This content was created by Lewis Howes. This content was uploaded by Lewis Howes. This is a YouTube video titled "Why Credit Card Users Spend More" created on September 1, 2025, discussing the inefficiencies and psychological impacts of credit card rewards and spending habits.
If you make $150,000, the thousand dollars.
In rewards is not changing your life whatsoever. And the mental calories you're spending to play the game and maximize.
Is not worth your time. You got to spend fifty thousand dollars in order to get.
Your two hundred fifty.
Dollar flight. But you don't even know that because what do they give you? Points and miles? What is a hundred.
Thousand miles?
We don't know anymore. The credit card companies want to confuse us. The average credit.
Card interest rate now.
Is 22% APR, but we're doing all this in hopes of getting 2% cash back. What they tell me is, well, I'm.
Not spending any differently than if it was my own money.
I'm like, you want to bet? Go hand over.
1000, doll your own.
Money and see the emotional pain it causes. When it hurts less.
It costs more.
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