The real victims of the housing crisis #housingcrisis #housingproblem
12 Nov 2025 · 1 min

0:52
Jim Penman delivers an opinionated monologue arguing that younger generations are the primary victims of the housing crisis: they cannot afford to buy homes or must take on very large, multi-decade mortgages that constrain life choices (e.g., having children). He criticizes current borrowing during prosperous times as creating intergenerational debt that will be borne by children and grandchildren, using vivid examples like 'a million dollar mortgage' and stating he expects to be dead in 20 years.
Questions this video answers
A million dollar mortgage.
20 years.










