What is the simplest budgeting advice? Have a budget!💰

Talk about budget. For some reason, it's just such a difficult thing for so many people to do. Why do you think that is? What are some actions that they can take to start getting themselves to doing a budget? No matter how much money you make, have a budget. A lot of people, it's the dirty B-word. They don't want to do it. Why? Right, because we're humans. Gets us right back in our lizard brain and gets us fearful. And it's really a fear thing. We're scared to know what our life costs. We're scared to know where we spend money. We're scared to know how much we spend per month in online subscriptions or clothing. So it's easier not to look at the details. Remember, one student came up to me after the first week of class. He was still on the same account as his parent, right? All the spending going through one account. He came up and said, I can't figure out what my spending are. There's too many charges involved. I can't do it. But the other half of the assignment is they have to create a budget for the next 2 months and track it. And he told me, I can create a perfect budget. I'll be right on. He spent 15 minutes trying to argue with me, and I knew it was just