My Unfiltered Thoughts on Money as Someone Who Has Locked in Millionaire Status in Her 20s
7 Apr 2025 · 35 min
Solo episode by Madison J. (mindset & money coach) offering an unscripted, first-person exploration of money beliefs and practices. Key points: she has invested early and "locked in" future millionaire status via time and compound interest (aiming to be multimillionaire by traditional retirement age of 60); starting early to invest is the biggest lever; heal your money relationship before obtaining abundance to avoid self-sabotage; money work includes nervous-system regulation and allows risk-taking (she left a high-paying corporate job); blend "woo" (energetics, manifestation, worthiness) with practical strategy (spreadsheets, investing, plans); treat financial care as self-care and embody the future version of yourself before hitting milestones. Episode includes personal facts (early jobs, paid-off debt) and calls-to-action to DM/engage on social media.
Questions this episode answers
$70,000 (paid off credit cards/debt).
First job at 16; supporting herself since age 17.
Traditional retirement age of 60.
Chapters
Foreign. This is Busy Getting Better, the podcast for women who are committed to prioritizing their own personal growth. I'm your host, Madison J. A mindset and money coach, a first generation wealth builder and a woman on a mission to help you master your finances and live your best life. Money is not all we are covering though, because in order to live your best life, you have to become your best self. So we are diving deep into all things personal development and bringing you the mindset shifts, money, tips and inspiration. You need to go out there, be bold and build the life you can't stop daydreaming about. It's time to get busy, babe. Busy getting better. What is up you guys? Welcome back to the podcast. Today's episode is going to be a fun one because we are talking about, obviously my favorite topic over here, money. But typically when I sit down to record an episode, I have a pretty loose outline of where I want the conversation to go. It's certainly not scripted by any means, but I've got, you know, key bullet points like, hey, this is the topic we're talking about. Here's the things I want to weave into the conversation. But today is going to be a little bit different. I want to just kind of give you like my unfiltered, unthought out thoughts on this topic. Obviously, I can talk about money all day long. I have a lot of thoughts and a lot of perspectives on it and I thought it would be kind of fun to just let you inside my mind to see where it wonders so that you can truly have a clear understanding of what some of my thoughts are when it comes to money. As somebody who has locked in millionaire status in her 20s and so this episode could end up just being a total chaotic disaster of an episode. But I'm going to be honest with y', all, sometimes my brain is a bit of a chaotic disaster. And yeah, so I thought I'd just let you inside my brain a little bit and we can talk about some of my thoughts and beliefs and how I view money. And the very first thing that I want to mention because I am full believer in transparency, I think especially within the world of money, when people are talking about financial things, whether it's like personal finance or just online, everyone talking about making money online, is it, I don't know, it's kind of like this like catfishing almost or like saying one thing but meaning another or like drawing you in with some fancy title. And so I guess I just am such a believer in transparency. So when I say that I have locked in millionaire status in my twenties. What I am not saying is that I am currently a millionaire. I'm not currently worth a million dollars. Well, I mean, I'm worth a million, I'm worth more. But what I mean is my net worth at this exact moment is not a million dollars. What I have done at this point in my 20s is I have invested enough money that I simply just need to let time and compound interest do the rest of the work. I have hit a point in my investment that by the time I retire or hit traditional retirement age of 60, I will have multiple, multiple millions of dollars waiting for me in those investment accounts. God forbid. I mean, literally a catastrophic event happens and something just totally fucks with our investment strategies, which obviously is possible in the realm of possibilities, but you know, tradition, like if you were to actually look at historical rate of returns, like I have done enough work, I have invested enough money so that now all I have to simply do is wait. And now really what I'm focused on is just shortening that timeline. How can I shorten the timeline between now and hitting millionaire status? Because I'm not going to stop investing. But what this has done has definitely freed up stress and allowed me to just view things and look at things a little bit differently. So I guess the very first thought that I have around money is that obviously the sooner that you figure out how to invest and how to build a better relationship with money, the, the easier it's going to be for you to hit your net worth goals. Because time is hands down the most important part of the wealth building equation. That is really the like, the basis is just letting compounding do its work. Whether you're investing in the stock market and you're waiting for things to compound, whether you're investing in real estate and you are waiting for rent prices to go up so you can increase your cash flow, if you're waiting for appreciation so that the value of your home continues to increase, if you're investing in