Mel Abraham, a CPA with 30 years of experience, argues that building wealth without protecting it is pointless. He identifies the 4 Ds—death, disease, divorce, and disaster—as inevitable events most people face, and says the real question is whether your financial system can survive them.
Building wealth without protecting it, it's like building a house without a roof. Listen, death, disease, divorce, disaster— I call them the 4 Ds. And after 30 years as a CPA, I can tell you that almost everyone will face at least one of them. Not maybe, almost certainly. And the question is not whether one of them is coming. The question is whether your machine is built to survive it. And when it does, most people build wealth. Very few build it in a way that can withstand these moments. And that is part of a machine that most people ignore.
