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In this brief commentary, the speaker critiques homeowners association (HOA) governance, arguing that many board members join for personal gain rather than expertise, leading to unqualified leadership. He advocates for a national certification or licensing system for HOA board service, likening it to real‑estate or mortgage professional credentials. The speaker also highlights landscaping as the largest expense for single‑family HOAs and shares a personal anecdote about persistently questioning his wife's condominium HOA despite not being on the title, illustrating the need for homeowner vigilance and accountability.
