When a seller finances a real estate deal and wants $60,000 to $120,000 down, don't offer the full amount. A bigger down payment gets better terms, but you can use a holdback arrangement to protect yourself and deduct any unresolved credits at closing.
Gave me the option, then I went back in and I said they told us they're willing to do seller finance, that we would need to put down $60,000 to $120,000. And this is what it said. Oh, they took $120,000, is that 20%? That would be useful for us. And it says don't offer $120,000. It also shows here that the higher down, the better the terms. So we'll get that way per month. So we could do a holdback in that regard. We got the $120,000 down. Only with protecting salaries and/or credits unresolved with Sarah and Cody. If you see anything that pops up, they take that off the end.
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