businesses, you're waiting for those businesses to grow so you can capture that equity. Like no matter what your investment strategy is, you need time on your side. And so the sooner that you start to understand money and understand how to utilize it intentionally and understand what your goals are that you're working towards, the better. And so the sooner that you start, the better. So I absolutely, you know, I, I say all the time, I wish I would have learned this stuff even younger because I would be even farther ahead than I am right now. But that's okay. We obviously can't change time. And at the same time, I am so blessed that I learned a lot of this stuff in my 20s, because investing in your 20s is a hack. It really is a hack. Does that mean that starting in your 30s or your 40s or your 50s even, like, you're too late? No, absolutely not. You are never too late, but also you're never too early to start learning this stuff and prioritizing your finances. So that is definitely something that I always want to get through. I feel like it's like there's. There is no perfect time to start. The best time to start is yesterday. The best time to start is today. And I don't ever want anything that I say to come off. Fear mongering. That's actually one of my biggest pet peeves with the personal finance industry is just how in scarcity and fear based a lot of the conversations are. So no matter where you're at in your journey, if you're like, oh, like, I haven't started at all, like, that's okay. Like, just start with where you are and you can absolutely get to where you want to go. Everybody's plan is going to look different. Everybody's strategy is going to look different. And that's because we're all starting with different starting points. And also we all have very different visions for life that we're trying to create. So one strategy, one goal, one model, you know, it's not necessarily always going to align with what everybody's trying to build in their life. And so don't feel scared if you're behind. But I definitely recognize that the sooner that you start, the better. So often I see people talking and waiting and myself included, like, oh, I'll wait until I hit this financial goal and then I'll start learning how to invest. I'll wait until I make more money and then I'll start to heal my relationship with my finances. I always joke, I feel like, you know, obviously I'm a money coach, so I want to help people improve their finances, have a better relationship with their money, learn to invest, understand what they're working towards. And there's people that will be like, oh, I'm gonna hire a nutritionist or hire a strength coach to help me get in shape. And it's like, yeah, you work with somebody so that you can achieve your goals. But for some reason with money, it's like, I'm gonna wait until I have more money to prioritize my money. And it's like, it's twisted Right. I'm gonna wait until I hit a certain income goal and then I'll hire a coach or I'll hit a certain income goal and then I'll start investing. And while I understand that depending on what your situation is, money might be tight and that you might not have a lot of extra money, right? There was definitely a time in my life where I didn't have excess of money. I was just trying to get by. I was just trying to pay off my debt. And still, if you're in that stage, healing your relationship with money, starting to get clear on what your goals are, and starting to figure out how to take your investment journey a little bit more seriously, no matter where you're at, that's going to be the best thing that you can do and you can start to heal your relationship with money, start to see your finances differently and start to view money in a different light before you have the money. And that is actually how you're going to start calling in more money and how you are not going to self sabotage when you have the abundance of money. Because what happens when you don't have money and then you start having money? If you don't build the foundation, if you don't build the habits, if you don't build the mindset, you will just find ways to self sabotage. Right? We make more money and we start spending more money and we're like, oh, well, I thought these things would feel different. I thought that it would, it would make me feel more at peace and I thought that having more money would make me just feel calmer. But it's like if you haven't done the internal work, if you haven't changed your relationship with money, if you haven't changed how you view money and then you just have an excess of money, then you're not going to do anything different with money. You're going to do the same thing that that version of you without money would do, which is spend it aimlessly, not have a plan for it. And then also if you spend it and you don't have a plan for it, you could start to have a lot of guilt around how you're spending it. Like, oh shoot, should I have done different with it? Should I be investing? Can I really afford upgrading X, Y or Z? Can I really afford going on this trip? And then it just creates this again, scarcity based thinking which just continues to perpetuate in your relationship with money. So I guess that brings me to my next thought or belief or how I view money. I think changing Your. Your relationship with money is something that you should do before you have excess of money. And you can do it whenever, but, like, do it now. That's definitely something you can start with now. No matter where you're at in your financial journey, starting to look at the relationship that you have with money is a game changer. If you have core beliefs that