Let the Best Underwriter Win
22 Jan 2026 · 0 min

0:13
Mundo Sanchez and Speaker B discuss how small adjustments to underwriting affect buyer surplus at closing, then joke about awarding pretend trophies to whoever does the best work on a property.

Mundo Sanchez and Speaker B discuss how small adjustments to underwriting affect buyer surplus at closing, then joke about awarding pretend trophies to whoever does the best work on a property.
However, you're not really getting much buyer surplus at closing. So I can bring this up slightly to get that number back up, but it's kind of like a— Hey, hey, hey, calm down, calm down.
Don't get my trophy, don't get mine. They're fighting over pretend trophies.
Pretend trophies? Pretend trophies. Okay, whoever's gonna get, whoever's gonna underwrite this property the best is gonna get the trophy, okay? Okay. Those are the rules.