income, understanding one’s purchasing power by consulting a lender, maintaining an emergency fund as a safety net, committing to stay in the home for at least five years to justify the investment, and assembling a trusted team of real‑estate professionals. Quigley concludes with an invitation to contact him for personalized assistance.

Chapters

Are you ready to buy a home in 2026? Sometimes it's hard to know for sure. So here are 5 simple questions to help you figure it out. First, do you have a stable job? Knowing you have money reliably coming in can help put your mind at ease when you're making a large purchase. Next, do you know what you can afford? You need to understand what it's going to take. If you haven't talked to a lender yet, that's a really good place to start. Do you have an emergency fund? You want to make sure you still have enough money left in the bank as a safety net in case of an emergency. How long will you be there? The general rule of thumb is at least 5 years to make it worth your investment. And finally, do you have a team of professionals to work with? If you don't, no problem. You've come to the right place. If you want to talk about whether or not you're ready to buy a home, I'm here for you.