money is super hard to come by or that it's a super scarce resource, or that, you know people that have excess of money are bad or greedy, like, whatever it is that your belief system is about money, it's going to continue to show up regardless of how much money that you have. And so starting to heal that relationship and start to shift the way that you view money is really, really big. So, for example, like, I definitely used to view money as a really, really scarce resource. I used to view money as something that you needed to sacrifice things in order to have. And, yeah, there was just a lot of, like, negative beliefs based on what I saw and what I witnessed growing up with money. And then on the flip side, I started to put money on a pedestal and was like, money's gonna solve all of my problems. And now I believe money is absolutely an important tool. It's an important resource that you can utilize to build a life that you are obsessed with, like, know which way around it. Money is something that you need in order to survive and in order to thrive in today's society, right? Like, anyone that's out there saying, like, oh, money doesn't buy happiness. I'm like, okay, sure. But money allows you to experience the things that fill you up, that fill your cup. It allows you to explore the world. It allows you to explore yourself. It allows you to have the things that you love around you, to build a home that feels calm, that makes you feel like your best self. Money allows you to invest in yourself in new ways. Money allows you to take risks. I think, you know, looking at my journey of leaving my corporate job and jumping into my business, this is something I have actually been talking about a lot in the last week or so is that being able to understand where I'm at in my financial journey and what I am currently set up for with my finances. Like I said, being on track to retire a multimillionaire without investing another dollar. It gave me a breath of fucking fresh air in life. It gave me the opportunity to walk away from a job that was just not aligned with my soul. It was no longer aligned with who I was, with who I wanted to become. The impact that I wanted to make, but I was making a lot of money in that job. And so for me it was, it was okay, I'm making a lot of money, but this isn't my path, right? And I think if I didn't understand money and I hadn't done a lot of work to shift my relationship with money and truly believe that no matter what I do, money is always going to be there for me then. And also, hey, I've accomplished a major goal, right? I think being able to say that I'm going to retire with that level of money waiting for me even if I don't do anything else. Like, yeah, like that gave me a breath of fucking fresh air. Like, it gave me the opportunity to take on more risk in this chapter of my life. It gave me the opportunity to dream bigger and to, you know, stop a major source of income while I, while I was pouring into the business that I built that now is replacing that. And so it, I, I just think that knowing where you're at and knowing what your relationship is with money is, it's an opportunity for you to take on risk. It's an opportunity to invest in yourself in a new way. It's an opportunity for you to build a different type of life. And I think one of the biggest non tangible pieces of doing the money work, of healing your relationship with money, of learning how to calm and regulate your nervous system. I talk all the time about the regulation work that goes into this. Because again, our bodies are just trying to survive. Our brain is trying to keep us alive and our br. Trying to keep us alive. And when you change things with your finances, you're with your survival mechanism, right? Because we need money to survive, to pay the bills, to keep food on our table. And so when you do something to stop that, to change that, to, to reallocate that, like your brain goes into fight or flight mode because it's like, wow, what are we doing here, right? Our brains are always trying to make sure that we're surviving. And anytime we do something new, it's going to trigger that fight or flight. Because our brain fears the unknown. Because everything that you've done up until this point, every decision that you've made with your finances has kept you alive. Even if it's keeping you trapped in a toxic job, even if it's keeping you trapped in a toxic debt cycle, even if it's keeping you trapped in spending cycles that are not supportive of the life that you're trying to do. Like you're still breathing, right? You're still alive. So your brain's like, I don't know, this might not be the best, but like it's working. And so when you try and do something completely different with your money, your brain moves into fight or flight and it starts to panic. And so one of the best things I think that helped me a lot with this, with the transition of walking away from the income, of being able to build this business, was working on my money mindset, was working on learning how to regulate my nervous system into be okay, changing when and how and where money was going to come to me from. And this is probably, like I said, one of the coolest things and non tangible outcome of doing this work is just feeling so at peace. I have been supporting myself since I was 17. I got my first job at 16. I have been paying my own bills, putting myself through college, you know, racking up credit cards, paying off $70,000 worth of debt, growing my net worth. I have been completely and totally financially irresponsible for myself since I was finishing my senior year of high school. And I, because of that have always