Tommy DobczykOpportunity Zone Advisor, OZ Wizard · Director of Development | Certified Opportunity Zone Advisor

AI Unlocks Real Estate Deals: Faster, Smarter Investing! #shorts

4 Jul 2026 · 1 min

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In this brief commentary, the speaker explains that the Debt Service Coverage Ratio (DSCR) reveals a negative cash‑flow scenario for a prospective real‑estate acquisition. By comparing the two rental incomes the investor would receive against the two loan payments required, the analysis shows that the lease income would be insufficient, effectively forcing the investor to pay the tenant to occupy the space. Consequently, the deal is deemed unattractive unless the seller offers owner financing, which is rarely the case.

this really breaks this deal a little bit in the fact that because of the DSCR score, if we take the two rents that we would have to pay, if we take the two loan payments we'd have to pay and condition that against what we're getting on our lease, we're actually paying for our tenant to live there. Okay. I understand that. Makes sense. Right? So it's not worth doing that. And again, unless the owner's willing to do some owner financing deal. So then at that point it makes sense, but they're typically not interested. Right.