Tommy DobczykOpportunity Zone Advisor, OZ Wizard · Director of Development | Certified Opportunity Zone Advisor

Bank Won't Lend on 'Dirty Dirt'! Data Center Deal in Jeopardy #shorts

12 May 2026 · 1 min

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Tommy Dobczyk breaks down why a data center deal is falling apart: the land is classified as contaminated, so banks won't finance it. The sellers are marketing it as dirty, which inflates cleanup costs and leaves the buyer unable to bridge the financing gap.

Chapters

Are you a land shark doing deals? It's literally to buy a cat. Like, we can't get lending on it because of everything that's wrong with it, right? And so if we buy it through a bank, bank's not going to lend on dirty dirt because that makes them responsible for the dirt, right? So we can't get a loan on it because they don't want that responsibility. The owners are trying to sell it as dirty dirt, which is going to increase our cost to fix it. So all this has to be renegotiated now. So we're going to go back and talk to them and be like, listen, how do we get through this deal now? And if we can, it literally squashes the game. So no more data crunching.