Over 15,000 auto accidents happen daily in the U.S., and if you're found legally responsible, you can face lawsuits for hundreds of thousands to millions of dollars. Standard insurance limits often don't cover these costs, leaving you personally liable for medical bills, property damage, legal fees, and pain and suffering.
According to the Department of Transportation, over 15,000 auto accidents occur every day on U.S. streets, roads, and highways, many resulting in serious injuries to drivers, passengers, or pedestrians, including permanent disabilities and, of course, fatalities. These accidents involve drivers of all ages, skills, and experience. Even safe, careful drivers like you get into accidents. And if a court should determine that you are legally and financially responsible for such an accident, even if it wasn't your fault, you can be sued personally for hundreds of thousands or even millions of dollars to pay for property damage, medical expenses, and legal fees, including personal injury awards seeking compensation for the victim's pain and suffering. Lost income, or future earning potential. And a lawsuit like that can easily exceed the coverage limits of your
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