Nick PerryFounder and CEO of 7 Figure Cartel

The School–Job–Save Formula Is a SCAM (Wake Up Before It’s Too Late)

7 Oct 2025 · 1 min

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0:30

This YouTube video (by Nick Perry) argues that the traditional "school → job → save" financial formula is outdated and that current wealth is created by entrepreneurs who generate value in the economy. The speaker frames traditional advice (401(k), good job, good grades) as broken and emphasizes creating value and serving the economy as the path to new wealth.

Chapters

The old ways of making money are out the fucking window, right? Your 401k, get a good job, go to school, get good grades. That is completely outdated, broken information. Anybody that has money right now, if they didn't inherit some large sum of money, it's because they went out and created value in the economy, right? Entrepreneurs, guys like yourself, helping people. Guys like myself out helping people, serving the economy. New money is how do you actually succeed right now because the game has completely changed.