Tommy DobczykOpportunity Zone Advisor, OZ Wizard · Director of Development | Certified Opportunity Zone Advisor

Owner Carry Secrets: Secure Deals with This 3.5 Offer! #shorts

1 Jul 2026 · 0 min

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A seller-financing strategy where you offer the buyer a 3.5% owner-carry term, which can be more attractive than traditional financing. The key: sellers earn more from projected future revenue than from revenue already realized, so base the deal on projections rather than actual cash flow.

Can they carry 3.5? Oh, that's a good— that's the offer I would make them. I would offer them 3.5 owner carry. No, Tommy would never do that. That is 100% how I'd offer that deal. So I'd be like, I totally see your dream. Here's a bigger one. So, because again, you could do that. Did you— were you paying attention when he said you get more money for revenue that isn't made than you do for revenue that is made? Off of projections versus reality.