been in like workaholism, mental, like overachiever, you know, classic enneagram 3. I'm a doer, I'm an overachiever. And like I have worn that like a badge of honor for a very, very long time. Look at me, I'm a hard worker. Look at what I've been able to like get myself through, right? Like to be able to, to take on that financial burden from such a young age and then continue to carry that for my life so far. Like it was, I was in fight or flight for a really, really, really long time. And it was just do, do, do to relax. Being able to just chill, like not something that I have been very good at for a long period of my life because it was, you know, for so long trading my time for money in a sense that like, okay, okay, I have class, this is my class schedule in college. And then you know, here's my social events. And then like what are all of the shifts that I can pick up to fill this empty time so that I can make more money, so that I could make sure I could pay my bills and live my life and have fun and all of that. And so I just was caught in do, do do go, go, go mode for such a long period of time. And what I've realized is that I was really in fight or flight mode. I was in survival mode. I wasn't able to chill, I wasn't able to relax. I Wasn't able to receive. I wasn't able to just like binge watch TV on the couch without this thought in the back of my head that I'm lazy and that I'm not doing enough and that you know, I could be making money right now and am I going to be able to achieve all of my financial goals if I'm not like always working a hundred percent and so long way of getting to the point of like the non tangible benefit of being able to do this work, have a better relationship with money is escaping fight or flight mode and being able to actually just relax and trust and know and be open to receiving. I feel like another way to talk about this is like I have been in my masculine energy for so long, being able to calm the nervous system for me has been able to really lean into that feminine energy, lean into that flow, lean into that trusting, lean into that knowing and just be able to like be really present and chill and enjoy life to the fullest and like recognize all the beauty that there is around me and all of the memories that I have. And that, that to me is so special. And it's something that I don't think it's talked a lot about when we talk about working on our relationship with money. And I don't think a lot of people see the connection there, but the connection is the mindset around your finances. And when you're able to shift your relationship with money into a way that is more flowing and more trusting and you just, you know you're going to be taken care of because one, you're doing the work. I'm obviously not not working anymore. Right? There's not, that's just, it's not like there's no masculine energy there. There's not doing, there's working. But understanding that there needs to be a flow that you can only push so hard. You also need to be able to receive. You also need to be able to slow down and enjoy the present moment. Because if you're just pushing so hard all the time and doing and doing and doing like it's not the, it's, it's too much force. And being able to be in a place where you can just truly enjoy life is a benefit of doing money mindset work and is benefit of understanding your finances. Finances are one of the most stressful things in our lives. There's studies left and right. Like 72% of people don't feel confident with their finances. Like 90% of people. I'm definitely just pulling stats from my memory like, don't fact check me on this, because they're definitely not super accurate, but they're, they're relevant and they're close enough, right? Like, 80 or 90% of people that are making over six figures, like, still feel stressed with their finances. And like most relationships, the common denominator of arguments is finances. If you look at leading causes of divorce, one of the leading causes of divorce is finances. And so when we understand that, like, if you actually can just have a better relationship with money and build a plan and know what's going on, it bleeds into all areas of your life. And that is why my, like, philosophy and approach to coaching and having conversations around money, it is so intertwined with your entire life. Like, it's not just, okay, bring me your spreadsheet of your. Of your finances for the last month, and let's talk about all the ways that you could have spent less money. Like, gag you. No, that is not money. Money is life. Money bleeds into every component of your life, to your health, to your physical health, your mental health, your relationships with yourself, with your friends, with your family, with your spouses. Like, money is so intertwined. And I just think we need to recognize that and start to just view it in a, in a. In the importance that it is and stop just, like, sweeping it under the rug. Because when you understand what's going on with your finances and you understand that you are on track or what you need to change in order to get on track for the life that you're trying to build, like, you can breathe a little bit easier, like, you can enjoy the journey of getting there, and you can just enjoy life a lot more, but you can't do that if you have no idea what's going on with your money. If you're constantly feeling behind, if you're always focused on scarcity, if you're always feeling like you're not doing enough or like you're spending incorrectly, like, that just perpetuates the same feeling of lack in scarcity, which just keeps you trapped in that cycle for forever. So, yeah, I