How much higher can the interest rate be for an 80% cash-out refinance according to the speaker?

Name: 80% Cash-Out Refi: Prepare for a HUGE Interest Rate Shock! #shorts
Uploaded: 2025-10-31T19:44:29Z
Duration: 23 s
Channel: Mundo Sanchez
Description: Short YouTube video by Mundo Sanchez giving a brief warning about 80% cash-out refinance loans: lenders view going to 80% LTV as higher risk, so…

Mundo SanchezAward-winning CFO, Forbes-featured entrepreneur, and creative finance expert helping entrepreneurs achieve their goals.

80% Cash-Out Refi: Prepare for a HUGE Interest Rate Shock! #shorts

31 Oct 2025 · 0 min

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0:23

Short YouTube video by Mundo Sanchez giving a brief warning about 80% cash-out refinance loans: lenders view going to 80% LTV as higher risk, so borrowers should expect a substantially higher interest rate (speaker cites it could be about 0.5% higher). The clip focuses on the increased cost/risk of choosing an 80% cash-out refi.

Questions this video answers

About 0.5 percentage points ("half a percent") higher.

I will make a note that if you are going to do an 80% cash out refi, your interest rate is going to be pretty high on that loan. Because lenders don't like to go to 80%. They will do it, but they don't, you know, from a, from a risk perspective, you're gonna, you're gonna pay a higher interest rate and it's gonna be substantially higher. It could even be like half a percent higher. Just keep that in mind.