2 Steps I Used to Go From Zero to Millionaire One of Them Is in the Bible

In this motivational monologue, Marcel Fernandes shares his journey from a poor, rural upbringing to becoming a self‑made multi‑millionaire. He emphasizes that even after achieving wealth he continues to invest hundreds of thousands of dollars in personal education—books, seminars, mentors, and courses—because continual learning is the engine of value creation. Marcel argues that increasing one’s market value, not merely working longer hours, is the key to earning more, and he illustrates this with a mental exercise of doubling a $10‑hour wage by becoming more valuable. He debunks the myth that most millionaires inherit wealth, citing a (claimed) 95 % self‑made statistic, and credits his transformation to a 4.5‑hour Jim Rohn seminar and a curated list of books (Think and Grow Rich, Secrets of the Millionaire Mind, How to Win Friends and Influence People, Rich Dad Poor Dad, Influence) plus the Bible, specifically Proverbs, which he calls the only book needed for wealth. Marcel weaves a spiritual narrative, describing wealth as a tool to serve God’s kingdom, urging listeners to raise their “frequency” through mindset, prayer, and study, and to become “war generals” for the kingdom by using resources to help the poor, orphaned, and afflicted. He concludes with a direct call to action: watch the Jim Rohn video, read the recommended books, invest in personal development, and share the message to inspire others.
Chapters
I am a multi-millionaire. I never have to work another day in my life, and I still invest hundreds of thousands of dollars in my own knowledge, in my own skills, in acquiring skills, you know, books, networking events, you know, going to seminars, flying out to meet people, mentors, coaches, courses. I spend hundreds of thousands of dollars on my knowledge, even though if I want to, I don't have to work another day in my life. I was sharing this with my team the other day, not I spend all this money on my knowledge and stuff, but just that, you know, oh guys, I'm flying out to Boston, I'm going to this personal development seminar. And there's one guy from my team, he was like, he was very inspired by that and he said, wow, Marcel, at his status in life, he's still investing in himself. Doesn't that say something about him? And he's right, that says something about me. And that's something that you guys can learn from. You know, it's no accident that I'm in the position I'm in I'm in. It's no accident that I'm where I'm at. Does the fact that I spend so much money still on my education tell you something? Anything? Does that educate you at all? Probably means that, wow, if Marcel is, you know, already a multi-millionaire and he's still spending money on his education, probably means that stuff's important. And the answer is, of course it is. It's very important. It's extremely important to spend money on your education, on knowledge and skills and acquiring new skills and mentors and coaches and courses and books. Extremely, extremely important. So yeah, it's very important to invest in knowledge. You know, why do you suppose every house over $2 million has a library in it? Well, I don't know, Marcel, I don't have $2 million. Well, clean out you know, half of your closet and put some books in there. Call it your library and start acting intelligent. Well, think about that. Why do you suppose every house over $2 million, $5 million, $10 million has a library in it? Because people that are rich understand the power of knowledge. You can't do anything in your life if you don't have knowledge. It's extremely powerful. Extremely powerful to acquire the skills. That's how you become more valuable. You know how to make more money? Let me ask you a question. If you're making right now, right, $10 an hour, do you think you can make twice the amount of money in the same amount of time? What do you think? If you're making right now $10 an hour, $20 an hour, do you think you can make twice the amount of money you currently make at the same time? Answer that mentally. The answer to that is, of course. Now, how do you make twice the amount of money working the same amount of hours, Marcel? You become more valuable to the marketplace. Now, it's important to make that distinction because some people are like, oh, everybody's valuable. Yes, everybody is valuable, and everybody is made in the image and likeness of God. You know, Genesis 1:28, we're all valuable in the eyes of God. Well, to the eyes of the marketplace, which is also called reality, some of us are not that valuable. And those are called the facts. And so in order for you to make more money, you need to what? Become more valuable. And how do you become more valuable, Marcel? The answer is simple: work harder on yourself than you do on your job. Work harder. Work hard on yourself and develop the skills. Work hard on yourself and develop the abilities. Work hard on yourself and develop the knowledge, the wisdom, the experience in order to get paid more, generate more value to the marketplace, generate more value to the company you currently work for. You know, maybe start your own company. You know, the amount of value you're able to create. You can maybe start your own company, you know, if you're good in— and if you have a lot of general skills, you know, business building skills, start your own company. If you're very niche skill in one sort of skill, you know, you can use it to get paid more money in your current job. So of course, here's the answer to the question: can you make twice the amount of money in the same time? You know, the highest paid CEO last year was, you know, CEO from Google, that the Indian guy— forgot his name. He made, I think, about $250 million as an employee last year. How about that? And get this, he has the same 24 hours in a day as you do. Sun shines and sun sets same way as for him. You know, a moment that changed my life was when I figured out it also rains for the rich. You know, I used to think, you know, they have this— the whole life is completely different than mine, you know. It's not possible for me to reach that, to, to achieve those things. And