guess what I'm trying to say is that one of the major beliefs and how I view money is that it's so much more important. It can't be everything, but it does bleed into everything. And so I think that building a solid relationship with money, having a foundation with your finances, is the catalyst. It is a stepping stone for you to be able to go out and live a more fulfilling life. It's not just about the money. It's about everything else that the money lets you experience. Experience and do and see and have and be. And I just think that we're all on this earth to live a really fulfilling life and to figure out how we can make an impact. And that boils down to your finances. And the more that we can have bigger conversations around how important money is to us being able to be our best selves, then I think the world's just going to be full of a lot more incredible women that are able to really lean into. Into everything that they want to accomplish. Okay. Another belief or thought, I guess, that I have around money is that it definitely is an energetic exchange. I definitely like, where are my woo girls at? I'm a woo. I'm a woo, right? We need the practical. We need to actually understand what the heck's going on in the market and what our investment strategy is. And at the same time, there's so much energetics behind money. It is so much self confidence and self belief. When you think about, you know, going and asking for a raise in your job or putting yourself in for a promotion, or going out and building your dream business or applying for a job that you're significantly under qualified for, but is just like, it's the vibe, like, there's so much energy behind that of, like, what do you feel called to do and what do you feel called to attract? And what are you gonna risk? What are you gonna put yourself in for? Who do you believe that you are? What do you think that you're capable of accomplishing? All of that comes down to the energy of money and the beliefs that you have. And I'm also so in. I feel like I should do a whole other episode just around, like, the energetics of the universe and the laws of the universe and how that plays in to money. So you just witnessed me live time think of a really fun podcast episode. So I'm not gonna go super deep into that in this one. Cause I feel like that is, like, literally a podcast of its own and definitely deserves a little bit more research into all of the different laws. So come back for more. But there's definitely some energetic component there. And being able to create a life that you love requires you to love yourself and love the decision that you're making. And that really bleeds into the habits that you have and how you show up every single day and the decisions that you make and the risks that you take and the way that you believe in yourself and show up for yourself. And so with that, I just think that earning More. And attracting more money becomes significantly easier when you believe that you are worthy of more. If you believe that you're worthy of a certain income level, like you're going to do what it takes to make that your reality. If you are like constantly riddled with self doubt around like, oh, I couldn't do that, that couldn't be me. But like if that happened, it would be cool. I hate to break it to you, like it's not, it's not gonna happen. Like you have to have the most conviction around yourself and the life that you are worthy of to say it's it is mine. It is mine. I'm gonna do what it's gonna take to get there. I am going to invest in myself in new ways. I am going to take risks I've never taken before. I'm gonna learn the skills. Like you aren't born with all of the skills that you need in order to be the version of yourself that you need to be part of this journey is, is closing the gap on that skills. Whether it's personal development or money management or like literally whatever it is, whether it's creating content or negotiations or computer skills, like name it, you name it. Like there are skills out there that you're gonna have to learn and you have to believe that you're worthy of learning those skills and that the skills are irrelevant. Like you yourself are going to make it happen. And then whatever you need to do, whoever you need on the along the way, is just what you are meant to do. It's why you're here, to become that version of you. And it all starts with you and who you believe that you are and who you believe that you're capable of becoming and the impact that you are trying to make on the world. And obviously your subconscious beliefs really shape your financial reality. And I think that understanding what your beliefs are is the foundation of being able to shift everything. I feel like on the back heels of this entire rant here is just also the belief that you can be spiritual and strategic. That is kind of the foundation of my entire method and approach to life is leaning into both. And again, personal finance is one of those places. Money is one of those things that has just traditionally been really thought of as something that is numbers and spreadsheets and strategy and boring and men and Wall street and. Right. And then there's like the woo side of money. That's like the energetics that we're talking about. You can be both. And I actually think you should be both. I think that you need both sides of it. You need the woo, you need the energy, you need the beliefs. You need to trust that everything is just working out for you and that as you take aligned action, the puzzle pieces are gonna fall into place and that all of your financial goals are going to come true. And also, let's put a plan in