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From 400 Credit Score To Millions

Name: From 400 Credit Score To Millions
Uploaded: 2025-10-03T12:00:33+00:00
Duration: 33 s
Channel: Mick Hunt
Description: A short excerpt from a YouTube interview where Rachel Rogers describes her financial turnaround: she once had a 400 credit score after missing a single…

3 Oct 2025 · 1 min

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A short excerpt from a YouTube interview where Rachel Rogers describes her financial turnaround: she once had a 400 credit score after missing a single credit card payment, then started her own practice. In her first year she earned about $65,000—replacing her prior clerk salary of $41,000—and in her second year she made about $300,000.

Questions this video answers

400

Missing one credit-card payment (she forgot a payment).

About $65,000

$41,000 per year

About $300,000

But Ms. Rachel Rogers @ one point had a. I'm gonna say this number out loud, and I.
Gotta say it.
A 400 credit score.
I. I remember there was, like, a credit card, like, that I was trying to keep up with, and I forgot. Like, I literally forgot about one payment, and it tanked my credit score. And then once I saw the result of just that one payment that I was late on, I just kind of gave up. I was just like, forget it.
The biggest reason that you can't scale is because you don't even want to be there creating.
A job that you hate. No, thank you. Right? So if there's something that I. What I believe is that my interests and my clients interests are aligned, right? So if I'm showing up and I hate some aspect of the business, I cannot show up as my best for my clients. And so therefore, they're not getting the best of what we have to offer. But I started my own practice, and the first year I made like, $65,000, which I replaced my. My first year salary. Like, my salary as a clerk was $41,000 a year and good health insurance. So I was like, if I could just replace that, like, let's start there. I did it the first year. Then the second year, I made like $300,000. And so I was like, oh, I'm on to something, right? And like, Even with the 65,000, I knew I was just scratching.
Sam.