then I figured out the rain also rains for the rich as much as it does for the poor. The rich also have a lot of problems. The thing is, they've just figured out how to become more valuable. And don't give me that, oh no, most rich people inherited it. No, the actual facts are against you. If I'm not mistaken, I think 95% of millionaires are self-made or something like that. Only 5% of millionaires are, uh, inherited it. So that's a False statement. That's a false belief. But I understand, you know, it's easier to believe that your brain is an energy-conserving mechanism. And what I'm trying to do right now is to take my message, take my ideas, take my experience, my knowledge, my skills, my wisdom that I've acquired over, over the years, you know, coming from a poor, poor, rural country, born to poor parents. You know, my dad was a Domino's Pizza delivery boy. My mom was a maid. What I'm trying to do is to take these ideas, take these skills and transfer them over to you. So that you can get inspired by my story and change your life as well. So yes, it's very important to acquire knowledge, acquire skills. That'll make you become more valuable. And here's the key to becoming more valuable: work harder on yourself than you do in your job. I learned that from my teacher Jim Rohn back in 2017. I was 21 years old. I met this teacher called Jim Rohn, found a video of him online, 4-hour-and-a-half-long seminar he did in the '90s. Changed my life forever. 5 years later after watching that seminar, I became a self-made millionaire. He taught me the stuff, he taught me the skills, he taught me the books to read, he taught me the philosophy, the things to do, the ways to act, the ways to think, the ways to walk. You know, one of the important things he taught me was to acquire knowledge, you know. And if you want somewhere to start, I would recommend you watching that 4.5-hour-long seminar by Jim Rohn called Best Life Ever. Search on my YouTube channel, it's in my YouTube channel, or you can click somewhere right here, should show up there. That's where I would start, that's where I would start, right? And if you want some suggestions for books, a few books that changed my life are number 1, Think and Grow Rich by Napoleon Hill. Think and Grow Rich by Napoleon Hill. Number 2, Secrets of the Millionaire Mind by T. Harv Eker. Secrets of the Millionaire Mind by T. Harv Eker. Number 3, How to Win Friends and Influence People by Dale Carnegie. Number 4, Rich Dad Poor Dad by Robert Kiyosaki. Number 5, Influence by Robert Cialdini. Very good book that changed my life and understanding on sales and marketing. Influence by Robert Cialdini. And of course, the Bible. The Bible is the manual to life. Quite literally. If you read Proverbs in the Bible— the only book you need to read if you want to get rich is Proverbs. Of course, I would recommend you read the entire Bible, but if you just read Proverbs in the Bible, you'll have what it takes to become a millionaire. You know, it's funny, when I was about 14, 15 years old, me and my dad, we used to, uh, communicate via email. You know, unfortunately, my dad and my mother divorced when I was 9, and so, um, we didn't see each other very often, but we communicated via email or phone calls. And it's funny, you know, the other day I found these old emails where my dad always used to tell me, son, if you want to be rich, read Proverbs in the Bible. My dad's a very God-fearing man. He loves God with all his heart. He loves Jesus with all his heart. And he taught me, "Son, if you want to get rich, read Proverbs." And it's funny, at the time I was like, "Ah, okay, Dad." But what did I do? Did I read it? Of course not. I was a 15-year-old. What did you expect? But you know what's funny? When I was 21, I met my teacher Jim Rohn. 5 years later, at 26, I became a self-made millionaire. And now looking back, reading Proverbs, I'm like, I was so stupid. I could have gotten rich way sooner. Literally everything I use to this day for my businesses, in principles, in marketing and sales, everything I use until this day is Proverbs, all the foundational stuff, all the important stuff. I was so dumb. So don't make that mistake as I did and go ahead and read Proverbs. It'll change your life. Proverbs will change your life. So that's a short lesson today on how to get rich, and I hope you can get rich so that one day you send me a message or call me up or you say, Marcel, that video you, you, you posted, that one thing you said, that one thing you shared changed my life completely. Now I'm doing this, I'm doing that, I'm a millionaire, I'm rich, I have these businesses, I'm doing that. And then once you get there, I'm going to say, boom, you are now ready to tune up your, your heart to the frequency of the kingdom. Now I start talking about the kingdom of heaven, how you can rise up and start sharing your story online as well. To help inspire other people to do the same, to change their lives like you've changed yours. And you can help more people rise up as war generals for God's kingdom. That's what burns my heart. That's what I want to do. I want to help people get rich so that when you're rich, we can now talk about, okay, let's now serve God's kingdom. Let's help people. Let's help orphans. Let's help, you know, homeless. Let's help feed people. Let's help, you know, with education for kids. Let's help with inspiring people online to change lives as well. Post content about your story, how you change your life. You know, let's rise up as a war general, because what God most needs right now in the spiritual warfare we live in, in this battle against good and evil that we are currently living in, in 2026 on God's great earth, is war generals. We need more war generals rising up for the kingdom of God. And that's what burns my heart at the end of the day. You think I'm talking about making money online so that, you know, you can get rich and buy Lambos and just fuck off and do whatever you want? Fuck that. I don't give a shit about that. I don't give a shit about things. I don't give a shit about money. I don't give a shit about anything. If God told me tomorrow, give all your money away, close all your