place. Like, also, there's gotta be some strategy there. There's gotta be, okay, we're building the spending plan, we're learning the investment strategies. Like, we're putting the tools into place. I think that when you have the plan for your finances and you've got the account set up and you've got, you know, the flow and it's like, okay, when I make a hundred thousand dollars, here's how that money is going to fund my life. I think you become an even stronger magnet for what you're trying to call in. Because it's like, okay, this bitch has a plan. She is absolutely going to be a good steward of money. Like, look where it's going to go, okay, she's got this trip plan, she's got this life that she's trying to build. Maybe she wants to upgrade her closet. Definitely. I've talked to like seven people this week about hiring someone to just completely revamp my wardrobe. And that is on my vision board, on my savings goal that I'm working towards. But like, whatever it is, you have the plan, you have the vision, you know how much it's going to cost to get there. And now you get to let the energy and let the universe do the rest. And I think when you have that powerful combination of both, magic happens, straight facts. You need both, you need the vision boards and we need the spreadsheets or whatever you're going to do to track and manage your money. And also with that, another really big belief that I have. These are starting to come through quick, you guys, is that financial care is self care, right? We talk about self care a lot as like bubble baths or girls night out, having wine with, I don't know, just yapping about life or going to the spa or booking your next vacation or getting your nails done or facial or a massage. Like, yes, yes, yes, yes, yes. I'm a self care, self, self care queen over here. I love some self care. And also financial focusing on your finances is also a form of self care because as we talked about, it leads into everything. It helps you have better relationships with yourself. It has helps you have a better relationship with your friends and your family and your spouse. It helps you show up Different. It helps you confidently make moves with your finances. It helps you regulate your nervous system. Like it is self care. Absolutely. So plan a little money day. Let's look at your finances. Set a candle, have a glass of wine or a mocktail or whatever you want. Like, get intimate with your. With your money. I think that you should view your relationship with money as one of the most important relationships that you have in this world. And when you think about your money as a relationship that you have, think about, think about it like that. Like, how am I talking to and about money? And if that was my best friend, like, would she be happy with how I'm treating her? Or would she be like, what the. Like, this is not how you treat a friend. You don't talk about money like, oh my gosh, it's just never there. There's never. They're just never giving me enough of themselves. I wish I could get more of them. They're so fleety. And I just, you know, all these negative things. The list could go on is like, if that's how you would talk about your best friend, I don't think that you would. Right. You would probably talk about your friend being like, oh my gosh, thank you for being so supportive. You are always there for me when I need you. I know I can always call you if I'm going through something from having a bad day. Like, you've got to treat money and talk about money in a way that is supportive of the type of relationship that you would like to have with money and with everybody else around you. And if you're sitting there like, oh, I talk a lot of shit about money, then the most important thing you can do right now is start to shift the way that you talk about money. The words that we use are so important. The words that we use create our reality. The words that we use are a reflection of the beliefs that we have. And so you've got to change the way that you talk about your finances and talk about money. And that is going to be a catalyst for how you start to view money differently, treat money differently, and how money starts to show up for you differently. Because what we know about our brain is that we are actually in control of the reality that we live. We get to shift the lens that we see the world through by the beliefs that we have and by the words that we use to describe ourselves in our life. And so this is, you know, the reticular activating hack of subconscious reprogramming, of manifestation is creating your own filter on the world of talking about what it is that you want to see and experience. And so if you're talking very negatively, you are going to continue to experience negativity. If you are talking in scarcity, you are going to continue to experience scarcity. But when you start to talk in abundance and shift the way that you talk about money, then you are going to experience a new reality with your finances. Just it is facts, please. If you're someone that talks negatively, shift it for a week or two and then follow up with your girl and tell me what sort of positivity that you maybe have started to experience in your life. But yeah, the words that we use are absolutely so, so important. Another belief that I have or view that I have around money is that you do not need to wait until you achieve these financial milestones to start embodying the version of you that has all of those things. And in fact, it's not that you can't do that. I don't. You should not do that. You should start to figure out who that version of you is and how they feel and how that