Tommy DobczykOpportunity Zone Advisor, OZ Wizard · Director of Development | Certified Opportunity Zone Advisor

Boost Income: How to Hit DSCR Targets Easily! #shorts

26 Mar 2026 · 1 min

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0:39

In this short, Tommy Dobczyk walks through a quick calculation for achieving a 1.8 Debt Service Coverage Ratio (DSCR) for a property. He estimates that an additional $25,000 in monthly income is needed and suggests practical ways to generate it: scaling up monthly events to $45‑50K, increasing club revenues (Club Scottsdale) by about $7K, boosting card revenues by another $7K, and adding more car-related income. He then ties these figures to a lender’s view, noting that with a Net Operating Income (NOI) of roughly $2.2‑$2.8 million annually, the debt service appears comfortably covered.

Chapters

Go down and let's take a look and see if the, if this was assumed, how much income would I need to create for a 1.8 DSCR? I'm gonna need to add another $25,000 a month. So what do I do? Probably throw more events, monthly events up to $45,000, $50,000 a month. That'd be an easy way to do it right there. Just to also add 10% more to the club, Club Scottsdale, $7K more for events or, and then $7K more for cards. Add in some more cars. The DSCR lender sees this and says that if I have an NOI of $2.8— $2.2 million a month, that my bank annual debt service is, is in good hands, right?