businesses, I'd say, yes sir. Yes sir. Marcel, what would you do if you lost absolutely everything? Number one, I don't have absolutely anything. I'm not an owner of anything I own. I don't have any money, I don't have any cars, I don't have any houses, I don't have anything. I don't have any businesses, nothing. I am just a good and faithful servant. I'm just God's servant. I'm just his butler. I'm just taking care of her— I'm just taking care of his stuff. It's not— nothing is mine. It's all his. I'm just taking care of it for him while I'm here. So I don't have anything, number one. But number two, let's play your game. What if I lost everything, right? Let's Let's, let's hypothesize that. What if I lost everything tomorrow? If I lost everything tomorrow, I'd probably relax for a week doing nothing, just reading scripture, praying. And then at the end of the week, I'd take a deep breath and I'd tell God, God, that last adventure That was incredible. That was amazing. What's next? And that's it. I just want to follow what God wants me to do. That's all I want to do. I just want to follow what God tells me to do. That's it. And so what I most want for you, man, is for you to be able to elevate your frequency because you, you're operating in a low frequency right now. And when I talk about frequency, some people think I'm insane, but it's literal frequency. Everything is energy. Ever heard of the string theory? Absolutely everything. Our frequency is frequency. Frequencies. Um, you know, the Earth have a— has a frequency which is 7 Hertz. You know, your, your, your body has a frequency, your mind has a frequency. And so what you need to do is right now you're operating at such a low frequency, you know, it's like Napoleon Hill said in the book Outwitting the Devil, 99% of people are slaves to their own minds. Is because you're operating at such a low frequency you can't even control your mind and, and your body And so what we need to do is elevate your frequency. And to do that, you got to start changing your mindset, thinking more positive, praying more, connecting more to the word of God, studying more, you know, using your brain. You know, when you use your brain and when you think— most people don't even think. 99% of people on Earth don't think. What do you mean, Marcel? I think all the time. I'm super anxious. No, that's not thinking, that's just operating on autopilot. Thinking is actually thinking, what am I doing? Why am I doing this? Why am I waking up every day, 8 AM, going to work, you know, 9 to 5, whatever, whatever, going back home? I'm just doing this on autopilot for the last 7 years, for the last 10 years, for the last 15, 20 years, right? Why am I doing this? Like, what's the purpose of all this? Like, use your brain and stop living on autopilot. 99% of people don't even use their brain. So once you start using your brain, you're going to start elevating your frequency. And once you start elevating your frequency, everything is going to change for you in your life. You know, you, you need to start changing your philosophy, changing the way you think, you know, feeding your brain with more knowledge and wisdom and skills and experience. You know, where do I do— what do I do, Marcel? Buy books, buy courses. You know, I sell courses. You don't need to buy my course. Fuck that. I don't need your fucking money. I don't care about that. You don't need to buy my course. Buy any course. Just move. Move yourself. Move your brain. Study what you need to study, you know, study anything. Just use your brain for God's sake. He gave it to you for a reason, not to just live on autopilot. I'm very passionate about this stuff because I want to help people change their lives, right? And then once you start doing that, you're going to start elevating your frequency. And then once you are at a high enough frequency, you're making money, things are going well in your life, you're living the good life, right? Then you're going to be able to be a good use for God's purpose in your life. And then before you know it, God's going to tune into the frequency of your heart and he's gonna go, General, are you listening? And you're gonna go, yes, sir. And then he's going to tell you what he wants from you, and then you're going to start serving God's purpose. You gotta think about this, man. You're not very useful to God if you're just broke, living on autopilot, not doing anything for, uh, in your life? You're not very useful. Who do you think is more useful to God? Somebody that has millions or billions of dollars that can build schools, orphanages, that can help people change their life, that can help the homeless, the drug addicts, the, the, the, the sick, the poor, that can help, you know, cure diseases, help with medicine, help children help build schools for children, you know, help save children from human trafficking and sex trafficking and all that, that horrendous, evil, dark stuff that happens around the world. Who do you think can help with that more? Somebody that's broke, working a 9-to-5, living paycheck to paycheck? No. So we need to get you rich first so you can start being more useful for God's kingdom. That's what I want for you. So that's the message for the day, man. Start using your brain more. Start using your brain more. Start doing what you know you need to do. You know you're not living your life to its full potential. So just, just, just take the first frickin' step. No, Marcel, I don't know what to do. Just take the first step. Just watch that video, right? That's the first thing I always recommend people to do. Watch that video on my channel here called Best Life Ever by Jim Rohn. Just watch that. It'll change your life completely. Anyways, if you like this video, Subscribe, hit the notification bell. That helps the algorithm show this to more people, share this to more lives so we can continue this movement in helping people change their lives and rise up as war generals for God's kingdom. Comment below what you'd like to see next or your thoughts or opinions about anything. And don't forget, you are loved. I love you. Jesus loves you. Bye.
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