Tommy DobczykOpportunity Zone Advisor, OZ Wizard · Director of Development | Certified Opportunity Zone Advisor

Real Estate Deals: Protect Your Investment from Disaster! #shorts

14 May 2026 · 1 min

Watch on YouTube

0:34

In this concise YouTube short, the speaker warns real‑estate investors—especially those acting as private money lenders (PMLs)—about critical safeguards to avoid losing money when a property transaction goes wrong. He stresses three key protective measures: (1) ensure you are listed as an additional insured on the property’s insurance policy so you’re covered if the property is destroyed; (2) scrutinize the title company’s title search and title commitment, reading the listed conditions and demanding that any outstanding liens or encumbrances be cleared before closing; and (3) verify that the other parties actually have the cash needed to satisfy those payoff requirements. The overall message is a cautionary, instructional call to perform diligent due‑diligence steps before finalizing any deal.

Chapters

Are you a land shark doing deals? You know, if you're a PML and your person has insurance on the property, but you're not named as an additional insured, if that thing burns to the ground, you're stuck holding the bag because you, you weren't insured and they can run with that money. When the title company runs the title search, they will come back with conditions to make this a clean title, and you need to be able to have, have them give that to you so you can look and say, I'm gonna require you to pay off this, this, and this before we'll move. So you gotta be able to understand those title commitments with the conditions and be able to read those and execute on how you wanna know if these people are doing all these deals, do you have any money in the bank?