Bill Perkins argues that giving kids inheritance earlier in life lets them actually enjoy it, since our ability to experience things declines with age. Waiting until you're near death means your children have already lived most of their lives. The timing of the gift matters more than the size.
Chapters
If your body is unable to convert the money into meaningful experiences as you age, right? Like your physical ability to either enjoy them or do them goes down, the same is true for your kids. So actually giving a smaller amount to your kids at an earlier age will be more impactful and more fulfilling than waiting till you kick the bucket and they're 66 or 65 or 60, right? And two thirds or more of their life has gone by, right? So what I advocate for is that be intentional. You want to give your life, your kids fulfillment, a fulfilling life and choices. So whatever you're going to give them, you know, some people like, I'm not giving my kids anything. They got to make it. I got to make it. They had to make it. But whatever you're going to give them, give it to them at the right time. Timing is important.