Mel Abraham argues that wealth comes from habits, not income. A study of 10,000 millionaires found 80% were first-generation and 30% never earned more than $100,000. He calls financial problems "money symptoms" of past choices, fixable by changing daily behaviors.
Do you know that the reality is that your wealth, your financial freedom, your financial life is driven much more, 80%, by your behaviors, habits, and decisions than it is your money? 10,000 millionaires were studied. 80% of them were first-generation millionaires. First generation. That means they made it during their lifetime. 30% of them never made more than $100,000. So they didn't sell a dot-com business. They didn't have Bitcoin. They didn't do any of that. They just worked. Well, so the difference isn't the money. The difference is what they did with it. It's the behaviors, the choices, the decisions. Decisions. Here's the thing, y'all, no matter what your financial situation is, you don't have money issues, you don't have money problems, you have money symptoms. They're symptoms of, of your choices and decisions from the past. And so here's the beautiful thing, as much as that seems like confronting, now it allows you to sit back and say, all I have to do is change my behaviors, we're good.