financial goal makes them feel and start to find ways to actually embody that. Now, what do I mean by that? If you are like, oh, my gosh, when I make a hundred thousand dollars, when I hit millionaire status, life's gonna be so good. Okay, tell me why. Like, why? If you're waiting until that milestone to start feeling those things or doing some of those things, you're never gonna have it. The way to get it is to start feeling some of that now. This is like the quickest hack with manifestation is okay. If you're sitting here saying, okay, when I hit millionaire status, I'm gonna feel like a breath of fresh air. I'm gonna feel so calm. I'm gonna treat my money so good, I'm gonna know where it all is. I'm gonna do. I'm gonna, you know, buy, buy those clothes. I'm gonna go on that trip. I'm going to give back to the people around me. I'm gonna, you know, help my family with the finances. I'm gonna treat my best friend to a really cute, nice dinner because, you know, she's just been there through me for really tough times. Like, how can you start to do some of those things and feel like that version of you now? Now, obviously millionaire, you might treat your best friend to like a bougie ass, 200, $300 dinner over oysters and dirty martinis or. But the current version of you is like, treat her to a five dollar coffee. Like, like, thank you so much for being here for me. And please treat yourself right. Like, it doesn't have to be anything crazy and it doesn't have to be the equivalent from a financial stand. Financial standpoint. But you can start to do something now. And so the hack with manifestation is to feel those emotions now that you would feel when you've already accomplished those goals. And that's when we're raising our vibration and you start to become an even stronger magnet to those things and you start to tap into that version of you. And so I think figuring out what that version of you is like for me, being able to really tap into who she is. Like, she takes risks, she puts herself out there, she's on stages, she's doing things that scare herself. She's giving back to her friends and to her family and she's lifting everybody up around her. Like, guess what? I get to be her now, right? That doesn't mean I need all of the financial influence to be able to do that. Like, I get to be that version of me today. I get to keep my house really clean and invest in pieces that make me feel like my best self and treat myself to a facial. Like, I get to do all of those things now. Now am I gonna crank it up a level? Maybe, Maybe, probably. But I just think you don't have to wait until you are actually at that level of wealth to start being that level of wealthy. You. Like, you get to, you get to enjoy the journey of becoming her. You get to enjoy the journey of your finances. It does not have to be scarcity based. It does not need to be negative, negatively based. And I just think, again, I feel like I've said this already, but I just think so much of the finance world's rooted in that. And how can we start to have a fucking blast with our finances and with our life while. While we are on our way to something even bigger than our current reality? Like, you get to have fun on the way. I guess that's my last belief. I'm going to leave you with. Money does not need to be stressful. It can be fun. If money has always been a source of stress in your life, I feel you. Money was always and only a source of stress in my life. It was always, I need, need, I need more money to do these things. And it was always, I don't have enough, I don't have enough, I don't have enough. And so I just, I don't know, I resonate and I relate with that feeling for a really long time. But I'm telling you, on the other side of a lot of money work and understanding what my beliefs were and what my financial traumas were and how to navigate around it, and also building a lot of self confidence in myself to know that no matter what happens, I'm going to be okay and that I'm doing the right things and I'm building the right habits to build a financial safety net for me so that I'm always gonna be okay. Like being on the other side of that scarcity feeling. I'm just here to tell you money does not always have to feel that way. It really doesn't. When you do the work, when you shift your beliefs, when you move out of scarcity and live in abundance, when you build a financial plan that supports the life that you want to live, and you start to get really grounded in that confidence that you know it's inevitable that everything is working out for you. Money gets to be fun, it gets to be a good time. So that's the last belief I'm going to leave you with, the last thought. I think that this episode came together pretty beautifully. I'm not going to lie. I hope that when I listen back to it, it was not gibberish. It felt like it was not insane chaos like my brain was. But please let me know what your thoughts were. Was there something in here that just made you have an aha moment, that made you view money differently, that maybe triggered you in a way, like, I'm okay if I triggered you? Let me know. Positive, negative, drop me a DM and Instagram. I really want to know how you resonate with this episode and if there's anything in here that you're like, yeah, you know what? I think that might be onto something. And I'll see you guys on the next episode. I hope you have a wonderful week, a wonderful day. Please share the podcast with a friend, a family member, post it on your socials and help me spread the word about busy getting better. And I will see you on the next episode. Let. Me.
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